Airtel Axis Bank Credit Card Vs Axis Bank MyZone Credit Card

Last Updated : March 20, 2025, 3:28 p.m.

The Airtel Axis Bank Credit Card is a co-branded card offered by Axis Bank in collaboration with Bharti Airtel. The card comes with an affordable annual fee of Rs. 500. It is a cashback credit card that provides up to 25% cashback on DTH, Airtel mobile, and broadband bill payments via the Airtel Thanks App, 10% cashback on water, gas, and other utility bill spends via the Airtel Thanks App, and 10% cashback on partner merchants. As the earned cashback is automatically credited to your account, the redemption also becomes hassle-free. This card also provides various benefits across fuel, dining, and travel. The Axis Bank MyZone credit card gives multiple benefits across movies, entertainment, dining, lounges, shopping etc. The flat discount of Rs. 120 on Swiggy (twice a month), entertainment benefits on the card via SonyLiv and District App, co-branded reward points, etc. make this card a worthy one to have in your purse. So, which card to choose now? For making a decision, let us compare both the credit cards in Airtel Axis Bank Credit Card Vs Axis Bank MyZone Credit Card. Once you opt for a credit card amongst the two, you can apply for this. Before you apply for a credit card, check the eligibility criteria set by the card issuer. It is very important to understand whether you qualify for the credit card in order to avoid rejection of your application. Amongst the eligibility criteria, the credit score is a very important one. Do a free CIBIL score check on Wishfin and also check your detailed CIBIL report.

Comparing the Airtel Axis Bank Credit Card Vs Axis Bank MyZone Credit Card

Airtel Axis Bank Credit Card vs Axis Myzone Credit Card - Which Card is best to Choose?

So, as we have seen, both cards have their unique benefits. Choosing a card depends on your lifestyle and unique spending preferences. The Axis Bank My Zone credit card is a good option if you spend vigorously on co-branded partners such as Ajio, District App by Zomato, Sony Liv for entertainment through OTT, EazyDiner for dining, and Swiggy. However, though this card offers all round lifestyle benefits on your spends, it is brand specific. Also, this credit card is not great for rewards since it has a low rewards rate with many exclusions from earning rewards. Choose the Airtel Axis Bank credit card if you are an Airtel brand loyalist and into the Airtel ecosystem using Airtel services. This card has an excellent rewards rate of 25% on Airtel services and 10% cashback on utility bill payments made through the Airtel Thanks App. With a very low annual fee, you will get an opportunity to make your travel experiences ultra luxurious with complimentary airport lounge access .