HDFC Infinia vs HDFC Regalia Credit Card

Welcome benefit

• Complimentary Club Marriott membership for a year, which offers up to 20% discount on dining and staying across the Asia Pacific region.
• Get a welcome benefit of 12,500 reward points upon paying the joining fee and activating the card.

• Pay the joining fee and get a gift voucher equivalent to the fee amount of Rs. 2500.

Milestone benefits

• NA

• Get vouchers worth Rs. 1,500 from Myntra, Marriott, Spencer or Reliance Digital on spends of Rs. 1.5 lakhs in every quarter.
• Get flight vouchers worth Rs. 5,000 on spends of Rs. 5 lakhs in an anniversary year.
• Get additional flight vouchers worth Rs. 5,000 on spending Rs. 7.5 lakhs in an anniversary year.

Reward points redemption

• You can redeem your reward points on SmartBuy or Netbanking.

Reward points can be redeemed for:

• Flight and hotel bookings via SmartBuy @ 1 reward point = 1 rupee.
• Apple products and Tanishq vouchers via Smartbuy at a value of 1 reward point = Rs. 1
• Airmiles conversion via netbanking @ 1 reward point = 1 airmile
• Products and vouchers via netbanking or Smartbuy @ 1 reward point = up to Rs 0.50
• Cashback @ 1 reward point = Rs. 0.30

• Reward points can be redeemed against flight and hotel bookings @ 1 reward point = Rs. 0.50.
• Reward points can be redeemed through HDFC Bank Netbanking or SmartBuy for all other products or services @ 1 reward point = up to Rs. 0.35.
• Reward points can be redeemed against the statement balance @ 1 reward point = Rs. 0.20.
• 1 reward point = 0.5 airmiles through netbanking.

Airport lounge access

• Enjoy unlimited complimentary domestic lounge access for primary cardholders.
• Get unlimited complimentary domestic lounge access at 1000 plus airports within and outside India using the priority pass.
• Benefits are also available for add on priority pass holders.

• 12 complimentary lounge access in a year within India (At both the domestic and international terminals).
• There is an upper cap of 6 complimentary lounge accesses for you and your add on member per calendar year using the priority pass. .
• Lounge visits above the free quota are chargeable and offered at the discretion of the lounge.

Dining and hotel perks

• Stay for 3 nights and pay for 2 at participating ITC hotels.
• Get a 1+1 complimentary buffet at participating ITC hotels.
• Get an additional 15% on all your bill payments via Swiggy Dineout at 20k + restaurants

• Get savings of up to 7.5% on all your restaurant bill payments via Swiggy Dineout (Offer includes restaurant and Swiggy discount) at 20k plus restaurants.