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Credit Card Offers on Apple Products

Credit Card Offers on Apple Products

Last Updated : Sept. 28, 2024, 2:49 p.m.

Consumers can enjoy savings, cashback, or EMI options on purchases from credit card offers on Apple products. These deals often include instant discounts, zero-cost EMIs, or exclusive rewards when using specific credit cards from various banks. Whether buying an iPhone, MacBook, or other Apple devices, these offers help make premium products more affordable and accessible. Using credit cards can make your payment and buying options more convenient.

Best Credit Card Offers on Apple Products

In this article, we are going to explore different banks with instant credit card offers on Apple products. With these best credit card offers, you can enhance your shopping experience while saving you money.

SBI Cards

Bank Name

Offer

Validity

SBI

Instant discounts of up to ₹5,000 on selected Apple products.

20th September 2024 – 28th December 2024

Description:

Explore the exciting SBI Card offers on Apple products, perfect for tech enthusiasts looking to upgrade their devices. Whether you're eyeing the latest iPhone, MacBook, iPad, Apple Watch, or AirPods, SBI has exclusive deals tailored for you. These offers are available for all SBI credit cards , excluding Corporate Cards, Cashback Cards, and Paytm SBI Credit Cards , allowing you to enjoy premium Apple products while maximizing your savings.

Terms and Conditions:

  • It is also applicable on online e-commerce platforms of Apple resellers through the Pine Labs Payment Gateway.
  • The offer can be redeemed on purchases made at Amazon. in and Flipkart.
  • This offer is valid at select retail stores and Apple reseller locations that utilize Pine Labs and Paytm aggregator EDC machines.
  • Additionally, it is valid for EMI transactions.
  • The offer is not combinable with any other active OEM offers.
  • Offer not available on Cashback, Corporate, or Paytm co-brand cards.

Velocity Check & Offer Period Across Different Channels:

This version maintains clarity and structure while streamlining the information.

Sr No.

Channel

Offer Period

Velocity Check during the offer period

1

Choose retail locations and Apple reseller locations through Pine Labs and Paytm EDC devices.

20 Sep 2024 – 28 Dec 2024

Each card, per category, and aggregator, has two transactions.



2

Pine Labs Payment Gateway-powered Apple Resellers' online e-commerce platforms

20 Sep 2024 – 28 Dec 2024

Each card, one transaction per category

3

Amazon. in

01 Oct 2024 – 28 Dec 2024

Allowed to be made in single or several transactions, with a maximum total discount of Rs 15000 per card.

4

Flipkart

01 Oct 2024 – 28 Dec 2024

For each card, two transactions per category

How to Redeem?

  1. Use your SBI Credit Card to make purchases. This is the link for different offline stores available.
  2. Click here to view the list of products eligible for cashback.
  3. For different online purchases, for instance, Amazon or Flipkart, you can add your particular Apple product and check for the offers at the time of checkout.

Axis Bank

Bank Name

Offer

Validity

Axis Bank

Instant discount up to ₹8,000 + 3% Cashback on Apple Store Online


7th August to 2nd October 2024

Description:

Discover exclusive Axis Bank credit card offers on Apple products, perfect for tech lovers seeking to upgrade their devices. These deals are available for all Axis Bank credit cards, including recently migrated cards, and offer enticing discounts, cashback, and flexible Credit Card EMI options. Whether you're purchasing an iPhone, MacBook, iPad, Apple Watch, or AirPods, these offers make premium Apple products more accessible.

Remember :

  • This offer is valid exclusively on Axis Bank Credit Cards, including recently migrated cards, and is applicable for EMI transactions.
  • Enjoy an additional flat 3% cashback on purchases of Apple products made through GRAB DEALS.
  • Visit GRABDEALS to take advantage of this offer where the maximum cashback you can earn is ₹1,000.

Terms and Conditions:

  • The offer is valid for 2 orders per rolling 90-day period per channel, allowing 2 redemptions for both retail and online purchases within that timeframe.
  • Purchases from Government or Veterans and Military Stores are not eligible for Axis Bank rewards. Apple products are sold to end users only and not for resale. Customers can buy up to 5 units per eligible product, except for iPhones, where only 2 units are allowed within 30 days.
  • Get an instant discount of up to ₹8,000 on Apple products purchased through Apple-owned stores or online at apple.com/in.

How to Redeem?

  1. Visit an Apple store or apple.com/in
  2. Select eligible products, and proceed to checkout.
  3. Pay using Axis Bank Credit Cards to avail of the discount.

HDFC Bank

Bank Name

Offer

Validity

HDFC Bank

  • Get ₹6,000 instant savings on the purchase of iPhone 15 Pro and iPhone 15 Pro Max.
  • ₹5,000 instant savings on iPhone 15 and iPhone 15 Plus
  • ₹4,000 instant savings on iPhone 14 and iPhone 14 Plus
  • ₹3,000 instant savings on iPhone 13
  • ₹2,000 instant savings on iPhone SE

01-09-2024 to 31-12-2024

Description:

As an HDFC Bank Credit Card holder, you can enjoy instant savings of up to ₹8,000 on iPhone and other Apple product purchases. This offer is valid when buying from the official Apple website. The above table contains offers for select HDFC Bank Credit Cards. Additionally, you can own an iPhone affordably by opting for the EMI option. With select HDFC Bank Credit Cards , enjoy no-cost EMI for 3 or 6 months.

Terms and Conditions:

  • Cashback will be credited to the customer’s account within 45 days of successful clearance of the first 3 EMIs, provided there are no delays or bounces.
  • Cashback credits will not count as payment for the last statement. Customers must make payments for any outstanding amounts from previous statements.
  • Any taxes, service charges, or additional fees related to the Promotional Cashback Offer will be the responsibility of the cardholder or winner.

How to Redeem?

  1. Visit your nearest store.
  2. If buying online, at the time of checkout, check for the HDFC Credit Card with available offers and apply for the same.

ICICI Bank

Bank Name

Offer

Validity

ICICI Bank

Up to ₹5,000

Till Dec 28, 2024

Description

Unlock exciting ICICI credit card offers on Apple products, designed for tech enthusiasts looking to save while shopping. Enjoy instant up to ₹5,000 cashback, exclusive discounts, and flexible EMI options on the latest iPhones, MacBooks, iPads, and more. With ICICI credit cards , elevate your Apple experience while maximizing your savings.

Product-wise offer details:

Product

Cashback Amount

iPhone 16/ 16 Plus

5,000

iPhone 16 Pro /Pro Max

4,000

Apple Watch Ultra 2 GPS

5,000

Apple Watch Series 10 GPS

2,500

Apple Watch SE GPS

2,000

AirPods 4

1,000

AirPods 4 with Noise cancellation

1,500

AirPods Pro 2

2,000

Terms and Conditions

  • Offer valid for ICICI Bank Credit Cards, Credit Card EMIs, and Debit Card EMIs.
  • Enjoy 6-month No-Cost EMIs, with Low-Cost EMIs available for 9, 12, 18, and 24 months at 6-month levels.
  • Velocity Limits:

Offline (via Brand EMI): Limited to 2 transactions per card per OEM during the entire offer period.

Online (via Pine PG): Limited to 1 transaction per card per OEM during the entire offer period.

How to Redeem?

  1. Visit your nearest Apple store and ask for the available offers on ICICI credit cards.
  2. If online, try to enter the ICICI Credit card details and look for the offers and discounts applicable to it.

Kotak Mahindra Bank

Bank Name

Product

Savings and No Cost EMI

Cashback

Validity


















Kotak Mahindra

iPhones -

iPhone 16 iPhone

16 Plus

iPhone 16 Pro

iPhone 16 Pro Max

₹5000 + No Cost EMI for 6 months

₹5000 + No Cost EMI for 6 months

₹4000 + No Cost EMI for 6 months

₹4000 + No Cost EMI for 6 months

Instant cashback of up to ₹5,000.







28 December 2024

Apple Watch -

Apple Watch Ultra 2

Apple Watch Series 10 GPS + Cellular

Apple Watch Series 10 GPS

Apple Watch SE GPS

Apple Watch SE GPS+ Cellular

GPS+Cellular ₹4000 + No Cost EMI for 6 months

₹2500 + No Cost EMI for 6 months

₹2500 + No Cost EMI for 6 months

₹2000 + No Cost EMI for 6 months

₹2000 + No Cost EMI for 6 months

Instant cashback of up to ₹5,000.

AirPods-

Airpods Pro 2

Airpods Pro 2 ( 2nd generation)

AirPods 4 with active noise cancelation

AirPods 4

₹2000 + No Cost EMI for 6 months

₹2000 + No Cost EMI for 6 months

₹1500 + No Cost EMI for 6 months

₹1000 + NO Cost EMI for 6 months

Instant cashback of up to ₹5,000.

Description:

Kotak Mahindra Bank Limited (KMBL) is presenting attractive offers on the new iPhone 16 lineup, which boasts larger display sizes, enhanced Camera Control, innovative pro camera features, and significant improvements in battery life. This remarkable performance is driven by the fast and efficient A18 Pro chip, designed to leverage Apple’s advanced technology. With this special offer, Kotak’s credit card customers can enjoy an instant cashback of ₹5,000 when purchasing the new iPhone 16 series using their Kotak Credit Card or opting for Credit Card EMI. This promotion also applies to the Apple Watch Series 10, Apple Watch Ultra 2, AirPods 4, and AirPods 4 with ANC. To make purchases even more budget-friendly, customers can utilize Credit Card EMI, allowing the total bill amount to be divided into manageable monthly payments with a 6-month No-Cost EMI option.

Terms and Conditions:

  • This offer is available at select Apple Authorized Resellers ("Merchant") and is open to all residents of India who hold a valid and active Kotak Mahindra Bank Limited Credit Card ("Customer").
  • A processing fee and GST on the interest component will apply as per the Bank’s terms and conditions.
  • The offers are subject to change or withdrawal at any time and without notice.
  • Offer not applicable with card payments made at the time of delivery
  • Offer not applicable for orders that are canceled and refunded.
  • This is a voluntary offer.
  • This offer cannot be combined with any other offer.
  • The Offer is not changeable, refundable, or transferable.

*For more detailed terms and conditions, click here .*

How to Redeem?

  1. Customers should visit Apple Authorized Resellers to purchase eligible Apple products and complete the payment using their Kotak Credit Card or Credit Card EMI at POS terminals powered by Pinelabs/Paytm under Brand EMI, or through the Pinelabs payment gateway on select online stores to avail of the offer.
  2. This offer is also valid on Amazon and Flipkart for select Apple products listed here, subject to stock availability and offer terms.

Conclusion

The credit card offers on Apple products from SBI, Axis, HDFC, and ICICI Bank present their best credit card offers on Apple products with a variety of benefits customized to different consumer needs, with SBI offering cashback and reward points, Axis providing special discounts and enhanced cashback for online purchases, HDFC delivering premium rewards and exclusive promotions, and ICICI Bank allowing for rewards on tech-related purchases and occasional cashback offers. Ultimately, choosing the right credit card depends on individual spending habits and the specific offers available at the time, making it essential to compare the latest deals from each bank for the best value on Apple products.

Disclaimer : All the information related to offers are subjected to their official website. Check the offer and validity of the offer first on the current date before using them.

Frequently Asked Questions (FAQs)

What types of credit cards offer discounts on Apple products?

How do I find the latest offers on credit cards for Apple products?

Can I earn reward points or cashback on purchases made at Apple stores?

Are there any annual fees associated with credit cards that offer Apple product discounts?

Can I combine offers from different credit cards for Apple purchases?

Are there any seasonal or promotional events for Apple product purchases with credit cards?

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