HDFC Diners Club Miles Credit Card vs HDFC Millennia Credit Card
Last Updated : March 20, 2025, 12:11 p.m.
Both the HDFC Diners Club Miles Credit Card and the HDFC Millennia Credit Card are two of the most reputed credit cards from HDFC Bank. Both come with attractive offers and unique benefits. They have the same eligibility criteria. So, which card to choose amongst the two. For helping individuals make a decision, let us now compare both the cards with respect to their features, benefits, and fees. Before you apply for a credit card, check your credit score. It is a very important eligibility criteria for credit card approval. The higher the score, the easier is the approval of the credit card application. Do a free CIBIL score check on Wishfin.
HDFC Diners Club Miles Credit Card Vs HDFC Millennia Credit Card - A Comparison
| Parameter | HDFC Diners Club Miles Credit Card | HDFC Millennia Credit Card |
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Joining or renewal fee |
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Add on Card fee |
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Finance charges |
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Welcome benefit |
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Reward/Cashback |
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Lounge access |
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Fuel surcharge waiver |
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Renewal fee waiver |
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Milestone rewards |
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Reward points redemption |
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Dining benefits |
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Other benefits |
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HDFC Diners Club Miles Credit Card Vs HDFC Millennia Credit Card - Which Card to Choose?
The HDFC Diners Club Miles Credit Card and the HDFC Millennia credit card both have their own unique set of benefits and features. Choosing a credit card depends on your personal preferences and spending patterns. If you are an avid traveler by air, then the DinersClubMiles credit card is a very good option, since you can transfer AirMiles at the ratio of 1:1. In this way, the DinersClubMiles has an advantage over Millennia. But, Millennia is a good cashback credit card. It gives ample cashback on popular online brands and a minimum cashback of 1% per month on other expenses. So, if you prefer miles, then you must go in for the HDFC Diners Club Miles Credit Card, else if you prefer cashback, you must go in for the HDFC Millennia credit card.
Conclusion
You can see all the differences between HDFC Diners Club Miles Credit Card vs HDFC Millennia Credit Card. Both of these HDFC Credit Cards are unique in their own way and they have their own benefits. On the other hand, you can check all the possible differences between these two cards so that you can decide on one card for yourself. The comparison of features, benefits, fees, and charges of these credit cards can give you a better choice for choosing only one card.
Frequently Asked Questions (FAQs)
