HDFC Infinia vs Standard Chartered Ultimate Credit Card
Last Updated : Feb. 28, 2025, 5:50 p.m.
Most of the individuals apply for a credit card just to enjoy the exclusive offers and discounts. The HDFC Infinia Credit Card and Standard Chartered Ultimate credit card provide many attractive rewards and discounts. In order for you to choose between the two cards easily, you should first compare the two cards. Let us now compare the two in the article titled, HDFC Infinia Credit Card Versus Standard Chartered Ultimate Credit Card . Both the cards have some unique advantages, and they can help you enjoy an upgraded lifestyle. After understanding the differences, check your eligibility criteria as well before you apply for the card. The credit score is one of the most important factors that influences your credit card application with lenders. Check your credit score for free on Wishfin and also view your credit report for free.
Comparison of HDFC Infinia Credit Card and Standard Chartered Ultimate Credit Card
| Parameter | HDFC Infinia Credit Card | Standard Chartered Ultimate Credit Card |
|---|---|---|
Welcome Benefits |
|
|
Traveling benefits |
|
|
Lifestyle benefits |
|
|
Reward points earned |
|
|
Insurance Cover |
|
|
Fees and Other Charges of Both the Credit Cards
Let us now compare the fees of both the credit cards and that would help you to make a better decision before applying:
| Parameter | HDFC Infinia Credit Card | Standard Chartered Ultimate Credit Card |
|---|---|---|
Joining fees | Rs. 12,500 plus applicable taxes | Rs. 5000 |
Renewal Fees | Rs. 12,500 plus applicable taxes | Rs. 5000 |
Annual fee waiver | Get 10 lakhs or more in the previous 12 months and get a renewal fee membership waived off for the next year. | No Waiving off Criteria |
Add on card fees | Nil | Nil |
Late payment fee | Rs. 1100 | It depends on the outstanding amount with a maximum of Rs. 800 |
Cash advance fee | 2.5% of Rs. 500, whichever is higher would be levied on the amount withdrawn. | 3% of cash withdrawal amount subject to a minimum of ₹ 300. |
Eligibility Criteria
| Parameter | HDFC Infinia Credit Card | Standard Chartered Ultimate Credit Card |
|---|---|---|
Eligibility criteria | The Infinia Credit Cards are offered through an invitation to their potential customers from the HDFC Bank. |
|
Conclusion
After exploring HDFC Infinia Credit Card vs Standard Chartered Ultimate Credit card , it would be easy for you to decide the best card for yourself. You can even see the comparison of fees and other charges of both the credit cards. Go through the eligibility criteria as well to find out for which card you are eligible for.
Frequently Asked Questions (FAQs)
