Axis Bank ACE Credit Card vs Flipkart Axis Credit Card

Yes, both are different cards from the same bank having different features and benefits. The Flipkart Axis Bank credit card is a co-branded credit card that offers maximum benefits on Flipkart, Myntra, and other related brands. The Axis Bank Ace Credit Card offers excellent value back across all categories. 

Although the Axis Bank Ace credit card is not a lifetime free credit card, it has a low annual fee of Rs. 499. You can also receive an annual fee waiver of Rs. 2 lakhs in the previous year.

The card offers cashback on online spends only. The card does not offer any international airport lounge access, and there is no lounge access available in metro areas. Only 1.5% of non partner purchases are eligible for cashback, and the annual fee waiver amount is as high as Rs. 3,50,000. Only 1.5% of cashback can be availed on Myntra after devaluation. Earlier, it was 5%. 

You can increase your credit card limit by contacting the credit card issuer. For the lender to accede to your request, you have to pay your bills on time and reduce outstanding debts. Also keep your credit card balance within only 30% of the available credit limit. Contact your bank and request for an increase in limit only if your financial situation has improved. Monitor your Flipkart account for an increase in pre-approved limits or offers from your card issuer. 

The Axis Bank Ace credit card is a cashback credit card with a low annual fee. It offers up to 5% cashback on specific purchases, including utility bills, mobile recharges, and DTH payments. It also provides cashback on food-related apps like Zomato, Swiggy, and Ola.