Get to know all about Axis Bank Credit Cards right here. Axis Bank understands your financial needs, and that’s why they’ve got different credit cards just for you. Each card comes with its own perks, like cashback, rewards, or travel benefits. So, if you want to find the perfect card to match your lifestyle and spending habits, keep reading below. It’s all about making your life easier and your wallet happier!

Top Axis Bank Credit Cards in India 2024

Axis Bank Credit Cards come with a host of rewards, discounts and other privileges that can capture your imagination. Let’s find all those in the below table.

Note – A standard 18% GST would be levied on annual and joining fees of the credit cards.

Axis Bank Credit Card Eligibility

You can check the eligibility criteria below.

• The minimum age limit of the primary credit cardholder must be 18 years or above.
• The maximum age of the primary cardholder must not exceed 70 years.
• You should be an Indian Resident to apply for the Axis Bank Credit Card.
• 15 years is the minimum age needed for the add-on cardholders. 
• You must have a stable income as per the credit card income requirement to apply for the card. 
• The minimum Cibil Score needed for this card is 750 or above.

Axis Bank Credit Card Documentation

Don’t forget to submit the following documents to validate your identity, address, income, etc.

• 1 passport size photograph
• Original PAN Card and its photocopy.
• Form 16, Last 6 months salary slips or Income Tax Return copy as Income Proof.
• Passport, Ration Card, Electricity Bill or Landline Telephone bill as Residence Proof.

How to Apply for Axis Bank Credit Card at Wishfin?

So you have picked out one from the long list of credit cards. The next thing you need to do is to apply at Wishfin, an online loan and credit card comparison platform that displays the offers of different lenders such as Axis Bank. As soon as you apply, the executives here will help you at each stage from application to post-approval. They would keep you updated and help you choose the right option. Unlike when you visit the branch and wait for the concerned official to take your case forward, the online option allows you to apply anytime, anywhere from the convenience of home or office. So, do apply at Wishfin and get the card you want.

How to Apply on Axis Bank Website?

You can apply on the Axis Bank website following the steps shown below.

• Log on to Axis Bank website
• Go to ‘Explore Products’
• Click on ‘Credit Cards’
• Click on ‘Apply Now‘ against the axis bank credit card you want to apply for
• Mention the personal and professional details correctly
• Click on the tick box authorizing Axis Bank representatives to call or text an SMS to you with reference to the credit card application
• The bank would contact you for further details and process your application further

What are the Steps to Apply for Axis Bank Credit Card at Bank Branch?

• Visit the nearest Axis Bank branch
• Ask the concerned official to give you the Credit Card Application form
• Fill the details properly besides ticking on the particular Axis Credit Card you want
• Submit the form along with relevant documents to the official

The bank will approve application only when the details submitted are matched with the corresponding documents.

How Can You Know Your Axis Bank Credit Card Application Status?

It is also important to check the credit card application status. To know the same, you can go online to check whether your application is approved, delayed or rejected. Also, you can contact the customer care number and the branch, wherein you would have applied for the credit card, to know the current status. If there are discrepancies in your application, make sure to fix those and apply again for approval. As soon as your application is approved, you would be issued a credit card.

How Can I Know My Credit Card Limit?

You can be intimated of your credit card limit at the time of card issuance. The credit limit would, however, depend on your income, credit score and repayment potential. Greater the CIBIL score, higher are the chances of getting the approval for a credit card. The scores range from 300-900, depending on the pattern of your loan or card repayment routine. A timely repayment with no record of default can help you score 750 and above to get the approval.

How to Make Axis Bank Credit Card Payment Online?

Make the payment on or before the due date to avoid late payment charges. With online, you can do away with the hassles of visiting the branch to deposit cash or cheque to pay the bills. You can subscribe to the Internet Banking of Axis Bank and set an ‘Auto Pay’ to get your outstanding dues paid automatically. The bank will send an SMS alert on your mobile before the bill generates. You can also use the Internet Banking of other banks to do the same. Besides, you can pay the dues by taking the route of payment gateway.

Axis Bank Credit Card Customer Care Number

Do feel free to raise your query or complaints regarding Axis Bank Credit Cards by calling the 24×7 toll-free customer care number-1800-419-5959. The customer care executives will give prompt and appropriate responses to your queries and try to resolve them ASAP.

How Can You Get Your Axis Bank Credit Card Statement?

You may not be paying much attention to the statement that the bank issues on a month-on-month basis. If that is the case, then do change your habits and check your statement thoroughly. There can be a few wrong entries to the bill. On checking the statement, you can find that and bring it to the notice of the bank to rectify the discrepancy.

The statement, as a whole, gives you a detail of the shopping made in a particular billing cycle. It also shows the total due, the due date, the minimum due, etc. The minimum due is calculated at 5% of the total outstanding balance in a particular billing cycle.

Frequently Asked Question

To Know More Details: https://www.axisbank.com/