SimplyCLICK Advantage SBI Card
Last Updated : Nov. 7, 2023, 2:35 p.m.
The SimplyCLICK Advantage SBI Card is an online rewards credit card. With this, you have the benefit of availing 10X rewards. All you have to do is just do your online spending as you used to. And at the payment gateway, use your SBI Credit Card. Do ensure you made these transactions with the credit card partner stores. Because if you do not, the rewards will be only 5X. Other than this, it has a lot of benefits. Let’s explore them here.
E-vouchers with SimplyCLICK Advantage SBI Card
When you buy this credit card, the issuer offers a welcome benefit, which is an Amazon gift card. And before you move further, do know that this gift card is available to only those users who have paid the joining fees. So if you still need to, it won’t be provided to you.
T&C
- This is an offering from SBI Cards and Payment Services Private Limited.
- Cardholders will receive a one-time welcome gift after paying the annual membership fee of Rs. 499.
- The gift voucher is sent to your registered mobile number within 30 days following the date of payment.
- The validity is 12 months following the date of adding the voucher to Amazon Pay.
- The voucher cannot be redeemed in parts or redeemed for cash under any circumstances.
- SBICPSL has no liability towards the quality of goods and or services received by the Cardholder redeeming the vouchers.
Benefits of Online Spending with SimplyCLICK Advantage
This best reward card offers a host of benefits on your online purchases. For starters you will have a 10X reward benefit whenever you use your credit card for online spending. But there is a condition, to avail this offer you need to shop from the following partner brands –
- Apollo 24×7 : An online pharmacy and healthcare platform that offers a wide range of products and services.
- BookMyShow : Allows users to book tickets for movies, plays, concerts, and other events.
- Cleartrip : Offers a wide range of travel products and services, including flights, hotels, trains, and buses.
- Dominos : Dominos is an American pizza chain that is one of the largest pizza chains in India.
- Eazydiner : Eazydiner is an online restaurant reservation platform that allows users to book tables at restaurants in India.
- Myntra : Myntra is an Indian e-commerce fashion platform that sells clothing, footwear, and accessories for men, women, and children.
- Netmeds : Netmeds is an Indian online pharmacy that sells medicines, health products, and personal care items.
- Yatra : Yatra is an Indian online travel agency that offers a wide range of travel products and services, including flights, hotels, trains, and buses.
However if you didn’t shop online with any of the above brands, also you’ll earn a 5X reward benefit. And for your offline credit card transaction a 1 reward point credit to your account, applies per Rs. 100 transaction.
Milestone Rewards from SBI SimplyCLICK Advantage
Credit cardholders can earn e-vouchers worth Rs. 2,000 each if they reach certain annual online spending thresholds. The specific spending thresholds are Rs. 1 lakh and Rs. 2 lakh. This means that cardholders who spend Rs. 1 lakh or more in a year on online purchases will receive an e-voucher worth Rs. 2,000. Cardholders who spend Rs. 2 lakh or more in a year on online purchases will receive two e-vouchers worth Rs. 2,000 each, for a total of Rs. 4,000 in e-vouchers.
The e-vouchers can be redeemed for travel bookings on either Cleartrip or Yatra , two popular Indian travel websites. This means that cardholders can use the e-vouchers to book flights, hotels, trains, or buses. Below is the breakdown of milestone reward –
| Annual Online Spend | Reward |
|---|---|
| Rs. 1 lakh or more | 1 e-voucher worth Rs. 2,000 |
| Rs. 2 lakh or more | 2 e-vouchers worth Rs. 2,000 each |
| e-Voucher Brand | Cleartrip or Yatra |
Fees & Charges
- Annual Fee:₹499 (one-time)
- Renewable Fee:₹499 (per annum)
| Types of Fees | Amount (In ₹) |
|---|---|
| Card Replacement | 100-250 |
| Rewards Redemption Fee | 99 |
| Payment Dishonor | 500 |
| Over Limit Fees | 600 |
| Finance Charges | 3.50% per month |
| Cash Payment fee | 250 |
| Cash Advance Fees | 500 |
| Foreign Currency Transaction fee | 3.5%(For All Cards Except Elite & Aurum) |
| Processing Fee on all Rent Payment Transactions | 199 |
| Balance Transfer | 1.7% per month (for 180 days tenure) |
Note – If you spend Rs 1,00,000, annual fee of Rs 499 reversed for your SimplyCLICK Advantage SBI card in the subsequent year.
Late Fees
| Outstanding Amount | Charges |
|---|---|
| For the amount between ₹ 0 to ₹500 | NIL |
| Exceeding ₹500 and up to ₹1,000 | ₹400 |
| Exceeding ₹1,000 and up to ₹10,000 | ₹750 |
| Exceeding ₹10,000 and up to ₹25,000 | ₹950 |
| Exceeding ₹25,000 and up to ₹50,000 | ₹1,100 |
| Above ₹50,000 | ₹1,300 |
Conclusion
The SimplyCLICK Advantage SBI Credit Card is a great choice for consumers who want to earn rewards on their online purchases. The card offers a generous welcome bonus of Rs. 500, and cardholders can earn 10x rewards on online spends at partner stores and 5x rewards on all other online spends. Additionally, cardholders can earn e-vouchers worth Rs. 2,000 each if they reach certain annual online spending thresholds. The card also comes with a fuel surcharge waiver of 1%.
