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Explore Credit Cards

The Standard Chartered Bank has an elite list of customers with bank accounts. On the other hand, this bank also offers many services to their customers like loans, deposits, credit cards, and many others. Credit Card service is one of the most opted services of Standard Chartered Bank because it comes with savings deals. One can easily apply for the Standard Chartered Credit Card and enjoy various offers. You can earn thousands of reward points and enjoy cashback offers on these credit cards. These credit cards give you premium and lavish experiences of airport lounge access, golf games, and comprehensive insurance coverage.  Let’s explore types of Standard Chartered Credit Cards and their offers.

The Standard Chartered Bank has a lot of credit cards that bring various deals for their customers. But if you are not one of them then you must apply for the Standard Chartered Credit Card. There is a festive offer for the new applicants to enjoy extra benefits on the Standard Chartered Cards.

Top Standard Chartered Credit Cards in India 2025

In the table given below, you can see the various credit cards that Standard Bank offers and you must also go through their joining and renewal fees with additional benefits -

Credit Card Name	Additional Benefits	Joining Fee	Annual Fee
Standard Chartered EaseMyTrip Credit Card	Waive ₹350 annual fee by spending ₹50,000+ in a year with the Standard Chartered EaseMyTrip Credit Card.	Rs.350 + GST	Rs.350 + GST
Standard Chartered Rewards Credit Card	Earn 4,000 reward points on paying the annual fee	₹250	₹250
Standard Chartered Ultimate Credit Card	6,000 reward points on joining and 5,000 on renewal	₹5,000	₹5,000
Standard Chartered Super Value Titanium Credit Card	Waive the ₹250 renewal fee by spending ₹60,000 in a year	₹750	Rs.750
Standard Chartered Smart Credit Card	₹500 Amazon Pay voucher on activating the Standard Chartered Smart Credit Card as a welcome benefit.	₹499	₹499
Standard Chartered Platinum Rewards Credit Card	Earn 100% cashback up to ₹500 on restaurant spends within 90 days of activating the card.	Rs. 250	Annual Fee from second year onwards - Rs. 250 (Waived off on spending Rs. 60,000)
Priority Banking Visa Infinite Credit Card	Earn 5X reward points for every ₹150 spent internationally or on retail	Nil	Nil

Benefits of Standard Chartered Credit Cards

Here are the different credit cards of standard chartered banks with their major benefits that are mentioned above: 

Standard Chartered EaseMyTrip Credit Card

The Standard Chartered EaseMyTrip Credit Card offers instant travel discounts on EaseMyTrip bookings, along with rewards and complimentary lounge access.

• Discounts and rewards worth ₹32,000 annually
• Flat 20% discount on domestic and international hotel bookings, capped at ₹5,000 and ₹10,000 respectively
• 10% discount on domestic and international flight bookings, capped at ₹5,000 and ₹10,000 respectively
• ₹125 off on bus bookings with a minimum spend of ₹500
• 10x reward points per ₹100 spent on standalone flight and hotel bookings
• 2x reward points for every ₹100 spent on retail and similar categories
• Spend ₹50,000 or more annually to waive the ₹350 annual fee
• 1 complimentary domestic lounge access per calendar quarter
• 2 complimentary international lounge accesses annually via Priority Pass. 

Standard Chartered Rewards Credit Card

The Standard Chartered Rewards Credit Card lets users earn reward points on all spends, with added benefits like complimentary lounge access, add-on cards, and contactless payments. It also offers accelerated rewards after reaching a specific monthly spending threshold.

• For every ₹150 spent on retail, you receive 4 reward points
• Spend ₹20,000+ to earn 8x reward points
• 1 reward point for every ₹150 spent on government payments and insurance
• 1% fuel surcharge waiver
• Access domestic airport lounges once per quarter for free
• Adjust outstanding balances using reward points
• 4,000 reward points on paying the annual fee.

Standard Chartered Ultimate Credit Card

The Standard Chartered Bank Ultimate Credit Card is a premium card offering high cashback and benefits in categories like travel and rewards. With a reward rate of 3.3%, it competes with other top-tier cards like HDFC Infinia.

• 5 reward points per ₹150 spent, with 1 point equal to ₹1
• A reduced 2% foreign currency markup fee
• 5% cashback on duty-free purchases
• Access over 1,000 airport lounges worldwide
• Complimentary access to premier golf courses in India
• Low 2% forex markup fee
• 12 lounges yearly via Priority Pass with ₹20,000 monthly spends
• 1 golf game and 1 coaching session monthly at top domestic courses
• Air accidents cover up to ₹1 crore and medical insurance of $25,000

Standard Chartered Super Value Titanium Credit Card

The Standard Chartered Super Value Titanium Credit Card offers 5% cashback on fuel and bill payments, along with balance transfers, premium banking, and reward points. Learn more about its fees, eligibility, application process, and whether it's the right card for you.

• Each ₹150 spent on other categories earns one reward point
• No annual fee for Premium Banking customers
• Complimentary Priority Pass membership for Premium clients
• 1 free Priority Pass lounge visit abroad per month for Premium clients (T&C apply)
• 5% cashback on utility bills (min. ₹750), capped at ₹100/transaction and ₹100/month
• 5% cashback on phone bills (min. ₹750), capped at ₹100/transaction and ₹200/month
• 5% cashback on fuel spends (₹2,000 or less), capped at ₹100/transaction and ₹200/month

Standard Chartered Smart Credit Card

The Standard Chartered Smart Credit Card has a ₹0 joining fee and offers cashback on every purchase. These cashback points can be easily redeemed online for a variety of rewards. It's a great option for those looking to earn rewards effortlessly.

• 2% cashback on online purchases.
• 1% cashback on offline spends, capped at ₹500/month.
• Waive the ₹499 annual fee by spending ₹1.2 lakh in the previous year
• Extended interest-free period for 90 days on retail purchases
• Pay the minimum due each cycle to avail of the interest-free benefit
• Access the Smart Card KBE offer with a 3-month tenure at 0.99%
• Redeem cashback after earning ₹1,000; subsequent redemptions in ₹500 multiples. 

Standard Chartered Platinum Rewards Credit Card

The Standard Chartered Platinum Rewards Credit Card offers high rewards on fuel and dining with a low annual fee. Earned reward points can be used to pay bills or redeem vouchers and merchandise.

• 5 reward points per ₹150 on hotels, restaurants, and fuel
• 1 reward point per ₹150 on other categories
• Access Dial-a-Loan for up to ₹5 lakh (12 to 60 months tenure) on the Platinum Rewards Card
• Pay credit card bills in easy EMIs with zero processing fee on amounts up to ₹5 lakh
• Access Dial-a-Loan for up to ₹5 lakh (12 to 60 months tenure) on the Platinum Rewards Card.

Priority Banking Visa Infinite Credit Card

The Standard Chartered Priority Visa Infinite Credit Card is available exclusively to priority banking customers, offering perks like complimentary Priority Pass membership and travel insurance.

• For every ₹150 spent on other categories, you receive 2 reward points
• 4 complimentary domestic lounge accesses each quarter at select airports
• Complimentary Priority Pass membership for access to 1,000+ airports (nominal fee applies)
• Access premier golf courses in India and get 2 complimentary golf lessons per month.
• Discounts on dining, shopping, and travel via the Good Life Programme
• ₹1 crore overseas air accident cover and medical insurance worth $25,000. 

Eligibility and Documentation of Standard Chartered Credit Card

Below is the eligibility criteria:

• Salaried - Minimum age: 18 years and Maximum age: 62 years
• Self-Employed - Minimum age: 18 years and Maximum age: 67 years
• Applicants must have a stable monthly income.
• Applicants must reside in the bank's credit card-sourcing cities/locations.
• All applications are subject to credit and policy checks.

Below are the documents that are required:

• Salaried - Identity proof, Address proof, and 1-month payslip
• Self-Employed - Identity proof, Address proof, 2 year ITR

Advantages of Standard Chartered Credit Card

These are some of the advantages of Standard Chartered Credit Card -

• Convenience of Use
  A credit card is ideal for making purchases when something is out of your budget but affordable shortly. It enables cashless transactions in multiple currencies, making it perfect for global shopping. Smart credit card usage can also improve your credit score, which helps with faster loan approvals at better interest rates.
   
• Interest-Free Period
  Standard Chartered credit cards offer 18-23 days of interest-free periods. To avoid interest charges, pay off the full amount (not just the minimum payment) before the due date.
   
• Safety
  Always protect your credit card details, PIN, and other sensitive information. Know how to report a stolen card or fraud.
   
• Cashback and Rewards
  Earn cashback, air miles, or loyalty points depending on the card’s features. Check out offers and promotions on Standard Chartered credit cards.
   
• Credit Card EMIs
  Standard Chartered’s “Kuch Bhi on EMI” allows cardholders to convert purchases into EMIs, enabling easier repayment with lower interest rates, without affecting your credit score. EMI options are available at the point of sale.

How Can You Redeem Reward Points Earned on Standard Chartered Credit Card?

You can redeem the reward points on the website of Standard Chartered itself. The steps are elaborated below.

• Visit the official website of Standard Chartered Bank.
• Jump to the Credit Card section.
• Go to the 360° rewards page.
• A list of attractive offers across lifestyle, gadgets, electronics, and other categories would appear on the screen.
• Choose from the list from which you want to redeem the points earned against.
• Redemption may require a specific number of reward points.
• If you have the same, you can redeem the points.

Standard Chartered Credit Card Limit

Seeking a high credit limit? You must have a healthy income plus a good credit score that represents your creditworthiness, to get a high limit. The CIBIL score is assigned to individuals with a debt servicing track record of at least 6 months to a year. Both income and score give credit card issuers like Standard Chartered Bank a hint of your repayment potential. So, if you are good on these points, don’t be surprised to bag away a higher limit. Even if the limit offered is lower than your expectations, you can get it increased over time by maintaining a timely repayment track.

A greater limit should only make you utilize it better and not go haywire in spending. If you go haywire, the chances of payment skipping or default will be higher. If you do commit that, your repayment history will get worse. A spotless repayment track is increasingly sought by lenders such as Standard Chartered Bank. The good habit of discretionary spending and paying the bills on time would help you in more ways than one. It would boost your credit record and help you with the smooth approval of any credit application you may make in the future.

How to Apply for Standard Chartered Credit Card Online?

Here are the easiest steps to apply for the Standard Chartered Credit cards online- 

• Step 1 - Go to the official website and select the credit card you wish to apply for. 
• Step 2 - you can find the apply button right next to the credit card. 
• Step 3 - A window will pop up where you have to fill in the necessary details 
• Step 4 - Fill out the relevant details and personal details, step-wise, and proceed to get the approval from the bank. 
• Step 5 - Attach all the documents asked by the bank. 
• Step 6 - After getting approved you will be eligible for the credit card. 

Standard Chartered Credit Card Application Status

You can visit the website of Standard Chartered Bank to check the status of the application. All you need to do is enter the application reference number and mobile number before clicking on the ‘Submit’ button. Whatever the status may be, you will get to see that on the screen. 

Other options to check the status would be to call the customer care executive or the branch official.

We hope the application gets approved as early as possible. However, due to certain discrepancies, the rejection can happen. You could also know the reasons based on which Standard Chartered Bank has rejected your application. If you can make those necessary corrections, do so and apply again.

Hope the application gets approved as early as possible. However, due to certain discrepancies, the rejection can happen. You could also know the reasons based on which Standard Chartered Bank has rejected your application. If you can make those necessary corrections, do so and apply again.

Standard Chartered Credit Card Payment Online

You must pay the bill on or before the due date to avoid a default. You can pay the dues online by logging on to Internet Banking and registering your card among the list of billers. Either you can use Internet Banking of Standard Chartered Bank or any other bank to pay the dues. You would receive an SMS intimation indicating the total dues, minimum due, due date and other details of a credit card. So, you can arrange the funds in time and pay online.

You can even register for Auto Pay, enabling the payment of dues automatically from your account on or before the due date. Even with an Auto Pay registration, you would receive the SMS before the payment. However, if you are not comfortable paying the bill online, you can visit the branch to make the payment.

Standard Chartered Credit Card Statement

Don’t take your eyes off a credit card statement as it not only shows the fees incurred on your shopping but also gives you a summary of reward points earned at a given point in time. You can redeem these points at select online and offline stores.

The statement, apart from reward points, and fees, would also highlight the minimum due, total due, and the due date of payment. The minimum due, which you see in a statement, is calculated at 5% of the outstanding balance in a billing cycle.

Here are the different ways from where you can view or download your Standard Chartered Credit Card e-statement or  Standard Chartered Credit Card Statement - 

Register for Standard Chartered e-statements:

• Log in to the Online Banking portal of Standard Chartered Bank.

• Click on "eStatements" and hover over "About Statements."

• Click on "Sign Up Now."

Download Standard Chartered Credit Card Statement:

Via Internet Banking:

• Visit the Standard Chartered Credit Card net banking portal and log into your account.

• Go to 'Card Services' and hover over 'Card Information.'

• Click to view the statement (Current transactions, Last statement, Prior statement).

• Download the statement.

Via Mobile App:

• Download the Standard Chartered Mobile India (Breeze) App.

• Log in to the portal.

• Select 'Balances' and choose your credit card.

• Click on 'Transactions' to view your transaction history.

Standard Chartered Bank Credit Card Login

With Standard Chartered Bank's credit card login, it’s easy for you to know your credit card account better. Yes, you just need to visit the site online and log in to your account using the credentials. However, if you are an old customer of the bank, already have the credit cards or if you are a new customer, applying it for the first time, with the help of the login facility available online, it is easy and fast for you to go through your account, explore various things and avail any service.

Standard Chartered Credit Card Customer Care Number

You may find out all you need to know, including charges and bill payment, by contacting the customer service representative at

• 1800 345 1000 or 1800 345 5000

If you're unable to connect to the helpline numbers, you can SMS your query to 

• 9980033333

The service is available 24/7, except on national holidays.

Summing Up!

Standard Chartered Credit Cards hold a range of benefits that include rewards, cashback, and exclusive privileges. Cardholders can earn reward points for every purchase, with higher rewards for certain categories like retail, dining, and fuel. The cards provide access to premium features such as airport lounge access, complimentary golf lessons, and overseas insurance coverage. Additionally, users enjoy benefits like 0% EMI options, cashback on utility bills, and discounts through the Good Life Programme. With options for easy bill payments, customized reward redemptions, and access to a dedicated helpline, Standard Chartered Credit Cards cater to both everyday spending and luxury needs.

Frequently Asked Questions

1. How much time would it take to obtain a new credit card from Standard Chartered?

2. How can I find out how my application for a Standard Chartered credit card is progressing?

3. Is there a minimum age to apply for a Standard Chartered credit card?

4. Is it possible to apply for an add-on card for my family?

5. What payment options are available for Standard Chartered credit card bills?

6. Can you avail of a loan on Standard Chartered credit card?

7. How to increase your credit limit for a Standard Chartered Credit Card?

To Know More Details:- https://www.sc.com/in/