Credit Card Offers on Air Conditioners
Last Updated : April 11, 2025, 6:04 p.m.
Air conditioners help keep your home cool and comfortable, especially during the hot months. However, buying an AC can be quite expensive. To help you save money, we've gathered all the credit card offers on air conditioners for you. With these offers, you can get discounts and cashback when you purchase ACs from leading brands. Check out the latest deals available with various credit cards .
Best Credit Card Offers on Air Conditioners
You can explore various credit card offers from different banks that provide discounts on air conditioners. Use your credit card to take advantage of these deals and enjoy savings on your next AC purchase.
ICICI Bank Credit Card Offers on Air Conditioners/ Electronics
ICICI Bank offers attractive credit card promotions for customers looking to purchase air conditioners and electronics. These deals include significant discounts, cashback, and flexible EMI options, making buying the AC you need easier without stretching your budget. Here’s a closer look at the specific offers available for air conditioners:
| Bank Name | Discounts and Transactions | Offer Validity |
|---|---|---|
Get up to ₹1,500 or up to Rs. 2,000 off on full swipe with ICICI Credit Card for purchases above ₹30,000 in Retail Stores Get up to ₹1,000 or up to Rs 1,500 off on purchases above Rs 15,000 on the Website | till 30 June 2025 |
Terms and Conditions
- Offer applicable on Credit Cards, full swipe, and EMI transactions.
- Not valid on ICICI Amazon Pay, Commercial, or Corporate Cards.
- Limited to 1 transaction per card per week.
How to Avail the Offer?
- Visit any participating Croma stores.
- Buy the air conditioner of your choice
- Pay using the EMI option available on your ICICI credit card.
HDFC Bank Credit Card Offers on Air Conditioners/Electronics
HDFC Bank offers an EasyEMI feature in credit cards for customers interested in purchasing air conditioners. These offers include significant cashback opportunities and the convenience of paying through easy installments. Explore the specific deals available and make your purchase more affordable:
| Bank Name | Discounts | Offer Validity |
|---|---|---|
PIXEL Play Credit Card - Get up to 5% cashback up to Rs. 2,000 to Rs. 3,000 on selected brands of AC from Croma and Reliance Digital with 500 Points per month. | - |
Terms and Conditions
- Only applicable for PIXEL RuPay Credit card holders.
- If you have a PIXEL Play Credit Card, you can easily avail of Easy EMI.
- Spends above ₹500 cap won’t earn CashPoints.
- To get a 5% discount, customers have to pay through the PayZapp App
How to Avail the Offer?
- Use an HDFC Credit Card to buy an AC from a partner store
- Get cashback and pay in easy installments.
Jammu and Kashmir Credit Card Offers on Air Conditioners/Electronics
Jammu and Kashmir Bank offers attractive credit card deals for customers planning to buy LG air conditioners. Take advantage of these credit card offers in AC purchases and bring home the latest LG air conditioner with added financial ease.
| Bank Name | Discounts on Brands | Offer Validity |
|---|---|---|
J&K Bank | LG air conditioners (Inverter models) - Brand Shop Purchases: Receive 7.5% cashback (up to a maximum of INR 3,000) - Purchases from Other Stores: Get 5% cashback (up to a maximum of INR 2,500) | - |
Terms and Conditions
- This offer applies only to the Inverter models of the ACs.
- Offer applicable to both EMI and non-EMI transactions.
- Offer valid at select LG stores with Pine Labs POS.
- Max 3 transactions per card per month across eligible LG/Multi-brand stores.
How to Avail the Offer?
- Go to the participating stores.
- Purchase the AC of your choice.
- Make payment using your J&K credit card.
Kotak Mahindra Credit Card Offers on Air Conditioners/Electronics
Kotak Bank offers substantial discounts, cashback rewards , and convenient EMI options to help you buy the air conditioner you want without financial strain. Check out these exclusive promotions for air conditioner purchases.
| Bank Name | Discounts | Offer Validity |
|---|---|---|
Lloyd - Earn up to 26% cashback (max ₹26,000) on select LG products. Haier - Get 12.5% cashback (max ₹8,000) Daikin - Get 5% cashback up to ₹2,500 IFB - Get 20% cashback up to ₹9,000 LG - Get 22% cashback up to ₹50,000 Samsung - Get 20% cashback up to ₹20,000 Bluestar - Get 10% cashback up to ₹4,000 Whirlpool - Get 20% cashback up to ₹10,000 Carrier - Get up to 7.5% instant discount (max ₹3,000) | Till 30 April 2025 |
Terms and Conditions
- Offer valid only if 'Cashback/Discount' appears on the bill summary. Keep the bill for 180 days after the offer ends.
- Customers who default on EMI payments will not be eligible for cashback.
- This offer is available through selected online and offline channels.
- Transactions that are overdue or cancelled are not eligible for this offer.
- The Offer is non-encashable, non-transferable, and non-negotiable
How to Avail the Offer?
- Visit any participating store in your city
- Select your desired product.
- Pay using Kotak Credit Card EMI to avail the offer.
Bank of Baroda Credit Card Offers on Air Conditioners/Electronics
Bank of Baroda offers enticing credit card deals for customers looking to purchase air conditioners from leading brands such as Haier, Samsung, and Voltas. Discover the exclusive offers and make the most of your credit card:
| Bank Name | Brand and Discount Detail | Offer Validity |
|---|---|---|
Godrej - Get up to 20% cashback (max ₹12,000) on transactions of ₹9,360 or more, and ₹16,000 or more for Paytm. | 30-06-2025 | |
Lloyd - Get up to 20% cashback (max ₹6,000) at multi-brand stores and up to 22.5% cashback (max ₹6,500) at brand stores on a minimum purchase of ₹7,500. | ||
Voltas - Get up to 15% cashback (max ₹8,000) on Voltas in multi-brand stores (min spend ₹25,000). Get up to 17.5% cashback (max ₹9,500) on Voltas at brand shops (min spend ₹3,137). Up to 15% cashback (max ₹8,000) on Voltas Beko in multi-brand stores. Up to 17.5% cashback (max ₹10,000) on Voltas Beko at brand shops. | ||
IFB - Get up to 20% cashback (max ₹9,000) on min spend of ₹5,608 (₹6,350 for Paytm). Applicable to EMI transactions. | ||
Haier - Pine Labs : Up to 27.5% cashback (max ₹25,000) on min spend of ₹5,500 Benow : Up to 25% cashback (max ₹25,000) on min spend of ₹5,500 Paytm : Minimum transaction value ₹10,700 | ||
Whirpool - Get up to 15% cashback (max ₹10,000) on a minimum spend of ₹3,995 Paytm: Up to 15% cashback (max ₹7,500) | ||
LG - Get up to 26% cashback (max ₹50,000) at multi-brand offline outlets. Up to 26% cashback (max ₹45,000) on min spend of ₹10,000. | ||
Bluestart - Up to 7.5% instant cashback (max ₹3,000) at multi-brand stores Up to 10% instant cashback (max ₹4,000) at brand shops on a minimum spend of ₹6,100 | ||
Digi-1 - Get 7.5% instant discount (max ₹5,000) on spends of ₹15,000 or more. | ||
Hitachi - Flat ₹1,000 off on a minimum spend of ₹30,000. |
Terms and Conditions
Godrej
- Offer valid in-store on Pine Labs and Paytm POS machines.
- Applicable only on EMI transactions.
- The discount amount varies by product/model.
- Limit: 1 transaction per card per month.
- EMI tenures available: 3 and 6 months.
Lloyd
- This offer applies only to the Pinelabs POS Machine
Voltas
- Valid for in-store purchases made using Pine Labs POS machines
- The discount will vary based on the product category
- Cashback is available for 3, 6, 9, and 12-month tenures, varying by product or model
- EMI available for 3, 6, and 9-month periods.
IFB
- No Cost EMI: 3 months
- Low-Cost EMI (LCEMI): 6 & 9 months
- Applicable only on EMI transactions
- Valid on Pine Labs & Paytm POS machines
- 1 transaction per card per month.
Haier
- EMI offers are available for 3, 6, 9, and 12 months
- No-cost EMI is offered for 3 months
- Applicable for in-store purchases at outlets with Pine Labs and Benow POS machines.
Samsung
- Valid for in-store purchases at Samsung brand stores using Pine Labs and Benow POS machines on EMI
- Low-cost EMI available for a 9-month tenure.
- EMI tenures are available for 3, 6, 9, 12, and 18 months.
Whirlpool
- Offer is valid at stores with Pinelab & Paytm POS machines
- No-cost EMI is available for 3,6, and 9 months.
LG
- Offer available at select LG Brand stores (offline), select multi-branded outlets (offline), LG online brand stores, and other participating online stores.
- No Cost EMI available for 3 months
- Velocity: 3 transactions during the AMJ-25 period (no monthly cap)
- Paytm EMI Tenure options: 3, 6, 9, and 12 months
Bluestar
- It is only applicable to EMI purchases.
- The discount will depend on the product category.
Digi-1
- 1 transaction per card per month. Discount varies by product/model.
Hitachi
- The discounted amount will be based on the product.
How to Avail the Offer?
- Check valid stores based on the brand you choose
- Make payment via BOB credit cards
- Avail cashback and discounts.
- .
SBI Credit Card Offers on Air Conditioners/Electronics
SBI credit cards also provide many cashbacks and discounts on various AC brands like Samsung, LG, and Haier. The details of the different offers are mentioned in the table given below:
| Bank Name | Offers on Brands | Offer Validity |
|---|---|---|
Voltas - Get up to 17.5% instant discount (max ₹10,000) on select Voltas products with SBI Credit Card. Carrier - Get 7.5% instant discount (max ₹3,000) on select Carrier products with SBI Credit Card. Haier - Get a 22.5% instant discount on air conditioners (A maximum discount of INR 21,000) Lloyd - Get up to 22.5% instant discount (max ₹6,500) per card. Bluestar - Get up to 10% instant discount (max ₹4,000) on select Bluestar products with SBI Credit Card. LG - Get up to 26% instant discount (max ₹50,000) on select LG products with SBI Credit Card. Whirlpool - Get up to 15% instant discount (max ₹7,500) per card. IFB - Get up to 20% instant discount (max ₹9,000) Panasonic - Get up to 20% instant discount (max ₹15,000) on select Panasonic products with SBI Credit Card. | 1st April 2025 to 31st May 2025 |
Terms and Conditions
- This offer is valid only for purchases made on EMI.
- Available at select offline stores equipped with Pine Labs, Benow, and Paytm EDC machines.
- You can use this offer once per card per aggregator each month during the offer period.
How to Avail the Offer?
- Visit the offline stores of respective brands.
- Make a payment using your SBI credit card.
- Receive cashback based on the applicable offer.
YES Bank Credit Card offers on Air Conditioners
Yes Bank Credit Card offers exciting discounts and cashback on air conditioner purchases. Enjoy instant savings or cashback on eligible full swipe or EMI transactions. Offers are valid at select retail outlets and online stores. Terms and conditions apply.
| Bank Name | Offers on Brands | Offer Validity |
|---|---|---|
Reliance Digital - Get a 7.5% discount (max ₹2,000) on full swipe transactions. Applicable on a minimum purchase of ₹15,000. | From 30th June’25 |
Terms and Conditions
- Offer valid only on Mondays from 7th April to 30th June 2025 (excluding blackout days).
- Applicable once per card per month across Reliance Digital, My Jio Stores, and on the website.
- Cannot be combined with other cashback/discount offers.
- Not valid on Corporate/Commercial Credit Cards.
- Discount applies on base amount only; final decision rests with the merchant.
- Not applicable if an OEM offer is active.
How to Apply?
- Go to the official Reliance Digital, My Jio stores or the official website.
- Use your YES Bank Credit Card for the full swipe payment.
- And avail the offer.
Canara Bank Credit Card Offers on Air Conditioner
Canara Bank Credit Card offers attractive discounts and cashback on air conditioner purchases. Enjoy savings on full swipe or EMI transactions at select retail and brand stores. Offers are subject to terms, including minimum spend and transaction limits.
| Bank Name | Offers on Brands | Offer Validity |
|---|---|---|
Reliance Digital - Get up to an instant 10% discount or cashback upto Rs. 4,000 | 1st April 2025 to 31st April 2025 |
Terms and Conditions
- Offer is applicable only on a minimum purchase of Rs. 10,000
- This offer cannot be clubbed with any other offer or discounts
- This offer is only applicable to credit cards.
- To check eligibility, go to the product page, as the offer is NOT applicable on the selected products.
- This instant discount is not available on the Brand-subvented transactions (No Cost EMIs)
How to Apply?
- Go to the official Reliance Digital website
- Use your Canara Bank Credit Card for the payment.
- And avail the offer.
Conclusion
Air conditioners are essential for maintaining comfort in your home during the warmer months, but their high costs can be a hurdle. To make your AC purchase more manageable, we've highlighted a variety of credit card offers from major banks like ICICI, HDFC, Axis, Kotak Mahindra, and Bank of Baroda. These offers include attractive discounts, cashback opportunities, and flexible EMI options tailored to different budgets and preferences. Whether you want to equip your home with the latest inverter AC from top brands like Samsung, LG, or Haier, these credit card deals make it easier and more affordable.
By taking advantage of the best credit card offers on AC, you can enjoy significant savings while securing top-quality air conditioning systems without straining your finances. Remember to check the specific terms and conditions of each offer, ensure you understand the eligibility criteria, and select the deal that best fits your needs to maximize your benefits.
Disclaimer: All the information related to offers is subject to their official website. Check the offer and validity of the offer first on the current date before using them.
Frequently Asked Questions (FAQs)
