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Indian Overseas Bank Credit Card for Free Airport Lounge Access

Indian Overseas Bank Credit Card for Free Airport Lounge Access

Last Updated : Aug. 30, 2024, 12:13 p.m.

Indian Overseas Bank (IOB) Credit Card offers free airport lounge access, a key travel benefit for its cardholders. Designed to enhance the travel experience, this feature allows cardholders to relax in comfort before their flight by providing access to exclusive airport lounges.

Top Indian Overseas Bank Credit Cards for Complimentary Lounge Access

Name of the Card

No. of Airport Lounge Access

Joining Fees (In ₹)

Rupay Platinum

1 Domestic Lounge Access per Quarter

1 International Lounge Access per Calendar Year.

NIL

Rupay Select


2 Domestic Lounge Access per Quarter

2 International Lounge Access per Calendar Year

NIL

Rupay Platinum

RuPay Platinum is the premium variant of the IOB RuPay Credit Card. It offers a minimum credit limit of Rs. 60,000 for staff and the public. The maximum credit limit is set at under Rs. 1,50,000 for staff and under Rs. 2,00,000 for the public with beneficial airport lounges facilities.

  • Rupay Platinum offers you access to 1 Domestic Lounge per Quarter and, you are also entitled to 1 International Lounge Access per Calendar Year.

Rupay Select

RuPay Select is the super-premium variant of the IOB RuPay Credit Card. It offers a minimum credit limit of Rs. 1,50,000 for staff and Rs. 2,00,000 for the public, with a maximum credit limit of Rs. 5,00,000 for staff and the public, and includes airport lounge offers.

  • Domestic Lounge Access : It includes 1 domestic lounge access per quarter.
  • International Lounge: Rupay Select card also consists of 1 access per Calendar Year.

List of Airport Lounges that Accept the Above IOB Credit Cards

Here is the list of Airport lounges with respected cities in which these credit cards are available and their benefits are applicable -

City

Lounge

Terminal Type

Agartala

Primus Lounge

Domestic

Ahmedabad


Sardar Vallabhbhai Patel

International Airport

Domestic T1

Allahabad/

Prayagraj

Zesto Executive

Lounge

Domestic

Amritsar

Costa Coffee

Domestic

Amritsar

Primus Lounge

Domestic

Bangalore

080 Domestic Lounge

Domestic T1, T2


Bhopal

Primus Lounge

Domestic

Bhubaneswar

Bird Lounge

Domestic T1

Chandigarh

Primus Lounge

Domestic

Chandigarh

Cram Bar

Domestic

Chennai

Travel Club

Domestic T1, T4

Cochin

Earth Lounge

Domestic T1

Coimbatore

BlackBerry Restaurant & Bar

Domestic

Dehra Dun

Bird Lounge

Domestic

Dibrugarh

Primus Lounge

Domestic

Goa

Good Times Bar

Domestic

Goa

Encalm Lounge

Domestic

Guwahati

The Lounge

Domestic

Hyderabad

Encalm Lounge

Domestic

Indore

Primus Lounge

Domestic

Jammu

Paahun - The Executive Lounge and Restaurant

Domestic

Kannaur


Pearl Lounge Domestic

Domestic

Kolkata

Travel Club

Domestic T1


Kolkata

Travel Club Lounge Anex

Domestic T1

Madurai

Primus Lounge


International

Madurai

Cram Bar


Domestic

Mumbai

Travel Club

Domestic T2, T1

Mumbai

Oasis Lounge

DomesticT1

Mumbai

Indi Tapas

Domestic T2

Nagpur

Mandarin Lounge

Domestic

Nagpur

The Airr Lounge

Domestic

New Delhi

Enclam Lounge

Domestic T1D, T2, T3

New Delhi

Domestic Lounge

Domestic T3

Patna

Zesto Executive Lounge

Domestic

Pune

Earth Lounge

Domestic T1

Ranchi

Cram Bar

Domestic

Srinagar

Paahun The Executive Lounge

International T1

Vadodara

Premium Lounge

Domestic

Varanasi

Take off Bar and Lounge

Domestic

Terms and Conditions for Free Airport Lounge Access

These are the terms and conditions applied on the available cards to access the free airport lounge -

  1. Cardholders can request a credit limit increase by applying to the bank and submitting income-related financial documents.
  2. Cardholders are responsible for any applicable charges for specific services the bank provides or for any defaults on their card account.
  3. Access is neither transferrable nor encashable.

NOTE: Hours of operation may vary based on flight schedules.

Benefits of Indian Overseas Bank Credit Card Lounge Access

The benefits of Indian Overseas Bank (IOB) Credit Card Lounge Access include:

  • Complimentary Access: Enjoy complimentary access to select airport lounges, offering a comfortable environment before your flight.
  • Free Amenities: Take advantage of free amenities such as Wi-Fi, snacks, beverages, and comfortable seating.
  • Relaxation and Privacy: Escape the crowded airport terminals and relax in a quieter, more private setting.
  • Convenient Workspaces: Lounges often provide workstations or business centers for cardholders needing a place to work.
  • Exclusive Offers: Access to exclusive offers and discounts within the lounge, depending on the card's terms.

Check Out Airport Lounge Access Benefits from Different Banks

Conclusion

As you can see from the above post, an Indian Overseas Bank Credit Card for free airport lounge access is beneficial for you in many different ways which include amenities such as comfortable seating, complimentary refreshments, and Wi-Fi. The Indian Overseas Bank (IOB) Credit Card lounge access helps reduce the stress of travel, making your journey more pleasant and convenient. Whether you need a quiet space to relax or access premium amenities, the lounge access feature adds significant value to the card, making it an excellent choice for frequent travelers seeking a more enjoyable airport experience.

Frequently Asked Questions (FAQs)

Which Indian Overseas Bank credit cards offer free airport lounge access?

How many different types of Credit Cards are offered by Indian Overseas Bank?

How many free lounge visits can I avail per year?

Do I need to activate the lounge access benefit before using it?

Is there any charge for using the lounge access feature?

How do I find out which lounges I can access with my IOB credit card?

Are there any time restrictions on lounge access?

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