Air India SBI Signature Card
Last Updated : Dec. 5, 2023, 12:38 p.m.
If you are a frequent flyer, welcome aboard a journey of rewarding experiences with the Air India SBI Signature Card. The card is specifically crafted for those who love travelling, be it for personal reasons or professional ones. SBI, in association with Air India, ensures to offer a journey that’s truly worth remembering. It comes with a host of travelling features and benefits to choose from and makes sure that you have an enjoyable experience to share with your pals. Whether the airport lounge access, the complimentary Air India membership or the unlimited rewards, this travel credit card pays heed to the shoppers’ needs.
Cashback & Reward Offers of Air India SBI Signature Card
Take a look at the below features:-
| Feature | Offer |
|---|---|
| Annual fee | Rs. 4,999 (one-time) |
| Renewal fee | Rs. 4,999 (per annum from the second year onwards) |
| Welcome gift | 20,000 reward points |
| Anniversary gift | 5,000 reward points |
| Reward points on Air India bookings | 30 reward points for every INR 100 spent on the Air India website or app if the cardholder makes a booking for themselves |
| Reward points on Air India bookings made for others | 10 reward points for every INR 100 spent on the Air India website, app, booking office or call centre if the cardholder makes a booking for others |
| Reward points on retail spending | 4 reward points for every INR 100 spent |
| Bonus reward points on annual retail spending | 20,000 bonus reward points on annual retail spending of INR 500,000 and 30,000 bonus reward points on annual retail spending of INR 1,000,000 |
| Complimentary Visa Lounge Access | Be our guest at leading Indian airports |
| Lost Card Liability Cover | Enjoy complimentary lost card liability cover of Rs. 1,00,000 |
| Cash on the Go | Get instant cash against your credit card limit at any ATM or SBI branch in India |
| Global Acceptance | Your card is accepted at millions of establishments worldwide |
| Add-on Cards | Get up to 4 add-on cards for your family members or friends |
| Emergency Card Replacement | Get your lost or damaged card replaced within 24 hours |
| Easy Bill Pay at Zero Charge | Pay your credit card bills online or through SBI branches at no extra charge |
| Flexipay | Convert your large purchases into easy EMIs at a nominal interest rate |
Fees & Charges
| Types of Fees | Amount (In ₹) |
|---|---|
| Card Replacement | 100-250 |
| Rewards Redemption Fee | 99 |
| Payment Dishonor | 500 |
| Over Limit Fees | 600 |
| Finance Charges | 3.50% per month |
| Cash Payment fee | 250 |
| Cash Advance Fees | 500 |
| Foreign Currency Transaction fee | 3.5%(For All Cards Except Elite & Aurum) |
| Processing Fee on all Rent Payment Transactions | 199 |
| Balance Transfer | 1.7% per month (for 180 days tenure) |
Late Payment Fee
| Outstanding Amount | Charges |
|---|---|
| For the amount between ₹ 0 to ₹500 | NIL |
| Exceeding ₹500 and up to ₹1,000 | ₹400 |
| Exceeding ₹1,000 and up to ₹10,000 | ₹750 |
| Exceeding ₹10,000 and up to ₹25,000 | ₹950 |
| Exceeding ₹25,000 and up to ₹50,000 | ₹1,100 |
| Above ₹50,000 | ₹1,300 |
Note- The applicable GST, which stands for Goods and Services Tax, will also apply to the charges stated above.
Card Credit Limit
The bank would set a credit limit based on your income, credit history and repayment potential. So, show discretion in your purchase and keep the credit limit utilization to around 50%. A greater utilization shows your hunger for more credit and indicates default is just around the corner.
Eligibility Criteria
Know the eligibility criteria for the Air India SBI Signature Card by reading the points below.
- An applicant should be an Indian resident
- They should be at least 21 years of age but not more than 70 years
- An applicant should have a good credit score and not be a previous loan/credit card defaulter.
Age Criteria for Different Customer Segments
- For Salaried & Self-employed – 21-70 years
- But for Pensioners, the age limit is from 40-70 years
Documentation Required to Apply
For your reference, below are the important documents you must carry while applying for Air India SBI Signature Card.
- Proof of Identity
- Proof of Address
- PAN Card
- ITR or salary slips for the last 2 months
- Passport sized photographs
Apply for Air India SBI Signature Card Online at Wishfin
With the card details known, you would now be interested in applying for the card. You can apply for the card at Wishfin, a portal that enables you to compare and choose the various cards, loans, and investment offers around. There is a dedicated team to ensure you get the approval for the card in a hassle-free manner.
Check Air India SBI Signature Card Application Status
You can even check the application status by simply visiting the bank’s website. Also, you need the application number of your card, and the rest of the site will do for you. It allows you to know the actual status of your card online in a quick and hassle-free manner. Whether your application status is approved, pending or rejected, you can learn all that and more by being online.
Air India SBI Signature Card Statement
If you have trouble keeping track of your card transactions, don’t worry. SBI offers you an online facility. So with this, you can get a monthly statement of your card on your e-mail. Also, no matter in which corner of the world you are, you will get the details of your card easily on your e-mail.
Air India SBI Signature Card Bill Payment
Your credit card bill message on your inbox stating xxx amount to be paid on or before the due date? Well, you can choose from the following ways to pay the bills.
- Internet Banking
- Payment Gateway
- Cheque
- Cash
Customer Care Number
Just dial 3902 0202 (prefix local STD code) or 1860 180 1290, and be prepared, as all your credit cards will end. So, the bank ensures all your concerns or queries related to credit cards are solved quickly. The customer care executive team of the bank is always there to help you, ensuring that all problems can easily be solved by dialling this helpline number.