United Bank of India Personal Loan in Bengaluru
Last Updated : Feb. 27, 2020, 1:05 p.m.
About United Bank of India Personal Loan Bengaluru
People living in the capital of Karnataka can nurture all their dreams by securing a personal loan offered by United Bank of India. The bank is a known name in the Indian banking world. It had played a very crucial role in the expansion of the services of banking to eastern and north-eastern part of India. The bank offers a personal loan to salaried employees in Bengaluru. A personal can be used for meeting needs linked to child’s education, daughter’s marriage, foreign trip, medical treatment or renovation of the house. United Bank of India has set up more than 10 branches in the city.
United Bank of India Personal Loan Bengaluru at a glance
The essential details about the product offered by United Bank of India have been given below.
| Particular | Details |
|---|---|
| Interest rate | 11.40% - 16.95% |
| Loan amount | Up to ₹ 2 lakhs or 10 months gross salary |
| Tenure | 36 months i.e. 3 years |
| Processing fee | 1% of the sanctioned loan amount availed |
| Pre-payment charge | NIL |
Eligibility criteria for United Bank of India Personal Loan Bengaluru
Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.
Documents required for United Bank of India Personal Loan Bengaluru
The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.
- Completely filled and duly signed application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
- Applicant’s latest photo of passport size ( two copies)
- Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
- Bank statement of the past six months
You can always refer to Personal Loan Bengaluru for extra information.
Address of United Bank of India branches in Bengaluru
The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.
| Branch | Address | IFSC | MICR | Contact details |
|---|---|---|---|---|
| Bangalore Cantonment | 40/2, Brigade Road, Bangalore - 560001, Karnataka | UTBI0BGC815 | 560027003 | (080) 25582179 |
| Bangalore | 40 Kempegowda Road, Bangalore - 560009, Karnataka | UTBI0BGL806 | 560027002 | (080) 22354339 |
| Bannerghatta | Bannerghatta Main Road, Gottigere, Bangalore - 560076, Karnataka | UTBI0BTG850 | 560027007 | 1800-345-0345 |
| Electronic City | U B I Building, Plot No - 100, Electronic City (Opp. Infosys Tech), Bangalore - 561229, Karnataka | UTBI0ELC644 | 560027005 | (080) 28520014, 23113515 |
| Hebbal | No.2788/1, ‘E’ Block, , Sahakarnagar, , Bellary Main Road (International Airport Road), Hebbal, Dist - Bangalore, Karnataka, Pin - 560092 | UTBI0HBL855 | 560027008 | 1800-345-0345 |
| Indira Nagar | 680, 9Th A Main, Indira Nagar, 1St Stage, Bangalore - 560038, Karnataka | UTBI0IMR839 | 5800270025 | 25213198 |
| Shivaji Nagar | 59/62, Dharmaraja Koil Street, Shivajinagar, Bangalore - 560001, Karnataka | UTBI0SHV823 | 560027004 | (080) 25369824, 23507902 |
| IIPM Campus | Jnana Bharati Campus, P.O - Malathalli, Bangalore - 560056 Karnataka | UTBI0IPC856 | Non-MICR | (080)2271-0596 |
| Mahalakshmipuram | No.7, West Of Chord Road, Mahalakshmipuram, Ii Stage, Bangalore-560086, Karnataka | UTBI0MHL871 | Non-MICR | 080-23498790 |
| Yeshwanthpur | 1St Floor, 1067, Gokul, 1St Stage, II Phase, Mathikere, Yeshwanthpur, Dist. Bangalore, Pin 560054, Karnataka | UTBI0YAS874 | Non-MICR | 8095823362 |
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