Vastu Housing Finance Corporation Limited

Last Updated : July 26, 2019, 2:27 p.m.

What are the details of Vastu Finance home loans?

Vastu Housing Finance offers various home loan schemes designed to support your dreams of possessing ‘own’ home. The loans can be availed to acquire a ready-made or under construction housing property with ease.

Vastu Housing Finance

Buying a home is a very important decision in your life and Vastu Housing Finance Corporation Limited makes the experience smooth and hassle-free. You may no longer have to entangle yourself in complicated documentation processes as the company takes care of itself with ease.

Vastu Housing Finance Eligibility Calculator – How much loan you can get?

Analyze your eligibility online by using the eligibility calculator . The eligibility calculator shows your credibility for availing home loans which depend on the specified criteria. The underlying criteria as discussed below :

• Your monthly income
• Tenure
• Expected interest rate
• Existing Liabilities

Suppose you are working for an MNC and earning a monthly salary of Rs. 65,000. From which, you have saved Rs. 10,000 as a repayment towards your EMI. Generally, EMIs fall in the category of 50%-60% of your net salary for disbursing the higher amount of loan.

If you want to calculate your amount, tenure, and rate of interest, you will get to know your EMIs that you will have to pay every month so as to repay the loan amount that you are eligible for.

Amount- Rs. 100,000

Interest Rates-12%per annum

Tenure-20 years

Per Lac EMI- Rs. 1,101

Loan Amount Eligibility- Rs. 100,000 x savings/per lac EMI

– Rs. 100,000 x 10,000/1101 =Rs. 9.08 lacs(approx.)

So, your expected amount for home loan would be Rs. 9.08 lacs(approx.)

Vastu Housing Finance EMI Calculator – How much EMI you can pay?

EMI is the fixed monthly payment that can be estimated as a repayment towards your home loan and that can be calculated by using a home loan EMI Calculator . EMI stands for Equated Monthly Installments.

Calculating your EMI is an easy process. You only need to fill the following inputs such as :

• Loan amount
• Tenure
• Interest rate

As soon as you submit the details, the home loan EMI calculator will disclose you the loan EMI, interest payable and total amount to be paid. Here is an example for your reference.

What are the documents required for Vastu Housing Home Loans?

The documents checklist is mentioned below in the table. To apply for the loan and get approval for your loan, you have to make sure that you have all the necessary documents.

Features and Benefits of Vastu Housing Finance!

• Simplified documentation process
• Personalized customer service
• Transparent processes
• Tailor-made solutions to accommodate your needs
• Quick and efficient processing
• Competitive home loans interest rate
• Skilled and efficient trained Team

Vastu Housing Finance Branches

Contact your nearest customer care representative of Vastu Housing Finance Branches for any queries relating to the processing of your home loan, unavailability to produce any document for evidence or any other issues or grievances.You can also call at 022-24999911 between 10:00 and 18:00 Monday to Saturday—or drop an email at the email address mentioned on the website.