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HDFC Infinia vs HDFC Regalia Credit Card

HDFC Infinia vs HDFC Regalia Credit Card

Last Updated : April 6, 2024, 12:06 p.m.

Most of the individuals are in the dilemma that which credit card they must choose between HDFC Infinia and HDFC Regalia. Both the credit cards are unique in their own way. If HDFC Regalia Credit Card has the free lounge access then the HDFC Infinia also has the offer of free airport lounge access. Then, what is the difference between these two cards? Are both of them the same? Now, let’s see which card stands tall in HDFC Infinia vs HDFC Regalia. Have a look at all the features and then you can point out the differences between these two credit cards .

Major Difference Between HDFC Infinia Credit Card and HDFC Regalia Credit Card

Benefits Regalia Gold Credit Card INFINIA Credit Card Metal Edition
Welcome Offer Club Vistara Silver Tier and MMT Black Elite membership Club Marriott membership
Lounge Access 12 (both at domestic and international terminals) Unlimited (both at domestic and international terminals)
Rewards
  • 5X points (Marks & Spencer, Myntra, Nykaa & Reliance Digital)


  • 4 points on every 150 spent
  • 12,500 points on joining fee payment

  • 5 points on every 150 spent (Insurance, Utilities and Education)


  • 10X points on shopping and travel

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Comparison of the Fee – HDFC Infinia vs HDFC Regalia

Basis of Difference HDFC Infinia HDFC Regalia
Annual Membership Fees ₹10000 Plus Applicable Taxes ₹2500 Plus Applicable Taxes
Annual Renewal Fees ₹10000 Plus Applicable Taxes ₹2500 Plus Applicable Taxes
Renewal Fees Waiving Off Criteria Spend more than ₹8 Lacs in a year and waive off the Renewal Fees. Spend more than 3 Lacs within 3 Months and waive off the Renewal Fees.

Take Away

As you have seen all the differences between both the credit cards, it would be easier for you to make the choice. Now your dilemma of HDFC Infinia vs HDFC Regalia must be resolved. Both the cards are unique in their own way so you can apply for any of them. Compare the fees of both the cards and then decide which card would be the better option for you. Analyze your expense schedule and need first, and then choose the card accordingly. All HDFC Credit cards have great offers therefore it becomes difficult to differentiate between them. Finally, you know the detailed differences between the HDFC Regalia and HDFC Infinia Credit cards.

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