HDFC Regalia Credit Card
Last Updated : Nov. 22, 2023, 3:24 p.m.
The HDFC Regalia Credit Card is all about luxury and exclusive perks with a focus on travel and lifestyle benefits. It offers a range of benefits, including airport lounge access, complimentary hotel stays, and accelerated reward points. The best reward card also provides top-notch security and concierge services, making it perfect for those who want practicality and opulence. In short, it’s an ideal card for those who seek personalized advantages and unforgettable experiences. Take a look at the credit card offers below –
HDFC Regalia Credit Card Benefits
- 12 complimentary airport lounge accesses in India and 6 outside India.
- Bonus 10,000 Reward Points on Rs. 5 lakhs spends; additional 5,000 on Rs. 8 lakhs spends annually.
- Earn 4 Reward Points on every Rs.150 spent on all retail transactions.
- Exclusive 24/7 Concierge Services via toll-free number or email support.
- 1% fuel surcharge waiver on transactions between ₹400 and ₹5000 at all fuel stations in India.
- Dining benefits with the Good Food Trail program, offering up to 20% savings on restaurant bills via Swiggy Dineout (20k+ restaurants).
- Bonus 10,000 Reward Points for spending Rs. 5 lakhs in the anniversary year; additional 5,000 for Rs. 8 lakhs spends.
HDFC Regalia Credit Card Lounge Access
HDFC Regalia Credit Card transforms travel with 12 complimentary airport lounge accesses, ensuring a seamless and luxurious pre-flight experience. Paired with 1% fuel surcharge waiver and global acceptance, it’s your ideal companion for hassle-free and rewarding journeys.
HDFC Regalia Credit Card Lounge Access List
| State | City | Lounge Name | Type | Terminal | Terminal No |
|---|---|---|---|---|---|
| Delhi | New Delhi | Encalm Lounge | Domestic | T3 | Terminal 3 |
| Delhi | New Delhi | Encalm Lounge | International | T3 | Terminal 3 |
| Delhi | New Delhi | Encalm Lounge | Domestic | T2 | Terminal 2 |
| Maharashtra | Mumbai | Travel Club Lounge (MALS) | Domestic | T2 | Terminal 2 |
| Maharashtra | Mumbai | Loyalty Lounge (Clipper) | International | T2 | Terminal 2 |
| Maharashtra | Mumbai | Oasis | Domestic | T1B | Terminal 1B |
| Tamil Nadu | Chennai | Travel Club Lounge B | Domestic | T1 | Terminal 1 |
| Tamil Nadu | Chennai | Travel Club Lounge A | Domestic | T1 | Terminal 1 |
| Tamil Nadu | Chennai | Travel Club Lounge | International | T4 | Terminal 4 |
| West Bengal | Kolkata | Travel Club Lounge | Domestic | T1 | Terminal 1 |
| Karnataka | Bangalore | BLR Domestic Lounge | Domestic | T1 | Terminal 1 |
| Karnataka | Bangalore | BLR International Lounge | International | T1 | Terminal 1 |
| Karnataka | Bangalore | 080 Domestic Lounge | Domestic | T2 | Terminal 2 |
| Telangana | Hyderabad | Encalm Lounge | Domestic | T1 | Terminal 1 |
| Telangana | Hyderabad | Encalm Lounge | International | T1 | Terminal 1 |
| Gujarat | Ahmedabad | The Lounge | Domestic | T1 | Terminal 1 |
| Kerala | Cochin | Earth | Domestic | T1 | Terminal 1 |
| Maharashtra | Pune | Earth | Domestic | T1 | Terminal 1 |
Reward Points with Regalia Credit Card
Earning Reward Points with the HDFC Credit Card is both rewarding and versatile:
- Earn 4 Reward Points for every Rs. 150 spent on retail transactions, including insurance.
- Unlock 10,000 Bonus Reward Points on annual spends of Rs. 5 lakhs, with an additional 5,000 on reaching Rs. 8 lakhs.
HDFC Regalia Credit Card Reward Points redemption:
Maximize the value of your Reward Points through flexible redemption options:
- Redeem points on Smartbuy or Netbanking.
- Enjoy various redemption options, including flights, hotel bookings, airmiles conversion, products, vouchers, and cashback.
Important Notes:
- Reward Points have a validity of 2 years.
- EasyEMI, e-wallet loading transactions, and certain categories like rental pay, property management, and government transactions are excluded from accruing Reward Points.
- Redeem up to a maximum of 70% for travel bookings using Reward Points.
- Several updates effective from specific dates impact accrual and redemption, such as caps on grocery transaction points, rental payments, and statement balance redemption. Stay informed to optimize your rewards.
HDFC Regalia Credit Card Eligibility
These straightforward eligibility requirements ensure that both salaried and self-employed Indian nationals, within specified age brackets and income brackets, can access the exclusive benefits of the Best HDFC Credit Card .
Salaried Individuals (Indian Nationals):
- Age: Between 21 and 60 years.
- Minimum Net Monthly Income: Rs 1 Lakh.
Self-Employed Individuals (Indian Nationals):
- Age: Between 21 and 65 years.
- Minimum Income Tax Return (ITR): Exceeding Rs 12 Lakhs per annum.
How to Apply?
Following these steps ensures a smooth application process, leading you to enjoy the premium benefits of the HDFC Card.
- Navigate to HDFC Bank’s official website to begin the application process.
- Locate the Credit Card in the list of available, review its features and benefits.
- Ensure you meet the eligibility criteria mentioned earlier, considering age, income, and employment type.
- Select the ‘Apply Now’ option, initiating the application process.
- Provide accurate personal details, including name, contact information, and residential address.
- Upload necessary documents such as identity proof, address proof, and income statements.
- Double-check the information provided for accuracy before proceeding.
- Submit your application.
- HDFC Bank will review your application, considering your eligibility and the provided documents.
Once approved, you’ll receive your HDFC Regalia Credit Card. Activate it and create a one-time HDFC Regalia Credit Card login on the HDFC Bank portal to access your account details, statements, and exclusive offers.
