IndusInd Bank Pinnacle Credit Card

Last Updated : Dec. 2, 2023, 5:19 p.m.

A card that truly stands for the best, IndusInd Bank Pinnacle Credit Card comes with the host of benefits that enrich the customer’s experience. The card comes with a comprehensive range of travel, lifestyle and golf privileges that are tailor-made for your refined tastes. The holder enjoys various privileges such as free movie tickets, complimentary access to lounges and much more. The customer has the option to choose any one of the options from a select collection of handpicked welcome gifts. The bank offers interest-free credit period of up to 50 days and charges no annual fee. Other charges and fees are discussed below.

Features of IndusInd Bank Pinnacle Credit Card

Earn 0.70 reward points for every ₹100 spent online (E-commerce transactions)
Get 0.70 Reward Point for every ₹100 spent at the Point of Sale (POS) terminals
Oberoi Hotels gift voucher , for reservations, contact Oberoi Central Reservations at 1 800 11 2030.
Enjoy complimentary golf games and lessons at leading clubs.
Complimentary Hole in One Insurance worth Rs.20,000.
Buy one get one free movie tickets on BookMyShow.
Enjoy up to three free tickets monthly at registered theaters nationwide.

Travel in Style with IndusInd Bank

Enjoy access to 700+ lounges globally with our exclusive Priority Pass privilege.
From April 1, 2018, relish TWO complimentary visits per calendar quarter to participating international lounges outside India.
Annual Membership Value Offering: Priority Pass Membership – $99 x 2, Annual Benefit Approx Rs 9,900.
Elevate your travel experience with our Travel Plus Programme.
Secure your journeys with comprehensive travel insurance coverage.

Note : Terms and conditions apply to all privileges. For Priority Pass details and participating lounges, visit [Priority Pass Website].

Fees & Charges

Interest Rate – 3.83% per month and 46% per annum
Joining Fee – ₹12,999
Annual Fee – Nil
Add-On Card Fee – Nil
Late Payment Charges – Up to ₹ 100: Nil, for ₹ 101 to ₹ 500: ₹ 100, for ₹ 501 to ₹ 1,000 – ₹ 350, for ₹ 1,001 to ₹ 10,000: ₹ 550, Above ₹ 10,000: ₹ 700
Over Limit Charges – 2.5% of over limit amount subject to a minimum of ₹ 500
Returned Cheque – ₹2 50
Cash Advance Charges – 2.5% of the advance amount subject to a minimum of ₹ 300
Balance Enquiry Charges on Non IndusInd Bank ATMs – ₹ 25
Foreign Currency Mark-up – 3.5%
Railway Booking Surcharge – As applicable
Cash Payment Fee at IndusInd Bank Branch – ₹100
Service Tax – At prevalent rates
Duplicate Statement Request – ₹100 per statement (beyond last 3 months)
Re-issue/Replacement – ₹100
Charge-slip Request – ₹300

Eligibility Criteria

The card is offered to the customers whose profile match the eligibility standards prescribed by the bank. The bank has set the norms according to which the eligibility of the customer is evaluated.

Documents Needed

The customer needs to present certain documents in order to avail the credit card from the bank. The list of documents is as follows:

ID Proof- Copy of Passport, PAN Card/ UID, Driving License, Voter’s ID Card
Income Proof- Salary Certificate, IT Assessment order, Latest Balance Sheet, Copy of latest Income Tax Return
Address Proof- Aadhar Card, Voter ID Card, PAN Card, Utility Bills
PAN Card
Coloured Photographs
Bank Statement for the last 3 months