SBI Credit Card – one of the largest credit card providers in India, has now taken its total card customer base to more than 10 million. With this, it has become the second largest credit card issuer in India. The legal name of the company changed to SBI Cards and Payment Services Limited from SBI Cards and Payment Services Private Limited on August 20, 2019. SBI Card happened to be the first pure play credit card company to get listed on the Indian stock exchange in March 2020. It has offices in more than 145 cities in India.
Its credit cards have accelerated rewards structure, welcome gift, movie tickets or complimentary airport lounge access, and much more. The state-owned bank offers a wide range of credit cards, making it easy for the customers to choose the one that fulfills their purposes. In addition, you can transfer the balance of another bank credit card to SBI credit card and pay the dues at a lower rate of interest. The balance can even be transferred on EMIs. Several value added services such as Encash – Money on Call facility, and Zero lost card liability only add to the attraction.
Features & Benefits
Encash Facility – Need extra cash to meet your emergency requirements? Take the help of SBI Card Encash that provides you with the required funds to meet such needs. You just need to pay a processing fee at 2% of the loan amount, subject to a minimum and maximum of INR 499 and INR 3,000, respectively. You need to repay it over a tenure of 12, 24 or 36 months.
Balance Transfer – You can transfer the outstanding balance of other bank credit card to SBI at a lower rate of interest. An amount as low as INR 5,000 can be transferred on EMI.
Flexipay – You can make a big purchase from SBI credit card and pay it in equated monthy installments (EMIs). You can choose from any of the following ways to convert your purchase into EMIs.
- SMS FP to 56767
- Log on to sbicard.com, click on Benefits, navigate to lower interest rates and then on to Flexipay
- Dial 18601801290 or 39020202
Easy Money and Instant Cash Services – While Easy Money service lets you receive money at your doorstep via cheque, Instant Cash Service feature allows you to withdraw cash from the ATMs.
Redemption of Rewards Against Exclusive Gifts – You can buy gifts from several online and offline merchant stores by redeeming the rewards earned.
Payment of Outstanding Balance via Reward Points – Some SBI credit cards, such as SimplySAVE SBI Card, allow redemption of reward points towards the payment of outstanding balance.
List of Best SBI Credit Cards in India November 2023
SBI provides a variety of credit cards in various categories such as travel, lifestyle, rewards, shopping, etc. Excited to hear the cashbacks and reward point offers on SBI credit cards? Then, take a glance at the table below.
SBI Lifestyle Cards
Cards | Fees and Charges |
---|---|
SBI Card ELITE | Annual Fee:₹4,999 (one-time) Renewal Fee:₹.4,999( per annum) Add-on Fee: Nil (per annum) |
SBI Card ELITE Advantage | Annual Fee:₹4,999 (one-time) Renewal Fee:₹4,999( per annum) Add-on Fee: Nil (per annum) |
SBI Card ELITE
- Welcome, E-gift voucher worth INR 5,000 from Shoppers Stop, Pantaloons, Yatra, Bata/Hush Puppies, Marks & Spencers.
- Get assured 5X reward point on groceries, departmental store and dining expense.
- Maximum 50,000 bonus points on annual spends.
- And 10,000 bonus reward points on INR 3 to 4 Lakh spend in a year.
- 2 complimentary movie tickets worth INR 500 every month
- 24×7 concierge services and exciting offers and privileges.
- Complimentary visits per year to airport lounges through Priority Pass
- 6 visits in International and 2 in Domestic Airport Lounges
- Trident Privilege Red Tier membership with 1000 welcome points.
- Bonus reward of 15,000 points for your first day stay using the SBI card
- Get an additional hotel credit of 1,000 on an extended night stay.
- Under Club Vistara Membership get a complimentary lounge access voucher
- And 1 upgrade voucher on every INR 100 spent on Vistara flights
- 9 Club Vistara points is credited to the cardholder account
- 1% fuel surcharge waiver for transaction of INR 500 – INR 4,000.
- Annual fee reversal on INR 10 lakh spends
- Low currency markup fee on your international spend
SBI Card ELITE Advantage
- E-gift voucher of INR 5,000 welcome gift for customers.
- 5X rewards on departmental stores, groceries and dining.
- Assured 2 points on every INR 100 spent.
- 50,000 bonus reward point on INR 12,500 yearly spend
- Spend INR 3 to 4 Lakh and earn 10,000 bonus points.
- Concierge services to make your travel comfortable.
- Complimentary movie tickets worth INR 6,000 a year
- Priority Pass Program membership of INR 7,132 for 6 international and 2 domestic lounge access
- Trident Privilege Red Tier membership with an exclusive 1000 welcome point
- Earn 1500 bonus points on your first day stay and get additional INR 1,000 hotel credit on extended night stay
- With Club Vistara membership get 1 complimentary lounge access voucher
- And 1 upgrade voucher on every INR 100 Vistara flight bookings
- Earn 9 Club Vistara Points and get instant credit on your account
- 1% fuel surcharge waiver on INR 500 to 4,000 fuel refilling.
SBI Reward Cards
Cards | Fees & Charges |
---|---|
SBI Card PRIME | Annual Fee:₹2,999 Renewal Fee:₹2,999 Add-on Fee: Nil (per annum) |
Tata Platinum Card | Annual Fee:₹2,999 Renewal Fee:₹2,999 Add-on Fee: Nil (per annum) |
Tata Titanium Card | Annual Fee:₹499 Renewal Fee:₹499 Add-on Fee: Nil (per annum) |
SBI Card PRIME
- Welcome E-voucher worth INR 3,000 of Marks and Spencer, Yatra.com, Shopper Stop, Bata/Hush Puppies and Pantaloons
- Get Pizza Hut E-voucher of INR 1,000 on INR 50,000 calendar quarter spends
- E-Gift voucher worth INR 7,000 from Yatra.com on annual INR 5 lakh spend
- 20 reward points on every INR 100 spent on standing instructions of utility bill payments
- 15 reward points on every INR 100 spend on Reliance Fresh, Reliance Trends, Reliance Smart, Reliance Footprint, Sahakari Bhandar and BigBasket.
- 10 points on every INR 100 spent on groceries, dining, movies and departmental stores
- 20 reward point on your birthday if spend INR 100
- Minimum spending of INR 3 lakh brings the benefit of renewal fee waiver
- Club Vistara Silver membership with 4 complimentary visits a year to International Priority Pass Lounges.
- And 2 lounge access for the domestic airports every quarter.
- Maximum 1000 points on registration of complimentary Trident Privilege Red Tier membership.
Tata Platinum Card
- Exclusive welcome and anniversary gifts from Taj.
- And vouchers worth INR 3,000 from Top brands.
- Get a 5% value back on Tata partnered outlets.
- On grocery, dining, departmental & international spends get 3X reward benefit
- And INR 4 to INR 5 lakh annual spend give gift vouchers worth INR 3,000.
- 2% value back on spends at Croma.
- Use the Tata Credit Card at over 24 million outlets worldwide.
- Get an add-on card for your loved ones.
- You can withdraw cash at over 1 million outlets worldwide.
- One can also convert high transactions into Flexipay.
Tata Titanium Card
- INR 2,000 spend on your first 60 days provides 500 empower points.
- And value back of 1.5% in Croma and 5% on Tata outlets.
- Enjoy 3X rewards on departmental and grocery stores.
- Annual fee waiver on your INR 90,000 and above annual spends.
- Enjoy a fuel surcharge waiver at the refilling stations.
- Pay the utility bills through the easy bill facility.
- Use the flexipay option to convert the transactions into EMIs.
- Download monthly e-statements online through this card and this facility is available 24×7.
- Withdraw cash from ATMs worldwide using this card.
- This credit card is accepted at over 24 million outlets worldwide.
SBI Shopping Cards
Cards | Fees & Charges |
---|---|
SimplyCLICK SBI Card | Annual Fee: ₹499 (one-time) Renewal Fee:₹499 (per annum) Add on Fee: Nil (per annum) |
SimplySAVE SBI Card | Annual Fee: ₹499 (one-time) Renewal Fee:₹499 (per annum) Add on Fee: Nil (per annum) |
Central SBI Select+ Card | Annual Fee:₹2,999 (one-time) Renewal Fee:₹2,999 (per annum) Add-on Fee: Nil (per annum) |
Central SBI Select Card | Annual Fee:₹750 (one-time) Renewal Fee:₹750 (per annum) Add-on Fee: Nil (per annum) |
STYLEUP Contactless Card | Annual Fee:₹499 Renewal Fee:Rs.499 Add-on Fee: Nil (per annum) |
Capital First SBI Card | Annual Fee:₹499 Renewal Fee:₹499 Add-on Fee: Nil (per annum) |
SimplyCLICK Advantage SBI Card | Annual Fee:₹499 Renewal Fee:₹499 Add-on Fee: Nil (per annum) |
SimplySAVE Advantage SBI Card | Annual Fee:₹499 Renewal Fee:₹499 Add-on Fee: Nil (per annum) |
Fbb SBI STYLEUP Card | Annual Fee:₹499 (one-time) Renewal Fee:₹499 (per annum) Add-on Fee: Nil (per annum) |
SimplyCLICK SBI Card
- Assured 5X Reward Points on online spends
- Enjoy 10X reward points on our partnered websites like Amazon, Apollo24X7, BookMyShow, Cleartrip, Eazydiner, Lenskart, and Netmeds.
- Amazon.in Gift Card of INR 500 on joining
- E-voucher of INR 2000 on annual online spends of INR 1 to INR 2 Lakhs.
- 1% fuel surcharge waiver on INR 500 to INR 3,000
- Spend INR 1 lakh and annual fee reversal for next year
SimplySAVE SBI Card
- 10X Rewards on INR 150 spent on Dining, Movies, Departmental Stores and Groceries
- Welcome Gift of 2,000 reward points on spending INR 2,000 within the first 60 days
- Spend INR 1,00,000 in a year and get the annual fee for the next year waived off
- On fuel payment of INR 500 to INR 3,000 get 1% fuel surcharge waiver
STYLEUP Contactless Card
- FBB gift voucher worth INR 500
- 2,000 Bonus Reward Points is credited every anniversary year
- Enjoy 10X reward points on your spending at Big Bazaar, Standalone FBB and Food Bazaar outlets, and your dining expenses.
- Earn 1 reward point on every INR 100 spent on all other purchases except fuel.
- Flat 10% discount on all fashion apparel, accessories, school bags, backpacks & footwear at Fbb & Big Bazaar outlets
- Avail 1% fuel surcharge waiver on every transaction of INR 500 to INR 3,000
SimplyCLICK Advantage SBI Card
- Amazon.in Gift Card worth INR 500 on joining.
- 10X Reward Points on online spending with exclusive partners Amazon/bookmyshow/ Zoomcar/ Lenskart/ Foodpanda/Cleartrip.
- 5X Reward Points on all other online spends.
- E-voucher is worth INR 2000 on annual online spending of INR 1 Lakh and INR 2 Lakhs each.
- Enjoy 1% fuel surcharge waiver at petrol pumps for each transaction between:INR 500 and INR 3,000 (Exclusive of GST, wherever applicable, and all other charges).
SimplySAVE Advantage SBI Card
- Enjoy 10 Reward Points per INR 100 spent on Dining, Movies, Departmental Stores and Grocery purchases
- Earn 1 reward point for every spend of INR 100 on all other purchases
- Annual fees reversal on spends of INR 90,000 and above.
- 1% fuel surcharge waiver across all petrol pumps for transactions worth INR 500 – 3,000.
- Acceptance at over 24 million outlets worldwide, including 3.25 lakh outlets in India
SBI Travel Cards
Cards | Fees & Charges |
---|---|
Air India SBI Signature Card | Annual Fee:₹4,999 (one-time) Renewal Fee:₹4,999 (per annum) Add-on Fee: Nil (per annum) |
Air India SBI Platinum Card | Annual Fee:₹1,499 (one-time) Renewal Fee:₹1,499 (per annum) Add-on Fee: Nil (per annum) |
Chennai Metro SBI Card | Annual Fee:₹499 (one-time) Renewal Fee:₹499 (per annum) Add-on Fee: Nil (per annum) |
IRCTC SBI Platinum Card | Annual Fee:₹500 (one-time) Renewal Fee:₹300 (per annum) Add-on Fee: Nil (per annum) |
Yatra SBI Card | Annual Fee:₹499 (one-time) Renewal Fee:₹499 (per annum) Add-on Fee: Nil (per annum) |
Etihad Guest SBI Premier Card | Annual Fee:₹4,999 (one-time) Renewal Fee:₹4,999 (per annum) Add-on Fee: Nil (per annum) |
Etihad Guest SBI Card | Joining Fee :₹ 1,499 Renewal Fee :₹ 1,499 from second year onward Add-on Fee: Nil (per annum) |
Air India SBI Signature Card
- Earn 20,000 Reward Points as a Welcome Gift on payment of joining fee.
- Upto 30 Reward Points for every INR 100 spent on Air India tickets.
- Card Anniversary gift of 5,000 Reward Points every year.
- Up to 1,00,000 Bonus Reward Points on annual spends.
- Reward points convertible into Air India Miles. 1 Reward point equals 1 Air India Mile.
- Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns
- Enjoy International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program
Air India SBI Platinum Card
- 5,000 Reward Points as a Welcome Gift.
- Card Anniversary gift of 2,000 Reward Points, every year.
- Upto 15 Reward Points for every INR 100 spent on Air India tickets.
- Up to 15,000 Bonus Reward Points on annual spending.
- 1 Reward Point*=1 Air India Air Mile for Free Travel
- Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns
- Enjoy International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program
IRCTC SBI Platinum Card
- Upto 10% value back as Reward Points for booking railway tickets in AC1, AC2, AC CC categories at irctc.co.in.
- Earn 350 activation bonus Reward Points on spends of INR 500 and more within 45 days of the card issuance date
- 1 reward point for every INR 125 spent on purchases other than fuel
- 1% transaction charges waiver, exclusive of GST, on railway ticket bookings on irctc.co.in
- Use reward points to book free train tickets, wherein 1 reward point equals to 1 rupee
- 1% fuel surcharge waiver at all petrol pumps for transactions worth between INR 500 and INR 3,000 (Exclusive of GST and other charges).
Yatra SBI Card
- Enjoy Yatra Voucher worth INR 8250 on this credit card.
- Get an instant discount of INR 1,000 on total fare for domestic flight bookings on a minimum transaction ofINR 5,000
- Enjoy an instant discount of INR 4,000 on total fare for International Flight Bookings for a minimum transaction of INR 40,000
- Avail a flat 20% discount on Domestic Hotel Bookings on a minimum transaction of INR 3,000. Maximum discount is capped to INR 2,000 on each transaction.
- Type Promo Code ‘TRAVEL’ to avail the travel benefits mentioned above. The code can be used for a maximum of 6 times in a calendar year.
- Exclusive access to MasterCard airport lounges in India.
- 6 reward points on every INR 100 spent on departmental stores, grocery, dining, movies, entertainment and international spends
- 1 reward point on every INR 100 spent on all other categories
- 1 Reward Point=INR 0.25 (Reward Points redeemable at Yatra.com)
- 1% fuel surcharge waiver at all petrol pumps for transactions worth between INR 500-3,000, with the maximum being INR 100 monthly per card account.
- A complimentary air accidental death cover of INR 50 lakh available for Primary cardholder while booking ticket at Yatra.com
- Spend INR 100000 from this credit card and your annual fee will be reversed.
Etihad Guest SBI Premier Card
- Enjoy an 3% discount on booking an economy class ticket at Etihad Airways.
- Get 10% discount on the business class ticket at Etihad Airways
- Grab a discount of up to 10% on travel rewards miles redemption
- Enjoy complimentary Etihad Guest Gold tier status after the first transaction made through the card
- Get 2 free Wi-Fi vouchers on booking your first flight
- Earn 6 Etihad Guest Miles on spending every INR 100 on Etihad.com
- Enjoy 4 Etihad Guest Miles on spending every INR 100 on international purchases
- Earn 2 Etihad Guest Miles on spending every INR 100 on other purchases
- Quarterly spends of INR 1.5 lakh to earn you 1,500 Etihad Guest Miles
- Grab a companion voucher on spending INR 8 lakhs annually
- Get the annual fee for the second year onward reversed on spending a minimum of INR 5 lakhs in a year
- Complimentary Priority Pass Program membership enabling access to 4 airport lounge visits per year outside India. The maximum visit is capped to 2 per quarter.
- Enjoy 8 complimentary visits to domestic Visa lounges in India, capped to a maximum of 2 per quarter
- Enjoy complimentary overseas air accident cover of INR 50 lakhs
- Get insured with a complimentary fraud liability cover of INR 1 lakh
- Enjoy complimentary lost baggage allowance of up to US$1,000
- Get the 1% fuel surcharge waived on vehicle refill transactions worth between INR 500 and INR 4,000. The maximum waiver is limited to INR 250 per statement cycle.
Etihad Guest SBI Card
- Enjoy 3% discount on economy class and 10% on business class travel bookings with Etihad Airways.
- Get a 5% discount on travel rewards miles redemption
- Complimentary Etihad Guest Silver Tier Status upon the first transaction through the card. The first flight booking would give you a free Wi-Fi voucher.
- Earn 3 Etihad Guest Miles on every INR 100 spent on Etihad.com
- Get 2 Etihad Guest Miles on every INR 100 spent on international purchases
- Earn 1 Etihad Guest Mile on every INR 100 spent on other purchases
- Earn 5,000 Etihad Guest Miles on spending INR 5 lakhs annually
- Get 1 companion voucher on achieving INR 10 lakh annual spends
- Get the annual fee reversed from second year onward on spending a minimum of INR 3 lakhs a year
- Enjoy complimentary membership to Priority Pass Program, providing 8. complimentary visits a year to domestic Mastercard or VISA airport lounges in India
- Get the 1% fuel surcharge waived on vehicle refill with transactions worth INR 500-4,000. The maximum waiver is, however, capped to INR 250 per statement cycle.
- Complimentary overseas air accident cover of INR 25 lakhs
- Complimentary fraud liability cover of INR 50,000
- Complimentary lost baggage allowance of up to US$ 1,000
SBI Fuel Cards
Cards | Fees & Charges |
---|---|
BPCL SBI Card | 1st Year Fee - ₹499 Per Annum + GST Renewal Fee - ₹499 Per Annum + GST |
BPCL SBI Card
- Welcome offer of 2000 bonus reward points on the payment of joining fee. Reward points will be credited after 20 days of the payment of joining fee.
- 4.25% Value back ~ 13X reward points on fuel purchases at authorized BPCL outlets. An additional 0.75% value back will be credited as per mandate from the Government of India.
- Earn 1 reward point for every INR 100 spent on all fuel and retail purchases.
- 5X Reward points on every Rs.100 spent at Groceries, Departmental stores, Movies & Dining.
- 5X Reward Points per Rs. 100 spent on standing instructions for Utility Bills payments.
- 1 Reward point on all other retail spends, except fuel ( 1 RP=Rs 0.25)
- Spend INR 50,000 in a year and get your annual fee for the next year waived off
- No Minimum Threshold. Surcharge Waiver applicable only on transactions up to Rs. 4000/- for a max of Rs. 100/- per month. Maximum surcharge waiver of INR 100 in a month, translating into an annual saving of INR 1,200. Maximum limit in a month is INR 10,000.
- Reward Points can be earned for a maximum spend of Rs. 10000/- per month.
- Earn reward points at all 14000+ pumps of BPCL.
- Redeem your reward points instantly for free fuel at select 1200 authorized BPCL retail outlets across the country or through BPCL fuel vouchers. 4 Reward points give you INR 1 of free fuel.
- You can also redeem your reward points for exclusive products in lifestyle, leisure, and travel categories across major brands at SBI Card’s exclusive Reward Point Program
SBI Health Cards
Cards | Fees & Charges |
---|---|
Apollo SBI Card | Annual Fee - ₹499 Renewal Fee - ₹499 (Reversed on annual spends of ₹90,000 or more in a year) |
Apollo SBI Card
- Earn 500 reward points worth INR 500 upon the payment of joining fee. The rewards would be credited 20 days after the joining fee payment and can be redeemed instantly at select Apollo services, Apollo e-gift vouchers or by Apollo Health Credits.
- Enjoy complimentary gold tier membership on this credit card
- Earn 3X reward points on every INR 100 spent on all Apollo services
- Up to 10% instant discount available at select Apollo services
- Annual fee to be reversed on spending INR 90,000 or more in a year
- 1% fuel surcharge waiver on refilling vehicle at all petrol pumps in India, benefit capped to a maximum of INR 100 per month
Exclusive SBI Card for Doctors
Cards | Fees & Charges |
---|---|
Doctor's SBI Card | Annual Fee - ₹1,499 Renewal Fee - ₹1,499 |
Doctor’s SBI Card
- Get welcome e-gift voucher worth INR 1,500 from Yatra.com
- Earn 5X reward points on medical supplies, travel bookings & international spends
- 5X reward points on all spends on Doctor’s Day celebrated on 1st July
- Get 1 reward point per INR 100 spent on all other stuff
- E-gift voucher worth INR 5,000 from Yatra.com/Shoppers Stop/Bata on spending INR 5 lakhs in a year
- Get your annual fee reversed for the succeeding year on spending 2 lakhs in the previous year
- Get 8 complimentary visits a year to domestic airport lounges in India, subject to a maximum of 2 in a quarter
- Avail complimentary Priority Pass Program membership worth $99, allowing 4 complimentary visits a year to over 1,000 international airport lounges outside India, with a maximum of 2 in a quarter
- Get 1% fuel surcharge waiver on transactions worth INR 500-4,000 at petrol pumps across the country
Banking Partnership SBI Cards
Cards | Fees & Charges |
---|---|
Karnataka Bank SBI Platinum Credit Card | Annual Fee:₹2,999 (one-time) Renewal Fee:₹2,999 (per annum) Add-on Fee: Nil (per annum) |
Karnataka Bank SBI SimplySAVE Card | Annual Fee:₹499 (one-time) Renewal Fee:₹499 (per annum) Add-on Fee: Nil (per annum) |
South Indian Bank SBI Platinum Credit Card | Annual Fee:₹2,999 (one-time) Renewal Fee:₹2,999 (per annum) Add-on Fee: Nil (per annum) |
South Indian Bank Simply Save SBI Card | Annual Fee:Rs.₹499 Renewal Fee:₹499 Add-on Fee: Nil (per annum) |
LVB SBI Platinum Credit Card | Annual Fee:₹2,999 Renewal Fee:₹2,999 Add-on Fee: Nil (per annum) |
LVB SBI SimplySAVE Card | Annual Fee:₹499 Renewal Fee:₹499 Add-on Fee: Nil (per annum) |
Federal Bank SBI Platinum Credit Card | Annual Fee:₹2,999 Renewal Fee:₹2,999 Add-on Fee: Nil (per annum) |
Federal Bank SBI Credit Card | Annual Fee:₹499 Renewal Fee:₹499 Add-on Fee: Nil (per annum) |
KVB SBI Signature Card | Annual Fee:₹4,999 Renewal Fee:₹4,999 Add-on Fee: Nil (per annum) |
Karur Vysya Bank - SBI Platinum Credit Card | Annual Fee:₹2,999 Renewal Fee:₹2,999 Add-on Fee: Nil (per annum) |
Karur Vysya Bank - SBI Card | Annual Fee:₹499 Renewal Fee:₹499 Add-on Fee: Nil (per annum) |
Oriental Bank of Commerce - SBI Platinum Credit Card | Annual Fee:₹2,999 Renewal Fee:₹2,999 Add-on Fee: Nil (per annum) |
Oriental Bank of Commerce - SBI Card | Annual Fee:₹499 Renewal Fee:₹499 Add-on Fee: Nil (per annum) |
Bank of Maharashtra - SBI Platinum Credit Card | Annual Fee:₹2,999 Renewal Fee:₹2,999 Add-on Fee: Nil (per annum) |
Bank Of Maharashtra - SBI Card | Annual Fee:₹499 Renewal Fee:₹499 Add-on Fee: Nil (per annum) |
Karnataka Bank SBI Platinum Credit Card
- Welcome gift voucher worth INR 3,000 from any of our brand partners.
- Spend linked gift vouchers worth INR 6,000.
- 5X Reward Points on Dining, Departmental Store and International spends.
- Card Anniversary gift voucher worth INR 3,000.
Karnataka Bank SBI SimplySAVE Card
- 2,000 bonus reward points on spending of INR 2,000 in the first 60 days.
- Enjoy 10 Reward Points per INR 100 spent on Dining, Movies, Departmental Stores and Grocery Spends.
- Annual fees reversal on spends of INR 90,000 and above.
- 1% fuel surcharge waiver across all petrol pumps.
South Indian Bank SBI Platinum Credit Card
- Welcome gift voucher worth INR 3,000 from any of our brand partners.
- Spend linked gift vouchers worth INR 6,000.
- 5X Reward Points on Dining, Departmental Store and International spends.
- Card Anniversary gift voucher worth INR 3,000.
South Indian Bank Simply Save SBI Card
- 2,000 bonus reward points on spending of INR 2,000 in the first 60 days.
- Enjoy 10 Reward Points per INR 100 spent on Dining, Movies, Departmental Stores and Grocery Spends.
- Annual fees reversal on spends of INR 90,000 and above.
- 1% fuel surcharge waiver across all petrol pumps.
LVB SBI Platinum Credit Card
- Welcome gift voucher worth INR 3,000 from any of our brand partners.
- Spend linked gift vouchers worth INR 6,000.
- 5X Reward Points on Dining, Departmental Store and International spends.
- Card Anniversary gift voucher worth INR 3,000.
LVB SBI SimplySAVE Card
- 2,000 bonus reward points on spending of INR 2,000 in the first 60 days.
- Enjoy 10 Reward Points per INR 100 spent on Dining, Movies, Departmental Stores and Grocery Spends.
- Annual fees reversal on spends of INR 90,000 and above.
- 1% fuel surcharge waiver across all petrol pumps.
Federal Bank SBI Platinum Credit Card
- Welcome gift voucher worth INR 3,000 from any of our brand partners.
- Spend linked gift vouchers worth INR 6,000.
- 5X Reward Points on Dining, Departmental Store and International spends.
- Card Anniversary gift voucher worth INR 3,000.
Federal Bank SBI Credit Card
- 2,000 Bonus Reward Points on spending of INR 2,000 within 60 days.
- INR 100 Cashback on first ATM withdrawal.
- 2.5% value back on Departmental store and Grocery spends.
KVB SBI Signature Card
- Welcome gift voucher worth INR 5,000 from popular brands.
- INR 500 off on movie tickets once every month.
- 50,000 Bonus Reward Points.
- 24×7 concierge service for gift/flower delivery & hotel/holiday bookings.
Karur Vysya Bank – SBI Platinum Credit Card
- Welcome Gift voucher worth INR 3,000 from any one of our brand partners.
- Spend linked gift vouchers worth INR 6,000.
- 5X Reward Points on Dining, Departmental Store and International spends.
- Card Anniversary gift voucher worth INR 3,000.
Karur Vysya Bank – SBI Card
- 2,000 Bonus Reward Points on spending of INR 2,000 within 60 days.
- INR 100 cashback on first ATM withdrawal.
- 2.5% value back on Departmental store and Grocery spends.
Oriental Bank of Commerce – SBI Platinum Credit Card
- Welcome Gift voucher worth INR 3,000 from any of our brand partners.
- Spend linked gift vouchers worth INR 6,000.
- 5X Reward Points on Dining, Departmental store and International spends.
- Card Anniversary gift voucher worth INR 3,000.
Oriental Bank of Commerce – SBI Card
- 2,000 bonus reward points on spending of INR 2,000 within 60 days.
- 1% fuel surcharge waiver at all petrol pumps.
- INR 100 Cashback on first ATM withdrawal.
- 2.5% value back on Departmental store and Grocery spends.
Bank of Maharashtra – SBI Platinum Credit Card
- Welcome Gift voucher worth INR 3,000 from any one of our brand partners.
- Spend linked gift vouchers worth INR 6,000.
- 5X Reward Points on Dining, Departmental store and International spends.
- Card Anniversary gift voucher worth INR 3,000
Bank Of Maharashtra – SBI Card
- 2,000 Bonus Reward Points on spends of INR 2,000 within 60 days
- INR 100 Cashback on first ATM withdrawal.
2.5% value back on Departmental store and Grocery spends.
SBI Kisan Credit Card
- The main aim of KCC is to ensure that Indian farmers are given adequate credit under one single window.
- Launched in 1998 by National Bank of Agriculture and Rural Development, KCC is issued to Indian Farmers.
SBI Credit Card Eligibility Criteria
- Applicant should be a citizen of India.
- You should be over 18 years of age to apply for SBI credit cards.
- One should have good credit history with no loan or credit card default.
Documents Required for SBI Credit Card
- You should have at least 1 passport sized photograph.
- Address proof like Passport, Ration card, Electricity bill, Aadhar card has to be submitted
- Applicant should possess PAN Card and Passport, Adhar Card as identity proof
- Salary slips/certificate for last 3 months/latest bank statement indicating salary credited for minimum 3 months and Income tax return statement
How to Apply for SBI Credit Card Online?
You can apply for SBI Credit Card at Wishfin, an online platform that displays the information on various credit cards. There is no login required as you can visit the official page of Wishfin and then go to the credit card section, which is full of exciting offers. By mentioning a few personal and professional details, the quotes of various card offers will appear on the screen. This is a simple and seamless process to apply online at Wishfin.
Apply via Form
- Access the online application form at Wishfin
- Fill your personal and professional details as sought in the form
- Submit the form to get your application processed
Apply on WhatsApp Application
- Click Apply with the ease of WhatsApp Chat as shown on the credit card section at Wishfin
- Then, a page will open asking you to input your mobile number
- Enter your number and click ‘Continue with WhatsApp’
- You will receive an SMS containing a WhatsApp link
- Click on the link and you will get added to a group featuring you and Wishfin
- You just need to fill in a few personal and professional details before submitting your application
Apply via Wishfin Chat
- Click ‘Use Wishfin Chat’ link
- Mention a few personal and professional details
- Submit the details
How to Apply on SBI Website?
The application process involves the following steps.
- Log on to sbicard.com
- Go to ‘Apply’
- A list of SBI credit cards would appear on the screen with ‘Apply Now’ button under each of them
- Click on ‘Apply Now’ corresponding to the SBI credit card you want
- Fill the necessary personal and income details before submitting the application
- The application would be processed and get approved only upon a successful verification of the details
How to Apply at Your Nearest SBI Branch?
You can visit the nearest SBI branch with the required documents to apply for a credit card. At branch, you must ask for an application form, fill it and then submit the same to the concerned official there. SBI will scrutinize the details and issue you a card only upon a successful verification.
SBI Credit Card Status
One of the important considerations post the credit card application is to know the status. But not many know the ways to do the same. We, at Wishfin, let the card applicants know the status of SBI Credit Card after the application is made. It gives us the utmost pleasure of announcing one’s approval. At the same time, Wishfin ensures to fill the voids in the application by suggesting necessary measures to applicants to eliminate the discrepancies. Keeping these in mind, Wishfin is gaining the trust of the SBI card applicants.
How to Check SBI Card Application Status?
- Log on to sbicard.com
- Go to Track Your Application
- Enter Application Reference Number
- Click on ‘Track’
- The status would show on the screen
SBI Credit Card Customer Care Number
Any queries pertaining to the credit card, be it the payment schedule, reward offers, statement issuance, fees and charges or others, you can dial the helpline numbers – 1860-180-1290 and 1800-180-1290. The customer care representatives would hear your call patiently and provide you with the plausible solution.
SBI Credit Card PIN Generate
You can generate a new PIN online by visiting the website of the public lender. All you need to do is to login to your SBI account online and then click on ‘My Account’ on the left side menu. Afterward, you need to follow the steps described below.
- Click on ‘Manage PIN’
- Select the card for which you need the PIN
- Click on ‘Generate OTP’ tab
- Input the OTP
- Enter and re-enter the new PIN
- Click on ‘Submit’ button
SBI Credit Card Online Payment
Failing to pay SBI credit card bills on time may lead to late payment charges. The interest and applicable taxes can also arise to increase the overall due. This generally happens to those who do not use the convenient online methods to pay the bills and instead depend on cash and cheque. You can log in to Internet Banking of SBI and pay your credit card bill at Bill Desk section. You can even use the net banking of other banks to transfer the card dues to SBI credit card account. Also, you can use mobile banking and activate Electronic Clearing Service (ECS) to pay the bills on or before time. The online methods can be much more convenient than dropping the cheque at bank ATMs or depositing the cash at branches.
In a nutshell, the payment can be made via the following modes
- Net banking
- Mobile banking
- Cash
- Cheque
- Demand draft
SBI Credit Card Statement
Whenever the bill generates, you’ll know the due amount and due date via an e-mail statement. It will show the spends made on the card, the reward points earned, etc. You can even see the minimum due amount calculated at 5% of the outstanding balance. The statement will make you aware of your credit card transactions and help you repay on time.
FAQs
1. Is there a specific app for SBI credit cards?
Yes, SBI has an application, “SBI Card” that is available on both the iOS App Store as well as the Google Play Store. Once you download and register yourself on the application, you can access your credit card account details, raise queries, carry out transactions, and perform various other activities related to different SBI products.
2. What is the minimum salary to apply for an SBI Credit Card?
Each credit card has a different salary requirement. The more premium a credit card is, the more would be the salary requirement. SBI never mentioned its specific salary requirement for a credit card on its website. The SBI tools state that the minimum annual income required is INR 1 Lac. provided that you do not have any other deductions from your salary. However, if you have any other deductions from your salary then the minimum salary requirement is INR 2 Lac.
3. Is it possible to use your Credit card at an ATM?
Yes, it is possible to withdraw cash at an ATM using your credit card. SBI has a daily limit of INR 15,000 for cash withdrawals using credit cards. The overall cash withdrawal is set for up to 80% of your total SBI credit card limit. However, taking a cash advance incurs a charge of up to 3.35% per month.
4. What is the process to close my SBI credit card account?
There are various methods to close your SBI credit card account. You can make a credit card closure request by calling the SBI credit card helpline number. Once SBI receives your account closure request, they immediately terminate your account. Apart from your credit card, if there are any add-on cards linked to your credit card account will also be terminated. Moreover, your account will only be closed if you have all your dues fully paid up otherwise you would have to clear your outstanding dues in order to close your SBI credit card account.
5. Do SBI credit cards have a balance transfer feature?
Yes, SBI approves your balance transfer request. Therefore, you can easily transfer your existing credit card balance from any other bank to SBI Card.
6. What is the eligibility to apply for an SBI credit card?
There is a certain set of eligibility requirements that you need to fulfill in order to apply for an SBI credit card. Some of those requirements are as follows:
– The applicant should be between 18 years to 60 years of age.
– Should have a good CIBIL score.
– The applicant should be able to qualify the minimum salary requirements set by the bank for that particular card.
– Provide all the necessary documents.
7. Are Credit Cards by SBI accepted all over the world?
Yes, an SBI credit card is accepted for all the domestic as well as international transactions. However, each card has a different fee structure to enable this feature on your credit card. You can head over to the official SBI website to check the fee and charges for your particular credit card.
8. What are the charges charged by SBI on their credit cards?
SBI offers a range of services to its credit cardholders and charges some amount for it. The various types of charges on an SBI credit card are – Annual Fee of the credit card, Credit Card Renewal fee, Cash Advance charges, Foreign Currency Markup Fee and various other charges.
9. Is there any free SBI credit card?
SBI credit cards generally come with an annual fee but the amount is however waived off if you spend a specific amount of money during the year. Also SBI credit cards are offered with welcome benefits that generally cover the annual fee for most of their credit cards.
10. How long does it take to obtain an SBI credit card?
Once SBI receives your credit card application with all the required documents, it generally takes up to 21 days to process your application. However, if there are any documents missing or if there is any other issue in the credit card application it might take more time than usual. Moreover, you can track your credit card application status online using the SBI “Track Application” feature available on the official SBI website.
To Know More Details:- https://www.sbicard.com/