SimplyCLICK SBI Card
Last Updated : Nov. 7, 2023, 10:40 a.m.
SimplyCLICK SBI Card is one of the popular rewards credit cards. With this plastic card, you can earn 10X reward benefits. So it is different from your usual card, which earns you one or two points. But there’s a condition: you will avail yourself of the 10X benefits only on online transactions made with the credit card. Also, those transactions will be valid for 10X benefits only if you have bought a product/service of a partner brand. Otherwise, it’ll be 5X rewards only. Find out what more this SBI Card has in store for you.
SimplyCLICK SBI Card Offers April 2024
- Welcome benefit: Amazon Pay Gift Card worth Rs. 500
- Accelerated rewards on online shopping : 10x reward points on exclusive partner brands, 5x reward points on all other online spends
- Fuel surcharge waiver: Up to Rs. 100 per month on fuel transactions between Rs. 500 and Rs. 3000
- Contactless payment: Quick and easy transactions at any merchant that accepts Visa payWave
- Worldwide acceptance: Use your card at over 24 million outlets across the globe
SimplyCLICK SBI Card Flexipay Facility
- Convert credit card purchases of ₹2,500 and above into EMIs
- You can do this within 30 days of purchase
- To apply for Flexipay, do SBI Credit Card Login
Annual Fee and Other Charges
- Annual Fee: ₹499 (one-time)
- Renewal Fee: ₹499 (per annum)
| Types of Fees | Amount (In ₹) |
|---|---|
| Card Replacement | 100-250 |
| Rewards Redemption Fee | 99 |
| Payment Dishonor | 500 |
| Over Limit Fees | 600 |
| Finance Charges | 3.50% per month |
| Cash Payment fee | 250 |
| Cash Advance Fees | 500 |
| Foreign Currency Transaction fee | 3.5%(For All Cards Except Elite & Aurum) |
| Processing Fee on all Rent Payment Transactions | 199 |
| Balance Transfer | 1.7% per month (for 180 days tenure) |
Late Fees
| Outstanding Amount | Charges |
|---|---|
| For the amount between ₹ 0 to ₹500 | NIL |
| Exceeding ₹500 and up to ₹1,000 | ₹400 |
| Exceeding ₹1,000 and up to ₹10,000 | ₹750 |
| Exceeding ₹10,000 and up to ₹25,000 | ₹950 |
| Exceeding ₹25,000 and up to ₹50,000 | ₹1,100 |
| Above ₹50,000 | ₹1,300 |
Travel Benefits with SimplyCLICK
The SimplyCLICK SBI Card offers milestone benefits to its cardholders who reach certain annual spending milestones. These benefits include:
- Cleartrip e-voucher worth Rs. 2,000 on reaching an annual spending milestone of Rs. 1 lakh.
- Cleartrip e-voucher worth Rs. 4,000 on reaching an annual spending milestone of Rs. 2 lakh.
T&C
- These e-vouchers can be used to book flights, hotels, and other travel-related services on Cleartrip.
- To be eligible for these milestone benefits, you must spend at least Rs. 1 lakh or Rs. 2 lakh, respectively, on your SimplyCLICK SBI Card in a calendar year. Your spending will be calculated from the date of your card activation.
- Once you have reached a milestone, you will receive an email or SMS notification from SBI Card. You can then redeem your e-voucher on the Cleartrip website or mobile app.
- The e-vouchers are valid for one year from the date of issuance.
- The e-vouchers are non-transferable and cannot be redeemed for cash.
- You can only redeem one e-voucher per transaction.
- The e-vouchers cannot be used in conjunction with other offers or discounts.
SimplyCLICK SBI Card Apply Online at Wishfin
Yes, you can apply for the best credit card at Wishfin, a leading fintech player that gives you benefits like –
- Compare from the best credit card
- Other financial product deals and offers
While applying for the SBI card, you also need to provide a few personal and professional details before submitting it online. Afterward, Wishfin will send your application to SBI after getting your consent for the same. Once the application reaches SBI, the public lender checks whether the details entered are true or not.
Upon successful verification of the details, SBI gives an approval. Plus, it would check whether you meet the eligibility criteria set for the card.
