Central Bank of India World Credit Card
Last Updated : May 16, 2019, 2:42 p.m.
About Central Bank of India World Credit Card
Central Bank of India is the first Indian commercial bank to be completely owned and managed by the Indians. It was established in the year 1911. The founder of the bank is Sir Sorabji Pochkhanawala. The main motive behind the establishment of the bank was to provide useful banking service to the people and enhance their banking experience. The bank has served the vast population of the country by giving accurate solutions for each of their banking requirements. To remove the hassles associated with cash transactions and help its customer lead a cashless life, the bank offers multiple credit cards with varied features. Each card is designed to suit the individual’s lifestyle. For the people who love to shop and dine outside, Bank has introduced World Credit Card. The card provides a host of benefits which are shown below. Let’s check out then.
Features of Central Bank of India World Credit Card
- Card is secured for online usage with 3D Secure MasterCard Security Code
- One Time Password (OTP) is generated for every online transaction
- Upto 55 days of credit-free card usage
- Add-on card facility available
- E-statement delivery to registered e-mail id
- Auto debit facility available
- SMS alerts delivered to registered mobile number for every transaction, statement generation, payment due & periodic card offers
- Customer Care Services available 24x7x365
- Complimentary Airline ticket voucher upto ₹1200 on issuance
- Complimentary Airport Lounge access at select Airports across India
- 3 loyalty point earned per ₹100 domestic spend
- 4 loyalty points earned per ₹100 International spend
- Lost card insurance cover upto ₹1 lakh per day to the extent of permissible limits from the date of reporting
- Air Accident Insurance cover upto ₹10 lakhs
- Waiver of petrol surcharge for all transactions between ₹400 & ₹4000
Fees & Charges
- Card / Add-on Card Issuance Fee – ₹500 (Excl Service Tax)
- Card / Add-on Card Renewal / Cancellation – ₹500
- ATM Transaction Charges – ₹100 per withdrawal + 3.50% p.m. from date of withdrawal till date of repayment
- Mark-up Fee (For Foreign Currency Transaction) – 3.50%
- Railway Ticket Surcharge – 2.5% + ₹30.00
- Petrol Transaction Surcharge – 2.50% (Waived for all transactions between ₹400 & ₹4,000)
- Dishonour of Auto debit – ₹150 per auto debit dishonour
- Late Payment Charges – ₹350
- Service charge on unpaid amount beyond due date – 3.50% per month
Eligibility Criteria
- The age of the candidate should be above 18 years but less than 65 years
- The customer should be an account holder of the bank
- The Gross Annual Income of the applicant should be above ₹5 lakhs
Documents Needed
The customer has to present certain documents in order to avail the credit card from the bank. The list of documents needed is as follows:
- Proof of Address – Voter ID, Utility Bills, Passport, Aadhar Card
- PAN Card
- Contact details – Mobile number, e-mail id etc
- Salary slip for (for salaried individuals)
- Copy of latest Income Tax return
Application Status
The candidates who have already applied for the credit card and want to track the current status of the application can do the same either by visiting the nearest bank branch or by using the phone/ online banking facility.
Central Bank of India World Credit Card Statements
Credit card statement is the detailed list of the expenditure you have made during the period. It is the bill that you have to pay to the bank against the credit card expenditure. The bank provides the e-statement. It delivers the statement to the registered e-mail ID.
Central Bank of India Credit Card Payment
Shopping via the World Credit Card has resulted in a bill of xxx amount? Mulling an online option but don’t know the process? Well, with a few simple steps, you can pay the dues online. If you have an Internet banking access, be it of Central Bank of India or some other banks, you can do so comfortably using the facility. All you need to do is to register the card to while logging on to your net banking. So whenever the bill generates, you will get to know the amount of dues and due date via SMS and e-mail communication. You can thus log in to your net banking on or before the due date to pay online. Also, you have an option to set up an ‘Auto Pay’ instruction by which the bills can be paid automatically from your account. However, you will get both SMS and e-mail alerts before and after the transaction.
Customer Care
To resolve your queries and get more details about the credit card call on the customer care number. The customer care cell is active 24x7x365. Call on the toll-free number 1800 222 368.
