SBI SimplyCLICK Credit Card vs SBI SimplyCLICK Advantage Credit Card
Last Updated : March 5, 2025, 5:40 p.m.
SBI Credit Cards are usually available at affordable annual and renewal fees and therefore many individuals prefer them. But, when it comes to choosing only one SBI Credit Card, then it may be a little difficult for an individual to make a final choice. In this article titled, SBI SimplyCLICK Credit Card Vs SBI SimplyCLICK Advantage Credit Card , you can compare the features of both the cards. Most of the features and benefits of both the cards are the same. The main difference between the two cards is the interest charged on the outstanding amount.
Comparison of SimplyCLICK SBI Card and SimplyCLICK Advantage SBI Card
There is a very minor difference between these cards. Otherwise, they are one and the same.
| Parameter | SBI SimplyClick Credit Card | SBI SimplyClick Advantage Credit Card |
|---|---|---|
Welcome offer |
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Cashback offers and reward points |
Note: These partners are subject to change from time to time, to know the list of partners at any given time, refer to the official website of the card).
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Note: These partners are subject to change from time to time, to know the list of partners at any given time, refer to the official website of the card).
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Milestone spends |
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Annual fee reversal |
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Interest charged |
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Fuel surcharge waiver |
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Comparison of Fees and Other Charges of these Cards
| Fees and Charges | SBI SimplyClick Credit Card | SBI SimplyClick Advantage Credit Card |
|---|---|---|
Joining fees (One time) | Rs. 499 plus taxes | Rs. 499 plus taxes |
Renewal fees (Per annum) | Rs. 499 plus taxes | Rs. 499 plus taxes |
Add on card fees | Nil | Nil |
Finance charges | 3.35% per month | 2.5% per month |
Cash advance fees | 2.5% of the amount with a minimum of Rs. 500 | 2.5% of the amount with a minimum of Rs. 500 |
Late payment charges | For outstanding balance less than Rs. 500 - Nil Rs. 501 to Rs. 1000 - Rs. 400 Rs. 1001 to Rs. 10,000 - Rs. 750 Rs. 10001 to Rs. 25000 - Rs. 950 Rs. 25001 to Rs. 50,000 - Rs. 1100 Above Rs. 50,000 - Rs. 1300 | For outstanding balance less than Rs. 500 - Nil. Rs. 501 to Rs. 1000 - Rs. 400 Rs. 1001 to Rs. 10,000 - Rs. 750 Rs. 10001 to Rs. 25,000 - Rs. 950 Rs. 25001 to Rs. 50,000 - Rs. 1100 Above Rs. 50,000 - Rs. 1300 |
Eligibility Criteria for both the Credit Cards
| Criteria | SBI Simply Click Credit Card | SBI Simply Click Advantage Credit Card |
|---|---|---|
| Minimum Age of the Applicant | 21 Years | 18 Years |
| Maximum Age of the Applicant | 70 Years | 65 Years |
| Cibil Score of the Applicant | 750 and Above | 750 and Above |
| Citizenship Status of the Applicant | Must be a Citizen of India | Must be a Citizen of India |
Conclusion
After going through the differences between both the cards in SBI SimplyCLICK Credit Card Vs SBI SimplyCLICK Advantage Credit Card, we do understand that the features of these cards are almost the same. The main highlight is the difference in interest rate with minor variations in finance charges. Before you apply for one of these credit cards , Check free CIBIL Score on Wishfin.
Frequently Asked Questions (FAQs)
