Credit Card Offers on Air Conditioners

Last Updated : Sept. 27, 2024, 1:18 p.m.

Air conditioners help keep your home cool and comfortable, especially during the hot months. However, buying an AC can be quite expensive. To help you save money, we've gathered all the credit card offers on air conditioners for you. With these offers, you can get discounts and cashback when you purchase ACs from leading brands. Check out the latest deals available with various credit cards .

Best Credit Card Offers on Air Conditioners

You can explore various credit card offers from different banks that provide discounts on air conditioners. Use your credit card to take advantage of these deals and enjoy savings on your next AC purchase.

ICICI Bank Credit Card Offers

ICICI Bank offers attractive credit card promotions for customers looking to purchase air conditioners. These deals include significant discounts, cashback, and flexible EMI options, making it easier to buy the AC you need without stretching your budget. Here’s a closer look at the specific offers available for air conditioners:

Terms and Conditions

Panasonic

• The offer applies to EMI plans of 3, 6, 9, and 12 months, depending on the product
• It is valid only on select products at participating stores
• The offer is only available for EMI transactions
• You can use the offer for one EMI transaction during the offer period
• Cashback will be provided only if mentioned on the charge slip. If not listed on the slip, the cardholder won't receive cashback
• Cashback for EMI transactions will be credited to your credit card account within 90 days of the transaction month

LG

• The offer is applicable on credit card EMI tenures of 6,9,12, and 18 months
• You can receive cashback on up to three transactions per card each month during the offer period, available at brand outlets and multi-brand outlets.

How to Avail the Offer?

• Visit any participating store
• Buy the air conditioner of your choice
• Pay using the EMI option available on your credit card.

Axis Bank Credit Card Offers

Axis Bank offers attractive promotions on Haier air conditioners. These deals include discounts, cashback, and flexible EMI options. So, you can easily purchase a Haier AC without putting a strain on your budget. Here’s a breakdown of the specific offers available for Haier air conditioners:

Terms and Conditions

• The offer applies to EMI plans of 3,6, 9, 12, and 18 months
• The cashback is only valid for a single transaction, and multiple bills cannot be combined to qualify for this offer.
• The cashback will be credited to your card within 90 days after the offer ends, on a best-effort basis.
• Only one transaction per card per month at point-of-sale (POS) locations qualifies for cashback.

How to Avail the Offer?

• Visit the offline stores of Haier or https://shop.haierindia.com/
• Buy the Haier air conditioner of your choice
• Use your Axis Bank credit card to make the payment.

HDFC Bank Credit Card Offers

HDFC Bank offers an EasyEMI feature in credit cards for customers interested in purchasing air conditioners. These offers include significant cashback opportunities and the convenience of paying through easy installments. Explore the specific deals available and make your purchase more affordable:

Terms and Conditions

• Pay back in easy installments spread over 12 to 36 months.
• If you have a retail card, you can easily avail HDFC Bank EasyEMI .
• No documents are required.

How to Avail the Offer?

• Use HDFC Credit Card to buy an AC from a partner store
• Get cashback and pay in easy installments.

Jammu and Kashmir Credit Card Offers

Jammu and Kashmir Bank offers attractive credit card deals for customers planning to buy LG air conditioners. Take advantage of these credit card offers in AC purchases and bring home the latest LG air conditioner with added financial ease.

Terms and Conditions

• Offer applicable on both EMI and non-EMI transactions
• This offer is available only at select LG stores equipped with Pine Labs POS/EDC terminals.
• You can avail this offer on up to three transactions per card per month
• The instant discount is applied at the time of the transaction if you meet the eligibility criteria

How to Avail the Offer?

• Go to the participating stores.
• Purchase the AC of your choice.
• Make payment using your J&K credit card.

Kotak Mahindra Credit Card Offers

Kotak Bank offers substantial discounts, cashback rewards , and convenient EMI options to help you buy the air conditioner you want without financial strain. Check out these exclusive promotions for air conditioner purchases.

Terms and Conditions

• The offer applies only if 'Cashback/Discount' is noted on the bill summary.
• Customers who fail to make EMI payments on time will not qualify for the cashback.
• This offer is available through selected online and offline channels.
• Transactions that are overdue or cancelled are not eligible for this offer.

How to Avail the Offer?

• To take advantage of the offer, the entire purchase amount must be paid using the Kotak Credit Card EMI option.

Bank of Baroda Credit Card Offers

Bank of Baroda offers enticing credit card deals for customers looking to purchase air conditioners from leading brands such as Haier, Samsung, and Voltas. Discover the exclusive offers and make the most of your credit card:

Terms and Conditions

Croma

• BOBCARD customers must select the offer on the payment page to benefit from it
• Only the first transaction per card each month is eligible for this offer; subsequent transactions with the same card will not receive the offer benefits

Godrej

• This offer is valid only for in-store purchases made on EMI using Pine Labs POS machines
• The offer is available for EMI terms of 3, 6, and 9 months
• The minimum transaction amount to qualify is INR 5,800

Carrier Midea

• The offer is applicable on a minimum transaction value of INR 20,000
• Get up to 7.5% cashback and no-cost EMI on all products/models
• Available exclusively for in-store air conditioner purchases on EMI using Pine Labs POS machines.

Voltas

• Valid for in-store purchases made using Pine Labs POS machines
• Cashback is available for 3, 6, 9, and 12-month tenures, varying by product or model
• EMI available for 3, 6, and 9-month periods.

Haier

• EMI offers are available for 3, 6, 9, and 12 months
• No-cost EMI is offered for 3 months
• Applicable for in-store purchases at outlets with Pine Labs and Benow POS machines.

Samsung

• Valid for in-store purchases at Samsung brand stores using Pine Labs and Benow POS machines on EMI
• Cashback is offered on select EMI tenures
• Maximum cashback of up to ₹15,000
• EMI tenures are available for 3, 6, 9, 12, and 18 months.

Whirlpool

• Offer is valid on stores with Pinelab & Paytm POS machines
• No-cost EMI is available for 3,6, and 9 months.

LG

• Offer available at select LG Brand stores (offline), select multi-branded outlets (offline), LG online brand stores, and other participating online stores.

Bluestar

• Offer is applicable on a minimum transaction of INR 20,000
• It is only applicable to EMI purchases.

How to Avail the Offer?

• Check valid stores based on the brand you choose
• Make payment via BOB credit cards
• Avail cashback and discounts.

SBI Credit Card Offers

SBI credit cards also provide many cashbacks and discounts on various AC brands like Samsung, LG, and Haier. The details of the different offers are mentioned in the table given below:

Terms and Conditions

• This offer is valid only for purchases made on EMI.
• Available at select offline stores equipped with Pine Labs, Benow, and Paytm EDC machines.
• You can use this offer once per card per aggregator each month during the offer period.

How to Avail the Offer?

• Visit the offline stores of respective brands.
• Make payment using your SBI credit card.
• Receive cashback on the basis of the offer applicable.

Conclusion

Air conditioners are essential for maintaining comfort in your home during the warmer months, but their high costs can be a hurdle. To make your AC purchase more manageable, we've highlighted a variety of credit card offers from major banks like ICICI, HDFC, Axis, Kotak Mahindra, and Bank of Baroda. These offers include attractive discounts, cashback opportunities, and flexible EMI options tailored to different budgets and preferences. Whether you want to equip your home with the latest inverter AC from top brands like Samsung, LG, or Haier, these credit card deals make it easier and more affordable.

By taking advantage of the best credit card offers on AC, you can enjoy significant savings while securing top-quality air conditioning systems without straining your finances. Remember to check the specific terms and conditions of each offer, ensure you understand the eligibility criteria, and select the deal that best fits your needs to maximize your benefits.

Disclaimer : All the information related to offers are subjected to their official website. Check the offer and validity of the offer first on the current date before using them.