HDFC Platinum Plus

Last Updated : Nov. 21, 2023, 2:10 p.m.

The HDFC Platinum Plus Credit Card, a premium choice, caters to frequent travelers and high spenders. As part of the HDFC Bank World Value Program, it offers up to 3 Reward Points per Rs. 150 on eligible spends, redeemable for cash back, travel vouchers, and merchandise. Apply online or at any HDFC Bank branch. Check out the features and benefits here.

Apply for Credit Card

Features of HDFC Platinum Plus Credit Card

• Interest free period up to 50 days
• Earn 2 reward points on every ₹150 spent
• 50% extra rewards for incremental spends ₹50,000 in a statement cycle
• Maximum 3 free add-on cards
• Availability of EMV chip card

Fees & Charges

• Cash Advance Fee:
  Applicable fee: 2.5%
  Minimum fee: Rs 500
  Applies to all cash withdrawals on your card.
• Interest:
  Rate: 3.49% Pm
  Charged on outstanding amounts beyond the bill due date.

Eligibility Criteria

Salaried Employee:

• Age: 21 to 60 years

Self-employed:

• Age: 21 to 65 years

Pay utility and phone bills with ease by registering your card for SmartPay

SmartPay is an automatic bill payment facility offered by HDFC Bank that allows you to pay your utility and phone bills without having to manually enter your card details each time. Once you register your card for SmartPay, your bills will be automatically paid on the due date, ensuring that you never miss a payment and avoid late fees.

Here are the benefits of registering your card for SmartPay:

• Convenience: You don’t have to worry about manually entering your card details each time you pay a bill.
• Time-saving: SmartPay automatically pays your bills on the due date, saving you time and effort.
• Avoid late fees: By ensuring that your bills are on time, you can avoid late fees and penalties.
• Peace of mind: Knowing that your bills are being paid automatically can give you peace of mind.

To register your card for SmartPay, you can follow these steps:

1. Login to your HDFC Bank NetBanking or MobileBanking account.
2. Go to the “BillPay” section.
3. Click on “Add Biller”.
4. Select the category of your bill (e.g., electricity, water, telephone).
5. Enter the details of your biller (e.g., biller name, account number).
6. Select the “SmartPay” option.
7. Enter your card details and save.

Once you have registered your card for SmartPay, your bills will be automatically paid on the due date. You can also view your past bill payments and manage your SmartPay settings online.

SmartPay is a convenient and time-saving way to pay your utility and phone bills. It can help you avoid late fees and penalties and give you peace of mind knowing that your bills are being paid on time.