Slice Credit Card vs Amazon Pay ICICI Credit Card

Slice Credit Card vs Amazon Pay ICICI Credit Card

Last Updated : March 11, 2025, 3:41 p.m.

The Slice credit card and the Amazon Pay ICICI credit cards are both lifetime free and come without any joining or renewal fees. However, there are multiple qualities that distinguish one from another. The Slice credit card is a great option for people who are new to credit, since it comes with relaxed eligibility criteria. It provides a 2% instant cashback on every transaction. The highlight of this card is its Split bills into 3 and pay feature that enables its users to divide their credit card bills into three equal EMIs without any extra charges.

The Amazon Pay ICICI credit card is a co-branded credit card , which is an excellent option for Amazon prime members. Prime members receive 5% cashback on every purchase on Amazon without any maximum capping. Non prime members also receive 3% cashback. Besides this, you can enjoy a cashback of 2% and 1% on Amazon pay partner merchant spends and all other spends respectively. So which card must we select now? To make a well-informed decision, let us compare both these cards in this article titled, Slice Credit Card vs Amazon Credit Card . Before you do a credit card apply , it is important to check the eligibility criteria set by the lender and whether you fulfil them. This will help you avoid rejection. The credit score is one of the most important eligibility factors given by most lenders. Hence it is essential to check your score before you apply. Financial marketplaces like Wishfin, which is the first official fintech partner of TransUnion CIBIL are there to make this job very easy. You can do a free CIBIL score check on Wishfin and know where you stand. You can also view your detailed credit report for free.

What is the Difference between Slice Credit Card vs Amazon Pay Credit Card?

The following table populates the important differences between both the credit cards:

ParameterSlice Credit CardAmazon Pay ICICI Credit Card

How long does it take to get the card

  • Within 40 seconds of submitting all the documents, you will get the approval for the Slice credit card. The bank will quickly verify all the documents and give approval. After the approval within 48 hours, the card will be delivered to the applicant.
  • After approval of the application and completion of the verification process, you will receive the credit card within 7 working days

Income

  • You need a suitable source of income, irrespective of whether you are salaried or self-employed
  • To get this credit card, you should have a minimum income of Rs. 25,000 per month in case you are an ICICI customer and Rs. 35000 if you are a non ICICI customer.

Minimum age

  • The applicant’s age must be minimum 18 years
  • The applicant’s age must be minimum 18 years

Citizenship status

  • The prospective applicant must be an Indian citizen
  • The prospective applicant must be an Indian citizen

Documents required

  • Address proof, ID proof
  • Applicant’s address proof, ID proof, and income proof are necessary

Credit card limit

  • The maximum limit of the credit card is up to Rs. 10 lakhs and the minimum limit is set at Rs. 2000.
  • The credit card limit varies from customer to customer and mainly depends on his or her monthly income.

Cashback

  • Up to 2% instant cashback on every transaction
  • 5% cashback on Amazon spends for prime members (Without any upper limit)
  • 3% cashback on Amazon spends for non prime members.
  • 2% cashback on Amazon Pay partner merchant spends, such as Yatra, BookMyShow, Urbanladder, etc.
  • 1% flat cashback on other spends.
  • No cashback on rent payments, gold purchases, fuel transactions, and EMI transactions

Form of cashback

  • The cashback will be added to your Slice account as rewards
  • Cashback is obtained in the form of Amazon Pay balance.

Reward redemption

  • Rewards can be redeemed for cashback.
  • The rate of redemption for cashback depends on the amount of money in your account at the time of redeeming.
  • You can redeem the cashback against the spends made on Amazon or partner merchants.

Welcome benefits

  • No welcome benefits
  • 3 month complimentary Amazon Prime membership
  • 1 month EazyDiner Prime membership

Fuel surcharge waiver

  • No fuel surcharge waiver
  • 1% fuel surcharge waiver across all petrol pumps.

Additional benefits

  • No renewal or annual charges
  • This card does not have a minimum credit score requirement. Hence beginners can also apply for this card and start building their credit journey.

Total savings of Rs. 2000 as follows:

  • 100% cashback (Up to Rs. 200 on Amazon shopping)
  • 20% valueback (Up to Rs. 100) on electricity bill payments.
  • 50% valueback (Up to Rs. 50) on prepaid recharges.
  • 25% valueback (Up to Rs. 450) on postpaid bill payments and DTH recharges.
  • 50% value back on broadband bill payments.

EMI benefits

  • You can divide your bills into 3 equal instalments without incurring any charges.
  • No cost EMI for 3 and 6 months on Amazon purchases.

Dining benefits

  • No dining offers
  • Under the Culinary Treat Program associated with Amazon Pay ICICI Bank Credit Card, you can save up to 15% on dining at more than 2500 restaurants across India.

Slice Credit Card vs Amazon Credit Card- Fees and Charges

Slice Credit Card vs Amazon Pay ICICI Bank Credit Card doesn’t come with any joining fees. This tempts a large number of people to pursue it. Further, there are additional fees that you should be aware of before applying.

Here are the Fees and Charges structure of Slice Credit Card vs Amazon Credit Card:

Fees and chargesSlice credit cardAmazon Pay ICICI Credit Card

Joining fee

  • NIL
  • NIL

Annual fee

  • NIL
  • NIL

Late payment fees

  • Up to Rs. 500: Nil
  • Between Rs. 501 to Rs. 2,000: Rs. 15
  • Between Rs. 2,001 to Rs.10,000: Rs. 40
  • Between Rs. 10,001 to Rs. 25,000: Rs. 100
  • Above Rs. 25,000: Rs. 150
  • Rs. 100 - Nil
  • Rs. 101 - Rs. 500 - Rs. 100
  • Rs. 501 to Rs. 1000 - Rs. 500
  • Rs. 1,001 to Rs. 5,000 - Rs. 600
  • Rs. 5,001 to Rs. 10,000 - Rs. 750
  • Rs. 10,001 to Rs. 25,000 - Rs. 900
  • Rs. 25,001 to Rs. 50,000 - Rs. 1,100
  • Rs. 50,000 – Rs. 1,300

Finance charges

  • NIL
  • 3.5% to 3.8% monthly

Which card is better? Slice Credit Card or Amazon Pay ICICI Credit Card?

After reading this article titled ‘Slice Credit Card vs Amazon Pay ICICI Credit Card’, we can now choose a credit card according to our needs. The Slice credit card is a good option if you are new to credit and if you want to save on your expenses. It is easy to get without any documentation, income proof, minimum credit score, etc. The Amazon Pay ICICI credit card is a great choice if you are a frequent shopper on Amazon.

Especially, if you are an Amazon Prime member, you can enjoy an unlimited 5% cashback. If you are using a credit card to make recharges and bill payments, then this card will be useful in helping you get a cashback of 2%. Further, if you want to earn cashback on spends made through Amazon pay partners and also on daily expenses, why wait? You can go in for this card immediately. However, if you enjoy shopping equally with multiple brands and want to maximize your savings, then you can consider all round cashback cards like SBI Cashback and Axis Ace credit card also.

Conclusion

The Slice Credit Card is an excellent choice for people who wish to earn cashback on every transaction. It’s BPNL ‘ Buy Now Pay Later ‘ feature has made it extremely popular. The Amazon Credit Card is a suitable alternative for online buyers who enjoy shopping. Furthermore, if you are an Amazon Prime member, you will be able to gain 5% cash back on your purchases.

In the market, both cards are quite popular. You can select the one that best meets your requirements. The best aspect is that both the Slice credit card vs Amazon credit card have no joining fees.

Frequently Asked Questions (FAQs)

Is the Amazon Pay ICICI Credit Card lifetime free?

Can I build my credit score through the Slice Super Credit Card?

What time must I use the rewards earned on the Amazon Pay ICICI credit card?

How to utilize the earnings accrued on the Amazon Pay ICICI Credit Card?

Is it possible to transfer the ownership of my Amazon Pay ICICI Bank Credit Card to another account at ICICI Bank or another account on Amazon.in?

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