Indian Oil HDFC Bank Credit Card

Last Updated : Nov. 27, 2023, 3:51 p.m.

Go on a journey of rewards with Indian Oil HDFC Bank Credit Card. Made for everyday transactions to save on your luxuries lifestyle. Whether you travel a lot or a family-oriented individual, this card caters all expenses. Earn points on all your transactions and get discounts on fuel and restaurants. Enjoy a wide range of features and benefits with this card. Make the most of your spending with HDFC Bank Credit Card .

Savings with Swipe: Indian Oil HDFC Bank Credit Card

• Earn up to 50 liters of free fuel annually, making every drive more economical.
• Enjoy 5% accelerated fuel points on spends at IndianOil outlets, groceries, and bill payments, maximizing your rewards.
• Receive 1 Fuel Point for every ₹150 spent on all other purchases, ensuring you’re always rewarded for your everyday spending.

World of Exclusive Benefits

• Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership, unlocking a host of privileges.
• 1% fuel surcharge waiver at all fuel stations across India, saving you money on every refill.
• Smart EMI option to convert big purchases into convenient installments, managing your finances effortlessly.
• Contactless payment facility for quick and secure transactions, keeping up with the pace of modern life.

Redemption Options

• Redeem your accumulated Fuel Points for a variety of exciting rewards, including free fuel, movie tickets, and exclusive merchandise.
• Convert your Fuel Points into CashBack, directly credited to your HDFC Bank account, offering flexibility in your spending.

IndianOil HDFC Bank Credit Card Eligibility

To be eligible for the IndianOil HDFC Bank Credit Card, you must meet the following criteria:

• Salaried Indian Nationals:
  • Age: 21 to 60 years
  • Net monthly income: Rs. 10,000 or more
• Self-Employed Indian Nationals:
  • Age: 21 to 65 years
  • Annual income: ITR of Rs. 6 lakhs or more

Joining/Renewal Membership Fee

• Rs. 500 plus applicable taxes

Additional Fees and Charges:

• Card Inactivity: The bank may cancel the card if it remains inactive for a continuous period of 6 months after prior written notice.
• Rental Transactions: 1% fee on rental transactions from the second transaction each calendar month.
• International DCC Transactions: 1% mark-up on all international DCC transactions.

Please note that when you spend ₹50,000 or more in the first year, the renewal membership fee waive off.