Airtel Axis Bank Credit Card Vs Tata Neu Infinity HDFC Credit Card

Airtel Axis Bank Credit Card Vs Tata Neu Infinity HDFC Credit Card

Last Updated : March 15, 2025, 12:49 p.m.

The Airtel Axis Bank Credit Card is a co-branded card that offers benefits to Airtel customers in the form of cashback, discounts, and vouchers. The Tata Neu Infinity HDFC Bank Credit Card is a card that enables you to save 10% on all your purchases whether it be fashion, groceries, electronics, medicines, or flights. Let us now compare the features of both these cards in order to choose the better one among them. Once you choose the card and decide to apply for it, it is essential to check your CIBIL score before you do so as it is an important eligibility criteria that all credit card issuers look for. Check CIBIL score online for free on Wishfin. You can also view your detailed CIBIL report on the portal.

Comparing the Airtel Axis Bank Credit Card and Tata Neu Infinity HDFC Bank Credit Card

ParameterAirtel Axis Bank Credit CardTata Neu Infinity HDFC Bank Credit Card

Joining fee

  • Rs. 500
  • Rs. 1,499

Welcome benefit

  • Get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of issuing the card.
  • Get 1,499 NeuCoins on Tata Neu App upon completing the first transaction within 30 days of card issuance. You can claim these coins within 60 days of such a transaction happening.

Annual fee waiver

  • Get an annual fee waiver on annual spends greater than Rs. 2,00,000
  • Get a renewal fee waiver on annual spends of Rs. 3,00,000 or more before the credit card renewal date.

Cashback

  • Get a cashback of 25% on Airtel Mobile Broadband, DTH and WiFi bill payments via the Airtel Thanks app.
  • Get a cashback of 10% on utility bill payments such as gas, electricity, etc. via the Airtel Thanks App.
  • Earn 10% cashback on Swiggy, BigBasket, and Zomato.
  • Get a 1% cashback on all other spends.
  • Get a 5% cashback as NeuCoins on Non EMI spends on Tata Neu and partner Tata brands.
  • Get a cashback of 1.5% as NeuCoins on any merchant EMI spends and Non Tata brand spends.
  • Get a cashback of 1.5% as NeuCoins on UPI spends (Including spends on partner Tata Brands), up to a maximum of 500 NeuCoins per month.
  • Earn extra 5% back as NeuCoins on select categories on the Tata Neu App/website. (After downloading the Tata Neu app and registering for the Tata NeuPass).

Lounge Visits

  • Get 4 complimentary domestic lounge visits within India per year on minimum spends of Rs. 50,000 in the previous 3 months.
  • Enjoy up to 12 complimentary airport lounge visits.
  • For both the Visa and the RuPay variants: 8 complimentary domestic lounge visits per year (2 in a quarter).
  • For the Visa variant: 4 complimentary international lounge visits per year (1 per quarter) by using the priority pass. Lounges will be charged at US $27 + GST per visit.
  • For the RuPay variant: 4 complimentary international lounge access per year (1 per quarter)

Fuel surcharge waiver

  • Get a fuel surcharge waiver of 1% on fuel spends between Rs. 400 to Rs. 4000.
  • Get a fuel surcharge waiver of 1% for spends up to Rs. 4000

Dining

  • Enjoy up to 15% off at partner restaurants via EazyDiner.
  • Get a dining discount of up to 20% across 4000+ partner restaurants in India.
  • Nil

Other benefits

  • Convert transactions of Rs. 2500 or more into easy EMIs.
  • Receive the following offers on Wednesdays.
  • Instant savings of up to 15% on hotels and flights via Goibibo and Makemytrip.
  • 10% off on orders via Swiggy and Amazon Fresh.
  • 10% off up to Rs. 1000 on Tira.

  • Zero lost card liability
  • Get a foreign currency markup of 2% on all your foreign currency spends.
  • Accidental air death cover worth Rs. 1 crore
  • Emergency overseas hospitalization: Up to Rs. 15 lakhs.
  • Lost card liability cover: Up to Rs.9 lakhs.

Eligibility Criteria for Airtel Axis Credit Card Versus Tata Neu Infinity HDFC Card

ParameterAirtel Axis Bank Credit CardTata Neu Infinity HDFC Bank Credit Card

Age group

18 to 70 years

21 to 60 years

Occupation

Self-employed or salaried

Self-employed professional, self-employed businessperson, or salaried professional.

Minimum income

For an existing customer of Axis Bank: Rs. 25000

For new customers: Rs. 50,000

For salaried customers: gross monthly income is greater than Rs. 100,000

For self-employed customers: The last ITR is greater than 12 lakhs per annum.

Citizenship

You must be a resident of India

You must be a resident of India

Airtel Axis Credit Card vs Tata Neu Infinity HDFC Card - Which Card to Choose?

As seen above in this article - Airtel Axis Bank Credit Card Vs Tata Neu Infinity HDFC Bank Credit Card, both cards have their own unique benefits. Choosing one card depends on your spending patterns according to your lifestyle and also your personal preferences. The Airtel Axis Bank credit card is a great choice if you are already into the Airtel ecosystem or are planning to get into it as it gives you 25% cashback on Airtel bill payments, DTH, Wifi, etc. So, choose this card if you frequently spend on the Airtel ecosystem and pay your bills through the Airtel Thanks app. Also, for those who want a card with a low annual fee and also maximize on bill payments, this card is a great pick. Coming to the Tata Neu Infinity HDFC Bank credit card, choose this card if you frequently make purchases at Tata Neu and its partner brands - Westside, Croma, AirIndia, BigBasket, and more. You can also go in for this card if you are a high spender and can reach annual milestone spends of 3 lakhs in a year to get a renewal fee reversal. However, this card is not a good choice if you are looking for travel benefits.

Frequently Asked Questions (FAQs)

Is the Tata Neu Infinity HDFC Bank credit card a good choice?

Is there a minimum expenditure criteria to earn cashback on the Airtel Axis Bank credit card?

What is the credit limit of the Airtel Axis Bank credit card?

What is the reward point value for the Tata Neu Infinity HDFC Bank credit card?

What is the difference between the Tata Neu Infinity HDFC Bank credit card and the Tata Neu Plus HDFC Credit Card?

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