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Credit Card Offers on Jewellery

Credit Card Offers on Jewellery

Last Updated : Oct. 14, 2024, 5:13 p.m.

If you're eyeing some shiny new jewelry, there's good news! With credit card offers on jewellery from banks like AU Bank, Axis Bank, HDFC, and YES Bank, you can snag some serious savings. These deals aren't just about price cuts—they offer cashback, lower making charges, and exclusive discounts, both in-store and online. Whether it's gold, silver, or diamonds you're after, these offers make it more affordable to treat yourself or gift someone special, all while keeping your budget in check.

Best Credit Card Offers on Jewellery

Below, we have listed the best credit cards in India from leading banks that give amazing offers and discounts on the purchase of jewellery.

AU Bank Credit Card Offers

AU Bank is offering Amazon vouchers worth up to ₹25,000 for in-store purchases of gold, silver, diamond jewelry, and coins, based on the spending tier. Offers are valid on weekends in October 2024 up to the 20th.

Category

Offers

Validity Period

In-store purchase of Gold, Silver, Diamond Jewellery, and Coins

Get Amazon vouchers of up to INR 25,000 -

  • Spend ₹600,000 or more and receive a ₹25,000 Amazon voucher.
  • Spend between ₹400,000 and ₹599,999 to get a ₹10,000 Amazon voucher.
  • Spend between ₹200,000 and ₹399,999 for a ₹5,000 Amazon voucher.
  • Spend between ₹100,000 and ₹199,999 to earn a ₹3,000 Amazon voucher.
  • Spend between ₹50,000 and ₹99,999 to receive a ₹1,500 Amazon voucher.
  • Spend between ₹30,000 and ₹49,999 for a ₹750 Amazon voucher.
  • Spend between ₹15,000 and ₹29,999 to get a ₹500 Amazon voucher.

20 October, 2024

Terms and Conditions

  • This offer applies to all AU Credit Cards, except Purchase and Corporate Cards.
  • All in-store transactions (POS/UPI) with an AU Credit Card qualify for this offer.
  • The offer is valid every weekend in October 2024, ending on October 20.
  • Specific offer dates are October 5, 6, 12, 13, 19, and 20, 2024.

How to Avail the Offer?
During the offer period, buy gold, silver, diamond jewelry, and coins in-store with your AU Credit Card to earn an Amazon Voucher worth up to ₹25,000.

Axis Bank Credit Card Offers

Axis Bank credit cards provide discounts at GIVA and Melorra for jewelry purchases. Enjoy up to ₹200 off at GIVA and significant flat-rate discounts on various spending thresholds at Melorra, enhancing savings on high-quality jewellery.

Brand Name

Offers

Validity Period

Giva

Get up to ₹200 off on a minimum purchase of ₹799

30 September, 2025

Terms and Conditions

  • The offer is valid for all jewelry on GIVA's website and applies only within India.
  • It cannot be combined with any other offers or discounts.

How to Avail the Offer?

  • Shop for your favorite product on the GIVA website.
  • Proceed to checkout and apply coupon code AXIS200 in the ‘Discount Code’ field.
  • You will get ₹200 off on your purchase.
  • Pay using your Axis Bank credit card.

Brand Name

Offers

Validity Period

Melorra

Available on diamond jewellery -

  • Get flat ₹1,800 off on min. purchase of ₹25,000
  • Get flat ₹3,000 off on min. purchase of ₹40,000
  • Get flat ₹7,000 off on min. purchase of ₹90,000


Coupon code : RUPAY1800

8 May, 2025

Terms and Conditions

  • This offer does not apply to gold coins, gold products, and solitaires.
  • If coins and solitaires are in the cart along with jewellery during checkout, the offer stands void.
  • This offer is only valid on diamond jewellery.

Steps to Avail the Offer

For online:

  • Visit www.melorra.com or Melorra app.
  • Select the jewellery and add it to the cart.
  • Enter the coupon code.
  • Proceed further and make payment via your Axis Bank RuPay credit card.

For Melorra stores:

  • Visit Melorra stores.
  • Select your choice of jewellery.
  • Provide the coupon code received at the time of billing.
  • Make the payment with the Axis RuPay credit card.

HDFC Bank Credit Card Offers

HDFC Bank cardholders can enjoy discounts on jewellery-making charges and direct markdowns on diamond jewelry purchases at brands like Joyalukkas and Zivarah. The offers promote savings on both gold and diamond jewellery.

Brand Name

Offers

Validity Period

Joyalukkas

Get 20% off on gold jewellery-making charges

Get ₹3,000 off on purchase of diamond jewellery worth ₹50,000 and above

30 June, 2025

Terms and Conditions

  • These offers are valid for both credit and debit card purchases.
  • They do not apply to the purchase of gold or silver coins or bars.
  • These offers cannot be combined with any other ongoing store promotions.
  • Customers must mention their interest in these offers before being billed.
  • Loyalty points are not awarded for transactions involving these offers.

Steps to Avail the Offer
Just ask for this offer before your bill is prepared and pay using your HDFC Credit card .

Brand Name

Offers

Validity Period

Zivarah

Get a 15% discount on the retail price of diamond jewelry.

24 July, 2025

Terms and Conditions

  • The discount is immediate and applied directly at the time of purchase in-store.
  • This offer is selectively available to customers as determined by HDFC Bank and cannot be combined with other promotions.

Steps to Avail the Offer

This offer is valid for both in-store and online purchases. For online shopping, visit https://www.zivarah.com and use the code HDFC15F at checkout to receive the discount.

Brand Name

Offers

Validity Period

Surat Diamond

Get 20% off on total bill

28 Feb, 2025

Terms and Conditions

  • This offer cannot be combined with any other vouchers or promotions and must be used alone.
  • It does not apply to purchases of bullion/coins, certified solitaires, or already discounted products.
  • To use the offer, you must enter the promo code when you place your order. This offer cannot be exchanged for cash or checks.

Steps to Avail the Offer

Brand Name

Offers

Validity Period

Jaipur Jewels Palace

Get 20% off on gold jewellery-making charges




31 May, 2025

Aquamarine Minerali

Get 15% off on total bill

Shiv Store

Avail 15% off on jewellery-making charges

Fancy Rawalpindi Jewellers

Get 15% off on jewellery-making charges

Terms and Conditions

  • You cannot combine two offers.
  • All discounts for HDFC Bank cards will be applied directly at the store.

Steps to Avail the Offer
Go to your nearest store, mention the offer before they prepare your bill, and pay with your HDFC Bank card to get the discount.

ICICI Bank Credit Card Offers

ICICI Bank credit cards offer a 20% instant discount on a minimum purchase of ₹2,000 at Surat Diamond, available exclusively for credit card users. This offer is ideal for buying discounted jewellery online.

Brand Name

Offers

Validity Period

Surat Diamond

Get a 20% instant discount on a min. transaction of ₹2,000

31 March, 2027

Terms and Conditions

  • This offer can't be combined with any other promotions available to ICICI Bank Net Banking users or cardholders by the Alliance Partner.
  • The offer is non-transferable, non-binding, and cannot be converted into cash.
  • The offer does not apply to void transactions.

Steps to Avail the Offer

  • Visit www.suratdiamond.com .
  • Choose the products you like.
  • At checkout, enter the coupon code “ICICIBANK20” to get the discount.
  • Pay using the ICICI Bank Credit Card.

Karur Vysya Credit Card Offers

Karur Vysya Bank extends exclusive discounts on jewelry-making charges at various well-known jewelers, including Senco Gold and Kalyan Jewellers. These offers are tailored to provide substantial savings on premium jewellery.

Brand Name

Offers

Validity Period

Senco Gold

Get a 25% discount on making charges for gold jewellery

Avail 20% discount on making charges for Platinum jewellery

Receive a full discount on making charges for diamond jewellery

30 November, 2024

Kalyan Jewellers

Avail 25% discount on making charges on a minimum purchase of ₹75,000 on gold jewellery

Get a flat ₹8,000 off on diamond jewellery purchases of ₹1,00,000 or more.

31 March, 2025

Giva

Offer 1: Get flat INR 200 OFF on a minimum purchase of INR 799

Offer 2: Get flat INR 500 OFF on a minimum purchase of Rs. 1499

Code: ADNETO200 & INSGIVA500

30 September, 2025

GRT Jewellers

Get a flat 1.5% discount on gold jewelry purchases over ₹20,000, with a maximum discount of ₹1,500


Avail INR 250 off on orders of Rs. 2,500 and above on silver jewellery

31 October, 2024

Gehna India

Get a flat ₹1,000 off on purchases of ₹15,000 or more

31st October, 2024

Terms and Conditions
These offers are valid for Visa Classic, Visa Gold, Visa Platinum, Visa Signature, Visa Rewards, and Visa Infinite cards.

Steps to Avail the Offer

  • Select the jewelry brand of your choice.
  • Pay with your Karur Vysya credit card at checkout.
  • The discount will apply automatically.

RBL Bank Credit Card Offers

RBL Bank collaborates with GIVA to offer flat discounts on jewelry purchases online. Customers can save up to ₹500 on their purchases, making stylish jewelry more accessible at reduced prices.

Brand Name

Offers

Validity Period

Giva

Offer 1: Get flat INR 200 OFF on a minimum purchase of INR 799

Offer 2: Get flat INR 500 OFF on a minimum purchase of Rs. 1499

Code: ADNETO200 & ADNETO500

30 September, 2025

Terms and Conditions

  • The offer is valid for all jewelry on GIVA Jewellery's website.
  • This offer cannot be used in conjunction with any other discount or promotional code.
  • Orders placed with these codes are final and cannot be modified.
  • The offer is valid only in India.

Steps to Avail the Offer

  • Visit the GIVA website and select your desired product.
  • At checkout, enter the coupon code in the ‘Discount Code’ section to receive a ₹200 discount.
  • Complete your purchase using your RBL Bank credit card to enjoy the savings.

YES Bank Credit Card Offers

YES Bank offers amazing discounts on jewellery purchases over ₹2,000 at Surat Diamonds. This promotion is tailored to encourage higher savings on luxury jewelry items through simple online transactions.

Brand Name

Offers

Validity Period

Surat Diamonds

Get flat 20% on min. purchase of ₹2,000 and above

1 November, 2024

Terms and Conditions

  • This offer is exclusive to purchases made on www.suratdiamond.com .
  • It cannot be combined with any other vouchers or promotions and must be used on its own.
  • Excludes purchases of bullion, coins, certified solitaires, and products already on discount.

Steps to Avail the Offer

Bank of Baroda Credit Card Offers

Bank of Baroda credit card holders can enjoy exclusive discounts on jewellery-making charges and purchases at Joyalukkas and Surat Diamond Store. Offers include percentage discounts on gold jewellery-making and flat rate discounts on diamond purchases.

Brand Name

Offers

Validity Period

Joyalukkas

Get 20% off on gold jewellery-making charges

Get ₹3,000 off on purchase of diamond jewellery worth ₹50,000 and above

30 June, 2025

Terms and Conditions

  • These offers apply to both credit and debit card purchases.
  • You cannot use these offers to buy gold or silver coins and bars.
  • These offers cannot be combined with any other ongoing store promotions.
  • Make sure to mention that you want to use these offers before your bill is prepared.
  • You won't earn loyalty points on transactions using these offers.

Steps to Avail the Offer
Just request this offer before your bill is prepared and pay with your Mastercard BOBCARD.

Brand Name

Offers

Validity Period

Surat Diamond Store

Get discount of ₹5,000 off on a purchase of ₹8,000 and above

31 December, 2024

Terms and Conditions

  • This offer is valid for each card on www.suratdiamond.com/greatoffers and applies to all products on the website.
  • You cannot combine this offer with any other vouchers or promotions; it must be used on its own.
  • The offer does not apply to the purchase of gold coins, certified solitaires, or products already on sale.

Steps to Avail the Offer

  • Visit the official website of Surat Diamonds.
  • Select the product and click on ‘Buy Item’ now.
  • Enter coupon code: BBCRDS2552517385
  • Click on Pay Now.

PNB Credit Card Offers

Punjab National Bank provides special savings on jewellery purchases at Giva, offering flat rate discounts for minimum purchase amounts. This promotion is ideal for customers looking to buy new jewelry pieces online, with additional savings facilitated through the use of specific coupon codes.

Brand Name

Offers

Validity Period

Giva

Get ₹300 off on a minimum purchase value of ₹999

31 December, 2024

Terms and Conditions

  • This offer is valid on all jewelry available on GIVA Jewellery’s website and app.
  • It cannot be combined with any other promotions or codes.
  • Once an order is placed using this offer, it cannot be changed.
  • This offer is only valid within India.
  • Excludes gold, diamonds, coins, utensils, and idols.

Steps to Avail the Offer

  • Visit the official website of Giva.
  • Select the products of your choice.
  • Proceed to checkout and apply your code “THR-PNB300” in the ‘Discount Code’ field.
  • You will get a flat ₹300 off on your new jewellery.

Bank of India Credit Card Offers

Bank of India customers can access substantial discounts on making charges and flat discounts on diamond jewellery at Kalyan Jewellers. These offers are available across all Kalyan Jewellers stores in India, providing opportunities to save on gold and diamond jewelry with specific purchase conditions.

Brand Name

Offers

Validity Period

Kalyan Jewellers

Get flat 25% off on making charges on a minimum purchase of ₹75,000 on gold jewellery

Get flat ₹8,000 on purchase of ₹1,00,000 on diamond jewellery

15 November, 2024

Terms and Conditions for Gold Jewellery Purchase

  • This offer is valid at Kalyan Jewellers stores throughout India.
  • It is applicable only to purchases of gold jewelry.
  • The offer excludes gold and silver coins and other types of jewelry.
  • Cannot be used in conjunction with any other promotions at Kalyan Jewellers.

Terms and Conditions for Diamond Purchase

  • This offer applies only to purchases of diamond, studded, polki, platinum, and solitaire jewelry at Kalyan Jewellers.
  • It does not apply to purchases of gold and silver coins or gold and silver jewelry.
  • This offer cannot be combined with any other ongoing promotions at Kalyan Jewellers.

Steps to Avail the Offer

  • Go to any Kalyan Jewellers store in India.
  • At checkout, use the code KALADN101 for buying gold or ADNKAL101 for buying diamonds.
  • Pay with your Bank of India credit card to complete the purchase.

Brand Name

Offers

Validity Period

Senco Gold

Get flat 25% off on making charges of gold jewellery





30 November, 2025


Get a 100% discount on making charges for diamond jewellery


Get a 20% discount on Platinum jewellery-making charges

Terms and Conditions for Gold Jewellery Purchase

  • This offer is available at Senco Gold & Diamonds stores and on their website but excludes purchases of gold coins, silver coins, and bullion.
  • If you return any item bought with this discount, the value of the discount will be subtracted from the refund amount.

Terms and Conditions for Diamond & Platinum Jewellery Purchase

  • If you return diamond jewelry bought during this offer period, the discount you received will be deducted from your refund amount.
  • This offer is available only at Senco Gold & Diamonds stores and their online shop.

Steps to Avail the Offer

  • Visit any Senco Gold store in India or shop online at https://sencogoldanddiamonds.com/ .
  • When checking out, enter 'SENADN101' for gold, 'ADNSEN101' for diamonds, or ‘ADNSEN104' for platinum.
  • Pay with your card to complete the purchase.

Brand Name

Offers

Validity Period

GRT Jewels

Get flat 1.5% off on gold jewellery on orders above INR 20,000


Max. discount: INR 1,500



Get ₹250 off on orders of ₹2,500 and above on silver jewellery

31 October, 2024

Terms and Conditions for Gold Jewellery Purchase

  • This offer applies exclusively to gold jewelry and excludes gold coins, bars, and gift vouchers.
  • It can be combined with other online promotions. Each customer can use this offer once.
  • This coupon is only valid for online purchases and cannot be redeemed in physical stores.

Terms and Conditions for Silver Jewellery Purchase

  • This offer can be used alongside other online promotions.
  • It's valid for one use per customer and is applicable only for online purchases, not available in physical stores.
  • This offer applies solely to silver jewelry and does not include articles, coins, bars, or gift vouchers.

Steps to Avail the Offer
Shop at any GRT store in India or online at https://www.grtjewels.com/contact-us . At checkout, use 'VISA1500' for gold or 'VISA250' for silver jewelry. Finalize your purchase with a card payment.

Brand Name

Offers

Validity Period

Gehna

Get flat 1000 INR Off on purchase of 15K and above

Coupon code: ADNG1000

31 October, 2024

Terms and Conditions:

  • Applicable to all items on orders over ₹15,000.
  • Cannot be used with other promotions.
  • Excludes gold coins and solitaire diamonds.
  • Only available at www.gehnaindia.com .
  • Coupon limited to one use per customer.

Steps to Avail the Offer

  • Visit www.gehnaindia.com .
  • Enter the code ADNG1000 on purchases of ₹15,000 or more at checkout.
  • Pay using a card to complete your purchase.

Wrapping Up!

When considering purchasing jewellery, leveraging these credit card offers can considerably reduce costs and add value to each transaction. Whether you're planning to buy a gift or make a personal investment in fine jewellery, checking out these credit card deals can lead to substantial savings and additional benefits.

Disclaimer : All the information related to offers are subjected to their official website. Check the offer and validity of the offer first on the current date before using them.

Frequently Asked Questions (FAQs)

How do I avail of credit card offers on jewellery?

Can these offers be combined with other promotions?

Are these offers valid on all types of jewellery?

What should I do if I have issues with availing of the offer?

How long are these offers valid?

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