Credit Card Offers on IRCTC

Credit Card Offers on IRCTC

Last Updated : Oct. 15, 2024, 4:17 p.m.

Are you searching for ways to make your travel bookings more rewarding? Credit card offers from SBI, HDFC Bank, and Bank of Baroda provide significant benefits when used on the IRCTC platform. Here’s how you can earn rewards and save on transaction fees while booking your next trip.

Top Credit Card Offers on IRCTC

Below, we have mentioned the best credit cards in India by leading banks that give amazing discounts and deals. So, without further ado, let’s dive right in!

SBI Credit Card Offers

The IRCTC SBI cards, including the Platinum and Premier versions, offer rewards such as up to 10% back in reward points on various train class bookings and savings on transaction charges. Additional benefits are available on air ticket purchases and e-catering.

Credit Card Name

Offers

IRCTC SBI Platinum Card

Earn up to 10% back in Reward Points when you purchase tickets for AC1, AC2, AC3, Executive Chair Car, and Chair Car through the IRCTC website or mobile app.

Save 1% on transaction charges on railway ticket bookings on www.irctc.co.in

IRCTC SBI Card Premier

Buy tickets for AC1, AC2, AC3, Executive Chair car and Chair Car and earn up to 10% Value Back as Reward Points.

Get up to 5% back on air ticket purchases at www.air.irctc.co.in .

Get up to 5% back on e-catering purchases on https://www.ecatering.irctc.co.in/

Save 1% on transaction charges on railway ticket bookings and 1.8% on air ticket bookings.

Terms and Conditions

If you cancel a railway ticket booked with your IRCTC SBI Platinum Card on irctc.co.in, a fee of 1% of the total refund amount will be charged to your card.

Steps to Use the Offer

  • Visit irctc.co.in and register for free.
  • Log in using your username and password.
  • Follow the on-screen instructions to book your tickets.
  • At the payment stage, use your SBI Card to pay.
  • Ensure the payment gateway accepts Visa cards.
  • Get reward points once payment is made.

HDFC Bank Credit Card Offers

The IRCTC HDFC Bank Credit Card rewards users with points for every INR 100 spent on train tickets through IRCTC, along with a 1% transaction charge waiver. This improves the overall booking experience of customers on IRCTC’s platforms.

Credit Card Name

Offers

IRCTC HDFC Bank Credit Card

Get 5 reward points for every INR 100 spent on the IRCTC ticketing website and Rail Connect app

Get a 1% transaction charge waiver on transactions done via the IRCTC app or website

Steps to Avail the Offer

  • Go to irctc.co.in and sign up at no cost.
  • Log in with your username and password.
  • Follow the prompts on the website to complete your ticket booking.
  • When it’s time to pay, use your HDFC Card.
  • Enjoy reward points after your payment is processed.

Bank of Baroda Credit Card Offers

With the BOB IRCTC Card , customers enjoy substantial rewards, earning 40 points per INR 100 spent on IRCTC bookings, and can save up to 1% on transaction charges, with rewards credited within 60 days post-transaction.

Credit Card

Offers

BOB IRCTC Card

Get 40 reward points per INR 100 spent on bookings through the IRCTC website or app.

Receive up to 1% savings on transaction charges

Terms and Conditions

  • Reward points will be credited within 60 days of the eligible transaction.
  • Applicable only on the fare of the Primary Cardholder/s and not on the fare of the entire ticket.

Steps to Avail the Offer

  • Visit the website of IRCTC.
  • Log in using your ID and password.
  • Select your tickets and pay using your credit card .

Conclusion

Leveraging credit card offers from SBI, HDFC Bank, and Bank of Baroda when booking with IRCTC not only enhances your travel experience but also maximizes the value of your spending. By choosing the right card for your travel needs, you can enjoy significant savings and rewards that enrich your travel adventures.

Disclaimer: All the information related to offers are subjected to their official website. Check the offer and validity of the offer first on the current date before using them.

Frequently Asked Questions (FAQs)

How can I earn reward points with these credit cards on IRCTC?

Are there any fees for canceling tickets booked through these credit cards on IRCTC?

When will the reward points be credited to my account?

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