HDFC Infinia Credit Card vs YES First Exclusive Credit Card
Last Updated : Feb. 26, 2025, 4:27 p.m.
There are many millions of people in India who use credit cards to enjoy credit limits and great offers on them. On the other hand, some individuals prefer credit cards to have free access to domestic airport lounges. There are two credit cards - HDFC Infinia and Yes First Exclusive that give you unlimited access to the airport lounges. However, there may be a tendency to get confused between these two cards. Therefore, you can take a look at the major differences between HDFC Infinia Credit Card versus YES First Exclusive Credit Card . You must see other offers available on these credit cards so that you can have a clear picture about both of them. Also, after choosing the credit card that you want to apply to, check your CIBIL score on Wishfin to verify your eligibility. You can also view your CIBIL report for free and note the areas in which you have to improve in order to enhance your credit score.
Comparison of HDFC Infinia and YES First Exclusive Credit Card
| Basis of difference | HDFC Infinia Credit Card | Yes First Exclusive Credit Card |
|---|---|---|
Welcome Benefits |
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Traveling benefits |
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Lifestyle benefits |
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Reward points earnings |
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Insurance cover and other benefits |
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Fees and Other Charges of HDFC Infinia and YES First Exclusive Credit Card
| Fees | HDFC Infinia Credit Card | Yes First Exclusive Credit Card |
|---|---|---|
Joining fees |
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Renewal fees |
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Annual fee waiver |
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Add on card fees |
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Finance charges |
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Cash advance fees |
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Foreign mark up fees |
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Eligibility Criteria of Both the Cards
| HDFC Infinia Credit Card | Yes First Exclusive Credit Card |
|---|---|
The Infinia Credit Cards are offered by an invitation to their potential customers from the HDFC Bank. | Age: between 21 to 60 years Occupation: Salaried or self employed individuals Income: Minimum Net income of INR 2 lakhs per month or income tax returns of INR 18 lakhs and above. Customer must have an NRE/NRO fixed deposit (“FD”) with the Bank Customers must accept and authorize the bank to debit their NRE/NRO Savings account that they hold with the bank for the minimum amount due payable on their card account statement. |
Conclusion
Once you have looked into HDFC Infinia Credit Card vs Yes First Exclusive Credit Card, it would be easy for you to make a one-sided choice. You must also check the eligibility criteria and fees of both cards so that you can easily apply for them. Both of these credit cards have exclusive benefits and you can apply for a card as per your choice. Make sure that you have a good Cibil score if you are applying for these cards.
Frequently Asked Questions (FAQs)
