Slice Credit Card vs Onecard
Last Updated : March 5, 2025, 12:56 p.m.
OneCard is India’s most user-friendly metallic credit card. It is intended for first-time credit card users. Slice Credit Card , on the other hand, is designed to give consumers a 2% instant reward on every transaction. Furthermore, the main resemblance between the Slice Credit Card vs OneCard is that both cards don’t include any membership fees. However, that one commonality does not imply that they are the same. There are some characteristics that distinguish one from the other.
Dive deeper into this article to understand in depth the difference between Slice Credit Card vs OneCard on various parameters.
What is the Difference between Slice Credit Card vs OneCard?
Let us now compare both the cards based on their unique features and similarities.
| Parameter | Slice Card | Onecard |
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Eligibility |
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Credit card limit |
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Who can Apply? |
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Minimum age |
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Split bill payment |
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Customer care number |
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Documents Required |
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Reward rate |
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How long does it take to get the card? |
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EMI |
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Track Spends of Family Members |
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Slice Credit Card vs OneCard- Fees and Charges
Although there is no joining fee required for both the Slice Credit Card and OneCard, there are other charges. They are compared in the table below
| Fees and charges | Slice credit card | Onecard |
|---|---|---|
Joining fee | Nil | Nil |
Annual fee | Nil | Nil |
Renewal fee | Nil | Nil |
ATM withdrawal charges | Rs. 50 is charged | 2.5% of the amount withdrawn from the ATM. This fee is subject to a minimum of Rs. 300 |
Late payment charges | Up to Rs. 500 – Nil For Rs.501 - Rs.2,000 – Rs.15 For Rs.2,001-Rs.10,000 – Rs.40 For Rs.10,001-Rs.25,000 – Rs.100 And above Rs.25,000 – Rs.150. | 2.5% is charged on the maximum amount due (Rs. 1000) |
Which Card to Choose?
So, now after going through the detailed comparison - Slice Credit Card versus OneCard, let us find out which one to choose. The most important difference that must be noted is that Slice card offers a split bill feature, which helps in splitting the bill into 3 equal installments. Apart from this, Slice has nothing much to offer. The cashback rate is also quite low as compared to other entry level cards as well. On the other hand, Onecard has a decent rewards rate between 0.2% to 1% on regular spends. Besides, the card also enables you to earn fractional reward points. This means that even if a transaction is not in multiples of 50, you can still earn reward points against the entire amount.On the whole, if you are new to credit and are looking for a good entry level card, then the Slice credit card and OneCard Credit Card are both excellent choices.
Conclusion
The satisfaction level after using both the Slice Credit Card and the OneCard credit card is extremely good. The indicated promising feature has pleased users. Furthermore, Slice Credit Card and OneCard distinguishes them, yet none of them include joining fees. With Slice Credit Card you can earn up to 2% cash back on every credit card transaction. It also comes with other benefits such as no-cost EMI, bill splitting, and much more.
Both domestically and abroad, OneCard is accepted. It is available in a unique metallic finish that looks great. The onboarding process of OneCard is completely digital. It is fast and hassle-free.
Additionally, consumers who are new to credit may choose the Slice Credit Card and OneCard. You may create your own credit card journey right here. If you are a newbie with no knowledge of what a credit score is, you can try it. Moreover, make regular payments to maintain your credit score. Lastly, if you are 18 or older, the Slice Credit Card and OneCard Credit Card are both excellent choices.
Frequently Asked Questions (FAQs)
