Punjab & Sind Bank Personal Loan in Jammu

Last Updated : May 4, 2018, 4:27 p.m.

About Punjab & Sind Bank Personal Loan Jammu

Are you in need of appropriate finance to fund your personal or business expenses? Consider Punjab & Sind Bank Personal loans from Jammu for your varied needs and for your family. The borrowers availing personal loan can accurately estimate their expenditures which are required to repay the loan. The monthly installments should not exceed 40% of the borrower’s net monthly salary. However, the borrowers get their loan amount subject to their respective creditworthiness towards personal loans.

Punjab & Sind Bank Personal Loan Jammu at a glance

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:

• Salaried class employees and pensioners are eligible to apply for personal loan.

• The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.

• The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.

Documents Required

The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.

• Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport

• Address Proof- Utility bill/Passport/Aadhar card/Voter ID

• Income Proof – Latest Salary Slip/ ITR/Form-16

• Bank Statement – Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Jammu

Address of Punjab & Sind Bank Branches in Jammu