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Bank of Baroda Credit Card at a Glance

Bank of Baroda is an Indian state-owned banking and financial services company. This public sector bank with years of dedicated services is ranked as one of the most trustable banks in the country. However, one thing that needs to be mentioned here is the fact that because it’s a government bank, people easily trust it for offering various unmatched services. When it comes to unmatched services, Bank of Baroda with its plenty of amazing credit cards leaves no stone unturned to make your life much simpler. Yes, this renowned bank with its wide range of credit cards gives you an opportunity, wherein you can live life in a hassle-free manner. With its broad range of amazing credit cards, this bank is here to fulfill your varied needs. Yes, right from signature, platinum, titanium, corporate premium to co-brand cards, this bank has a lot of variety to offer. So, if you are getting confused which Bank of Baroda credit card to choose, this article is for you.

Compare & Apply Online Best Bank of Baroda Credit Cards

If you want to own Bank of Baroda credit cards, you can easily apply online for them. Yes, you just need to visit the site online, fill in few of your details and submit the application. So, you can term the online mode of application an easy as well as a quick one to execute. In order to apply for the right card, it is important that you should pay attention towards prioritizing your needs so that you can select the card which is best for you without any confusion or hassle.

Get to know all about Axis Bank Credit Cards right here. Axis Bank understands your financial needs, and that’s why they’ve got different credit cards just for you. Each card comes with its own perks, like cashback, rewards, or travel benefits. So, if you want to find the perfect card to match your lifestyle and spending habits, keep reading below. It’s all about making your life easier and your wallet happier!

Features and Benefits of Bank Of Baroda Credit Cards

There are multiple credit cards offered by the Bank of Baroda and you can explore their features and benefits in detail. On the other hand, you must also see the eligibility criteria before you apply for any credit card.

Bank of Baroda Eterna Credit Card

You can earn thousands of reward points through the Eterna Credit Card and can also enjoy unlimited access to the airport lounges. Here are some of the salient features of this credit card:-

• Get 15 Reward Points per ₹100 done on International and Travel Transactions.
• Have unlimited visits to the Domestic Airport Lounges through this credit card.
• Make international transactions at a foreign mark-up fee of 2%.
• Get 15 Reward Points per ₹100 on online shopping.
• Enjoy a fuel surcharge waiver of 1% at the refilling stations up to ₹250 per statement cycle.
• Have a personal accident death cover of up to ₹1 Crore in an Air Accident.
• Get a personal accident death cover of up to ₹10 Lacs in Non-Air Accident.

Bank of Baroda Premier Credit Card

This credit card allows you to earn reward points and has free access to the airport lounges.

• Enjoy 5 times the rewards with 10 Reward Points, for every ₹100 spent on Travel, Dining, and International transactions.
• Earn 2 Reward Points per ₹100 spent on other categories.
• Get 1 Reward Point for every ₹100 spent on select MCCs*
• Have 1 Complimentary Airport Lounge Access per quarter.
• Spend Rs. 10,000 on your card within the first 60 days of the card setup date for a first-year fee reversal.
• Enjoy an annual fee waiver by spending ₹1,20,000 on your card within a year.
• Enjoy a 1% fuel surcharge waiver at all fuel stations across up to ₹250 per month.

Bank of Baroda Select Credit Card

The Select Credit Card gives you the privilege to earn many reward points and you can redeem them to buy the vouchers.

• You can earn 5 Reward Points per ₹100 spent on Dining, Utility bills, Online spending.
• Enjoy 1 Reward Point per ₹100 spent on other categories.
• Earn 0.5 Reward Point for every ₹100 spent on select MCCs*.
• Enjoy a 1% fuel surcharge waiver at all fuel stations across up to ₹250 per month.
• Spend ₹7,500 on your card within the first 60 days of the card setup date for a first-year fee reversal. The reversal will be reflected in the 4th bill statement from the card issuance month, subject to timely payments. 
• Achieve an annual fee waiver by spending ₹70,000 on your card within a year.

Bank of Baroda Easy Credit Card

You can earn many reward points on grocery and departmental spending through the Bank of Baroda Easy Credit Card. Some other features of these cards are given below:-

• Spend ₹100 and earn 5 reward points on groceries, Departmental stores, Movie spending.
• Spend ₹100 on other categories and get 1 reward point.
• Enjoy a 1% fuel surcharge waiver at all fuel stations across up to ₹250 per month..
• You can easily convert a purchase of ₹2500 into EMIs.
• Earn 0.5 Reward Points for every ₹100 spent on select MCCs*

Bank of Baroda Swavlamban Credit Card

The Swavlamban Credit Card gives you the privilege to spend more than your credit limit. You can spend up to 105% of the credit limit from this credit card.

• Earn 4 Reward Points per INR 100 on this credit card.
• Get a fuel surcharge waiver of 1% at the refilling pumps.
• You can easily convert a transaction of INR 2500 and above into easy EMIs of 6 months and 12 months.

Bank of Baroda ConQR Credit Card

This credit card is the best to meet the business needs and you can enjoy a free credit period for up to 50 days.

• Enjoy 5 Reward Points per INR 100 on dining, utility bills, and online transactions.
• Earn 1 Reward Point per INR 100 on other transactions.
• Get a Fuel Surcharge waiver of 1% up to INR 250 per statement cycle.
• You can easily convert a transaction of INR 2500 and above into EMIs from this credit card.
• Have a personal air accident death cover of INR 15 lacs.
• There is also a non-air accident death cover of INR 5 lacs.

Bank of Baroda ICAI Exclusive Credit Card

This credit is the best for the Chartered Accountants because it gives many benefits to them. You can explore all the features and benefits of this credit card below.

• Have 12 Free Visits to the Domestic Airport Lounges with a maximum of 3 free accesses per Quarter.
• The foreign mark-up fee is 2% on this credit card.
• Do a transaction within 30 Days from the card issuance date and earn 1000 bonus reward points.
• Get 1 reward point per INR 100 done on any other category through the Bank of Baroda Credit Card.
• Enjoy 5 Reward Points per INR 100 spend on dining, online, and utility bills.
• Have a personal accident death cover of up to INR 15 Lacs in Air Accidents.
• Get Professional Indemnity Insurance Cover of INR 5 Lacs.
• Have a personal accident death cover of up to INR 5 Lacs in Non-Air Accident.

Bank of Baroda ICSI Diamond Credit Card

This BOB Credit Card is loaded with a lot of features and benefits and the Company Secretaries can apply for this credit card. You can explore the features below:-

• Spend INR 100 on dining, utility bills, and online and earn 5 reward points.
• Enjoy 12 Complimentary accesses with a maximum of 3 accesses per quarter to the airport lounges.
• The forex markup fee is 2% that saves on international spending.
• Earn 1000 reward points on doing a transaction within 30 days from card issuance.
• Get 3,999 Reward Points per Calendar Quarter by spending more than Rs. 1 Lakh or your credit limit (whichever is higher) in a Calendar Quarter.
• Enjoy complimentary insurance coverage, including ₹5 Lakhs* for Professional Indemnity, ₹15 Lakhs for Air Accident Death, and ₹5 Lakhs for Non-Air Accident Death.

Bank of Baroda CMA One Credit Card

The Cost Accountants can apply for this credit card because it has a lot of privileges for them. You can have free access to the airport lounges and have a luxurious experience.

• Get 12 Complimentary Visits to the Domestic Airport Lounges in India with a maximum of 3 per quarter.
• You will get a foreign mark-up fee of 2% on this Bank of Baroda Credit Card.
• You will get 6 months FitPass pro membership worth INR 15000 as the welcome gift.
• Enjoy 1000 bonus reward points if you do a transaction within 30 days from the date of Card Issuance.
• Get 4000 bonus reward points every quarter on spending more than your credit limit.
• Enjoy a fuel surcharge waiver of 1% at the refilling stations.
• There is a personal accident death cover of up to INR 15 Lacs in Air Accidents.
• You will also enjoy a Professional Indemnity Insurance Cover of INR 5 Lacs.
• There is an accidental death cover of up to INR 5 Lacs in the Non-Air Accident.
• Enjoy 1 reward point per INR 100 done on any other category.
• Get 5 Reward Points per INR 100 spend on dining, online, and utility bills.

Bank of Baroda Prime Credit Card

This Bank of Baroda Credit Card is issued against a fixed deposit and you can enjoy various offers and benefits on this credit card.

• You can apply for a Bank of Baroda Credit Card against a Fixed Deposit of INR 15000 or more without any income proof.
• Get a fuel surcharge waiver of 1% on fuel transactions INR 250 per month.
• You can easily convert a transaction of more than INR 2500 into easy EMIs of 6 months and 12 months.
• Earn 1 Reward Point for every Rs. 100 spent on select MCCs* and 2 Reward Points for every Rs. 100 spent on all other MCCs

BOBCARD Signature Visa Credit Card

You can check all the details of this BOB Credit Card below including fees, benefits, eligibility criteria, and offers.

Features & Benefits

• Earn 2 Loyalty Points per INR 100 on this BOB Credit Card.
• There is also a Free Personal Accident Coverage.
• This credit card is acceptable globally.
• You can use this credit card at all the ATMs.
• You will get a cash withdrawal limit of 40% of the Credit Limit.
• The interest chargeable on this credit card is 2.6% p.m.
• If you spend INR 200000 in a year and make regular payments then your annual fee will be waived off.
• You will get all the privileges of a Visa.

Eligibility Required

• Annual income of 12,00,000 & above
• Age between 18 to 65 years
• Existing Banking relation with Bank of Baroda (preferred)

BOBCARD Platinum (Select)

BOBCARD Platinum (Select) – Elevate your experience with a credit card that combines exclusive privileges and exceptional benefits for a truly platinum lifestyle.

Features & Benefits

• Earn 2 loyalty points for every Rs. 100 spent on your purchases.
• Have a Free Personal Accident Coverage.
• Use this credit card globally to make payments.
• Have the ATM Compatibility.
• You can have up to 3 add-on cards free.
• Cash withdrawal Limit: 40% of Credit Limit.
• Interest Rate (service charges): 2.6% p.m.
• The annual fee will be waived off on spending INR 1,00,000 in a year and regular payments.
• This card has all the privileges of a Visa.

Eligibility Criteria

• Annual income of Rs. 6,00,000 & above
• Age between 18 to 65 years
• Existing Banking relation with Bank of Baroda (preferred)

BOBCARD Titanium (Master)

Experience excellence with BOBCARD Titanium (Master), a credit card that brings prestige and enhanced benefits to complement your lifestyle. Elevate your financial journey with a card designed for the extraordinary.

Features & Benefits

• Spend INR 100 and earn 1 loyalty point.
• There is a Free Personal Accident Coverage.
• You can have up to 3 add-on cards free
• This Bank of Credit Card has a cash withdrawal limit of 30% of the Credit Limit
• The interest charged on this card is 2.5% p.m.
• Spend INR 25000 in a year and make regular payments to waive off the annual fee.
• This card gives you offers and privileges of Visa.

Eligibility Criteria

• Annual income of Rs. 3, 00,000 & above
• Age between 18 to 65 years
• Existing Banking relation with Bank of Baroda (preferred)

Bank of Baroda CORPORATE Credit Card

Qualify for a Bank of Baroda Corporate Credit Card if you have an existing CC/OD, Current Account, or Fixed Deposit with BoB. Features & Benefits

• Earn 0.5 Reward Points for every ₹100 spent on Select MCCs*.
• Earn 1 Reward Point for every ₹100 spent on other categories.
• Redeem accumulated reward points for cashback at a rate of 1 reward point = ₹0.25*.
• Enjoy a 1% Fuel Surcharge waiver on all fuel transactions between ₹400 - ₹5000.
• Maximum waiver of ₹250 per statement.
• Convert purchases exceeding ₹2,500/ on your card into easy EMIs of 6/36 months.
• Report the loss of your card immediately to ensure zero liability for any fraudulent transactions.

Eligibility Required

• Applicants must be a resident of India.
• Sole proprietorships are not eligible.
• Corporate card applicants should be a minimum of 21 years old and a maximum of 65 years old.
• Corporate must hold one or more of the following Bank of Baroda relationships: CC/OD relationship, Current Account relationship, and Fixed Deposit relationship.

Payment Options for BOB Credit Card Bill Payment

You can pay the Bill of your BOB Credit Card through the following methods:-

• Clear the Credit Card Bill through NEFT.
• Use the BOB Mobile Application to clear your bills on time.
• Make use of the internet banking service by Bank of Baroda to make timely payments.
• Use third-party payment gateways like Paytm, GPay, and many others for making credit card bill payments.
• Use Billdesk to clear your credit card dues.

BOBCARD Bombay Bullion

Accepted at over 70 million locations and 1 million ATMs worldwide, this Platinum Visa offers unparalleled features, convenience, and complimentary Personal Accidental Insurance. Experience the freedom you deserve and the extra benefit of cash withdrawals up to 20% of your credit limit. Features & Benefits

• Enjoy a cash withdrawal limit of 30% of your credit limit.
• Competitive interest rate at 2.6% per month (APR 31.2%) on reducing balance.
• Air Accidental Death: ₹15,00,000
• Other Accidental Death (non-air): ₹5,00,000
• Earn 1 loyalty point for every ₹100 spent.
• Annual fee waived on spending ₹50,000 in a year with regular payments.
• Avail a host of inbuilt offers and privileges associated with Mastercard.

Eligibility Required

• Annual income of Rs. 3,00,000 & above
• Age between 18 to 65 years
• Existing Banking relation with Bank of Baroda (preferred)

Bank of Baroda Assure Credit Card

Bank of Baroda Assure Credit Card, is your reliable financial companion designed to offer assurance and convenience in every transaction. Unlock a world of financial possibilities with a card that understands and supports your needs. Features & Benefits

• Obtain a credit card without income proof by pledging an FD with the Bank of Baroda.
• Access emergency funds by withdrawing up to 100% of your Credit Limit.
• Revert annual fees by spending ₹6,000 within 60 days and ₹35,000 in a year.
• Enjoy a 1% fuel surcharge waiver for all transactions between ₹400 - ₹5,000.
• Redeem reward points for cashback and other exciting options.
• Convert purchases exceeding ₹2,500 into easy EMIs of 6/12 months.

Bank of Baroda Vikram Credit Card

Introducing Bank of Baroda Vikram Credit Card – Exclusively crafted for Defence Personnel, providing tailored benefits and financial support for those who serve our nation. Features & Benefits

• Enjoy a complimentary 3-month Disney Hotstar subscription upon card activation.
• Earn 5 Reward Points for every ₹100 spent on Grocery, Movies, and Departmental Stores.
• Versatile Rewards: Accumulate 1 Reward Point for every ₹100 spent in Other Categories.
• Benefit from a low service charge of 3.25% for added financial flexibility.
• Experience cost-effective international transactions with a low mark-up of just 3%.

IRCTC BoB Credit Card

Discover the IRCTC Bank of Baroda Credit Card – Tailored exclusively for train enthusiasts and frequent travelers, offering exclusive benefits and rewards for seamless railway experiences. Features & Benefits

• Earn 1000 bonus reward points on a single transaction of ₹1000 or more within 45 days of card issuance.
• Enjoy a 1% fuel surcharge waiver on all fuel transactions between ₹500-₹3000, with a maximum waiver of ₹100 per statement.
• Earn 2 reward points for every ₹100 spent on any category, including train ticket purchases on the IRCTC Website and Mobile App.
• All accrued reward points can be redeemed as cashback in the statement at a favorable rate of 1 Reward Point = ₹0.25.
• Convert purchases exceeding ₹2,500 into easy EMIs of 6/36 months.
• Avail up to 3 lifetime free add-on cards for your spouse, parents, siblings, or kids (above age 18).
• Report the loss of your card immediately to ensure zero liability on any fraudulent transactions.

BoB Credit Card Limit

You would be given a limit based on your income and credit score. You need to earn more and have a significantly greater credit score to get a higher credit limit on your BoB credit card. A greater limit doesn’t mean you should consume most of that by spending injudiciously. This can lead to late payment, interest and charges in the subsequent billing cycle. So, spend wisely to leave with sufficient balance to ensure the payment on time and boost your credit score.

Bank of Baroda Credit Card Apply Online

No need to visit the bank branches to access the application form as you can do so online using the internet connection on mobile or desktop. Just visit the official web page of Bank of Baroda, go to the credit card section and then download the form. Fill in the personal & professional details correctly before submitting it to the bank desk to screen your candidature. The bank executives will then check the authenticity of the details by visiting your office and residence. Only after getting satisfied in the profile investigation, the bank will say ‘Yes’ to your application.

Bank of Baroda Credit Card Status

After the application is made, you would most likely be concerned about its status, won’t you? And guess what, you can check it online.

• Visit https://www.bobfinancial.com/track-application-status.jsp
• Enter application number, PAN number or mobile number.
• After you enter these three, click on the ‘Get Details’ button.
• The status would then be shown on the screen.
• You can call or visit the bank branch to know the status.

Bank of Baroda Credit Card Customer Care Number

• Receive instant BoB Credit Card account services on your registered mobile number through SMS. For balance inquiries, block lost or stolen cards, reward point summaries, statement summaries, set domestic ecom limit to credit limit, and payment details.

Just Send SMS to 9223172141

• Enjoy hassle-free 24*7 support with our IVR self-service. Quick solutions with self-service options, including balance enquiry, card block, pin generation/reset, last 3 transactions, and card status. Applicable for additional services like card replacement, loyalty point redemption, and post-purchase EMI booking. Toll-Free Numbers 1800-266-5100 / 1800-266-7100 for Bank of Baroda Credit Card customers.