Flipkart Axis Bank Credit Card vs Axis Bank Neo Credit Card
Last Updated : March 19, 2025, 12:21 p.m.
The Flipkart Axis Bank Credit Card and the Axis Bank Neo Credit Card are two popular credit cards with their own unique benefits. The Axis Bank Neo credit card is a credit card that comes with a nominal annual fee and offers instant discounts on reputed online platforms . The card enables users to save on food delivery, dining, groceries, movies, apparel, and dining through discounts available on the partner platforms. Though reward points can be earned on every card spend, the rate of reward earning is minimal. Thus, savings through discounts is the primary benefit offered by this card. The Flipkart Axis Bank credit card on the other hand is a cashback driven card. This card gives maximum cashback on Flipkart, travel platform Cleartrip, Myntra, and ample cashback on partner merchant platforms like PVR, Uber, Swiggy, Cult.fit, etc. (These are subject to change at any time). So, which card to choose now? To make a proper decision, let us compare the features of both the credit cards and decide. After you opt for a card to apply, do a CIBIL score check for free on Wishfin, as the score is a very important eligibility criteria for credit card application approval.
Flipkart Axis Bank Credit Card Vs Axis Bank Neo Credit Card - A Comparison
| Parameter | Axis Bank Neo Credit Card | Flipkart Axis Bank Credit Card |
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Joining fee |
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Annual fee |
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Finance charges |
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Add on card fees |
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Cash advance fees |
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Late payment charges |
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Renewal fee waiver |
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Welcome benefits |
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Discount and cashback benefits | Discount benefits | Cashback benefits |
(Up to a maximum discount of Rs. 150, once per month).
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Dining benefits |
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Lounge access |
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Rewards |
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EMI Conversion |
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Fuel surcharge waiver |
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Eligibility Criteria for Both the Credit Cards
| Criteria | Flipkart Axis Bank Credit Card | Axis Neo Credit Card |
|---|---|---|
Minimum age of the applicant | 18 years | 18 years |
Maximum age of the applicant | 70 years | 70 years |
Citizenship status of the applicant | Resident of India or NRI | Resident of India or NRI |
Flipkart Axis Bank Credit Card vs Axis Neo Credit Card - Which Card to Choose?
Both the Flipkart Axis Bank Credit Card and the Axis Bank Neo Credit Card provide a great deal of benefits and enable users to maximize their savings across a wide range of online shopping categories. Then, choosing a card amongst the two depends on personal preferences and spending patterns. Choose the Axis Bank Neo Credit Card if you do not want to spend much time redeeming rewards and wish to get money in the form of direct discounts. Opt for this card if you are an avid online shopper who makes most of your purchases and utility bill payments online. You must be someone who is digi-savvy and feels comfortable paying bills online, ordering food, groceries, clothes, and lifestyle products online, and loves to indulge with reputed online brands like Myntra, BookMyShow, Zomato, etc., then this card is most suitable for you.
Last but not the least, if you are looking for a card with low annual fee and co-branded discounts, then the Axis Neo Credit card is worth having in your wallet. On the other hand, if you are a Flipkart brand loyalist and are looking for a versatile credit card which provides you ample cashback on travel, dining, lifestyle, entertainment, etc., then it is worth going in for the Flipkart Axis Bank credit card. Further, if you are a new Swiggy customer who desires to maximize your welcome benefits, then you can choose this card. Last but not the least, if you want a credit card with low annual fee but high cashback on online shopping, then this card is worth having in your wallet.
Conclusion
After exploring all the differences between the Flipkart Axis Bank Credit Card vs Axis Bank Neo Credit Card it would be easy for you to decide on a credit card . First of all, you must analyze the need for the card and then choose a card that fits the best. Both of them have exclusive offers and benefits that will definitely cut off your monthly expenses.
Frequently Asked Questions (FAQs)
