Airtel Axis Bank Credit Card vs Swiggy HDFC Credit Card
Last Updated : Feb. 21, 2025, 12:27 p.m.
Two popular credit cards in the Indian market are the Airtel Axis Bank credit card and the Swiggy HDFC Credit Card. Both cards provide specific consumer needs, unique rewards, and perks designed to enhance the user experience in distinct ways. Let us now compare both these cards with respect to their key features, benefits, and potential disadvantages to help you determine which card is the best for your lifestyle and spending habits.
Before you apply for the credit card, do a free credit score check on Wishfin and also view your CIBIL report.
Airtel Axis Bank Credit Card Versus HDFC Swiggy Credit Card
The Airtel Axis Bank Credit Card provides great benefits for those who want to maximize their savings on daily digital services and telecommunications. This card especially provides unique perks on Airtel’s digital offerings, including cashback on utility payments, exclusive discounts on Airtel’s digital services, and additional rewards on online transactions.
The HDFC Swiggy Credit Card is one of the best credit cards for Swiggy in India in 2025 . It offers great rewards for frequent users of Swiggy. This card provides attractive discounts on dining and rewards on grocery purchases. It is ideal for those who want to maximize their savings on dining and grocery spends.
Features and Benefits
| Parameter | HDFC Swiggy Credit Card | Airtel Axis Bank Credit Card |
|---|---|---|
| Joining and annual fees |
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| Welcome benefits |
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| Lounge access |
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| Cashback |
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| Mode of receiving cashback |
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| Fraud protection |
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| Interest free credit period |
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| Renewal fee waiver |
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| Contactless technology |
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| Conversion of transactions into EMIs |
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| Special benefits | MasterCard Golf Benefits:
| Wednesday benefits:
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Which Card to Choose Swiggy HDFC Card or Airtel Axis Bank Card?
The card that you wish to choose depends on your spending habits and preferences. Both cards provide ample cashback and benefits. The user will benefit if he chooses the card aligned to his personal needs. For instance, if the person is a food lover and he spends quite a lot on food delivery, dining out, etc., then the HDFC Swiggy credit card could be the apt option for him. If he is a frequent Airtel services user, then the Airtel Axis Bank credit card will be a great option for him with its returns on telecom-related expenditures. Thus, both cards have their unique advantages and can be valuable financial instruments when aligned with the cardholder’s lifestyle and spending patterns.
Frequently Asked Questions (FAQs)
