For your every need, Kotak Mahindra Bank has a huge selection of credit cards loaded with special services and benefits. Whether you want to travel abroad, do online shopping, or want to dine out with friends, Kotak Mahindra Bank credit card are always available.
Kotak Mahindra Bank serves the need of customers across sectors such as banking, mutual fund, life insurance, stock broking and much more. Whether you are a professional working in a leading corporate firm or you are someone who is an avid traveller, the bank has designed its credit cards for every segment. You can see below the features & benefits of Kotak Mahindra Bank Credit Card. There are four categories under which the bank offers credit cards. They are:
- Shopping
- Lifestyle
- Dining & Entertainment
- NRI
- Corporate
- Others
List of Best Kotak Credit Cards 2024
Urban Gold Card
Privileges
- Get 3X reward points on every Rs. 100/- spent
- Free PVR movie tickets
- Every 1000 reward points have a redeemable worth of Rs. 75
- A host of redemption options like air tickets, air miles, movie tickets, mobile recharge / branded merchandise
Features
- Reward Points
- Discounts
- Insurance
- Bill Payments
- Urban Shield on Card
- Add-on Card
Silk Inspire Credit Card
Privileges
- 5% savings on apparel spends
- 5% fuel surcharge waiver across all petrol pumps in India
- Enjoy a maximum of 8 free PVR tickets every year
- Maximum 2000 reward points in a year
- A host of redemption options like air tickets, airmiles, movie tickets, mobile recharge / branded merchandise
Features
- Up to 5X reward points
- Incredible offers and deals on Shopping, Dining, Travel Entertainment
- Fuel Surcharge Waiver
- Silk Inspire Shield
- Add-On Card
Essentia Platinum Credit Card
Privileges
- 10% SAVINGS on departmental & grocery store spends
- Redeem saving points for delightful options
- Earn 1 saving Point for every Rs. 250 purchase
- Great offers on movies, dining and travel
- A host of redemption options like airtickets, airmiles, movie tickets, mobile recharge / branded merchandise
Features
- Saving Points
- Discounts
- Add-on Cards
- Many redemption options
- Savings on departmental & grocery store spends
Wealth Management Infinite Credit card
Privileges
- 24 complimentary PVR movie tickets annually (two tickets every month)
- Domestic airport lounge access, up to 4 complimentary visits every quarter
- One call to protect all your Credit and Debit Cards, with an insurance cover up to Rs. 5 Lakhs
- Emergency card replacement within 24 hours* across the globe
Features
- Personalised Card Design
- Higher Credit Limit
- Access to International Events
- A World of Exclusivity
- Golf Privileges
League Platinum Card
Privileges
- Spend Rs. 1,25,000 every 6 months and get 4 free PVR tickets
- Earn up to 8X reward points on every Rs. 150 spent
- Movie voucher worth Rs. 500, vouchers as joining gift
- Save 1.8% railway surcharge waiver for transactions
- 5% off for transactions on Indian Railways Booking Counters
Features
- Premier Rewards Program
- Fuel Surcharge Waiver
- Priority Assistance
- Lost or Stolen Fraud Cover
- Railway Surcharge Waiver
- League Shield
- Add-on Card
Privy League Signature Card
Privileges
- Four complimentary PVR tickets every quarter
- Access to over 600 VIP airport lounges
- TAJ epicure membership, concierge service
- 10X reward points on spends at specific merchant categories
- Fuel surcharge waiver at all fuel stations in India
- Buy one and get one free movie ticket on weekends
Features
- Free issuance of priority pass
- Protection against loss of card on reporting
- Waiver on fuel surcharge across fuel stations in India
- Air accident insurance of Rs. 1 crore
- Baggage insurance of Rs. 1 lakh
Royale Signature Card
Privileges
- Earn 10X points for every Rs. 100/- spent across select VISA merchant
- Earn 5X on all other spends
- A host of redemption options like air tickets, mobile recharge
- Enjoy 25% savings on spends at Taj restaurants and bars
- 2 certificates of 50% discounts on room rates, during weekends at select Taj properties
- 5% fuel surcharge waiver
- 8% to 2.5% railway surcharge waiver
Features
- Access to 600 VIP airport lounges worldwide
- Exclusive dining benefits at the Taj
- Range of reward options to choose from
- Fuel Surcharge waiver across all fuel pumps in India
- Add-on Card
PVR Gold Card
Privileges
- Get 1 free PVR movie ticket every month when you spend Rs. 7500
- Get 2 free PVR movie tickets every month when you spend Rs. 15,000
- Shop anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets
Features
- PVR Rewards
- Bonus rewards
- PVR Shield
- Insurance Cover for Lost or Stolen Cards
- Add-on Card
Feast Gold Card
Privileges
- Earn 10 Dining Points on every Rs. 100 Spent on Dining and Movies
- A cover of 50,000 against fraudulent usage upto 7 days pre-reporting
- Easy Access to Coffee Shops, Fast food joints, Pizza joint, Pubs, Restaurants, Movie Theaters
- Host of Redemption options-cash, airline tickets, air miles, movie tickets, mobile recharge, branded merchandise
Features
- Balance Transfer
- Feast Shield
- Add-on Card
- Easy Access
PVR Platinum Card
Privileges
- Get up to 3 PVR tickets monthly
- Get 2 free PVR movie tickets every month when you spend Rs. 7500
- Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets
Features
- PVR Rewards
- Bonus rewards
- PVR Shield
- Insurance Cover for Lost or Stolen Cards
- Add-on Card
Kotak Delight Platinum Credit Card
Privileges
- 10 % cash back on dining and movies round the year
- 5% fuel surcharge waiver across all petrol pumps in India
- A maximum cash-back of Rs. 600 including both dining & entertainment transactions
- 8% railway surcharge waiver
- 5% for transactions on Indian Railways Booking Counters
- Spend Rs. 1,25,000 every 6 months and get 4 free PVR tickets
- Enjoy a maximum of 8 free PVR tickets every year
Features
- Cash Back on Dining and Movies
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- Delight Shield
- Add-on Card
NRI Royale Signature Card
Privileges
- 2X rewards on spends outside India
- Freedom to purchase and pay in INR
- 1 reward point for every Rs. 200/- spent within India
- a host of redemption options like Movie tickets, Air tickets, Airmiles, cash and more
- Save 1.8% railway surcharge waiver
- 5% for transactions on Indian Railways Booking Counters
Features
- 2X Rewards on International spends
- Freedom to purchase and pay in INR
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- Gift an Add-on Card:
- NRI Royale Shield
Corporate Wealth Signature Credit Card
Privileges
- Earn high cash back when spent through your Kotak Corporate Wealth Signature Credit Card.
- Make the most of interest-free funds up to a period of 48 days similar to an overdraft facility on credit cards.
- Get a 2.5% fuel surcharge waiver for transactions worth between Rs. 500- to Rs. 3000
- Get a 1.8% or 2.5% railway surcharge waiver upon booking tickets online or at the railway counter
- Avail a maximum waiver of Rs. 500/- in a calendar year
- Free SMS and e-mail alerts on all transactions
Features
- Higher Earnings
- Interest-Free Funds
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- Easy Redemption
- Airport Lounge Access
- Universal Acceptability
- Ease Of Expense
- Easy To Employees
- Power To Company
- Deciding The Card Limit
- Dedicated Service Manager
- Consolidated Payment
Corporate Platinum Card
Privileges
- Spend on corporate platinum card and earn higher reward points
- Get 2.5% fuel surcharge waiver across all petrol pumps in India
- 8% or 2.5% railway surcharge waiver online or at the railway counter
- Get access to airport lounge with VISA airport lounge offer
- Up to 48 days interest free credit period
Features
- Higher Earnings
- Interest-Free Funds
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- Easy Redemption
- Airport Lounge Access
- Universal Acceptability
- Ease Of Expense
- Easy To Employees
- Power To Company
- Deciding Your Own Limits
- Dedicated Service Manager
- Free Card Replacement
Corporate Gold Card
Privileges
- Get a consolidated statement for one view of all expenses
- Feel safe and secure with free SMS alerts
- Enjoy services like real time transaction alerts, free card replacement and much more
- 5% fuel surcharge waiver across all petrol pumps in India
- Up to 48 days interest free credit period
Features
- Hassle Free Spends
- Free Card Replacement
- Higher Earnings
- Interest-Free Funds
- Fuel Surcharge Waiver
- Universal Acceptability
- Ease Of Expense
- Easy To Employees
- Power To Company
- Deciding Your Own Limits
- Dedicated Service Manager
- Free Card Replacement
Best Price Card
Privileges
- No Joining Fees
- 14-days Interest Free Credit Period
- 2 Free Add-On cards
Features
- Add-on Card
- 14-days Interest-Free Credit Period
Fortune Gold Card
Privileges
- Spend Rs. 1,50,000 in a year & get 4 PVR tickets
- 5% fuel surcharge waiver across all petrol pumps in India
- A cover of Rs. 50,000/- against fraudulent usage
- Interest-free cash withdrawals
Features
- Interest-Free Cash
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- Add-on Card
- Fortune Shield
- Balance Transfer
Aqua Gold Card
Privileges
- Milestone Offer- Spend Rs. 1,50,000 in a year & get 4 PVR tickets.
- 5% fuel surcharge waiver across all petrol pumps in India
- A credit limit up to 80% of term deposit amount
- Save 1.8% railway surcharge waiver
Features
- Interest-Free Cash
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- Add-on Card
- Aqua Shield
- Balance Transfer
Kotak Mahindra Bank Credit Card Apply Online
You can apply for Kotak Mahindra Bank credit cards in a seamless manner. All you need to do is visit the official website of the bank and click on the ‘Apply Now’ to proceed your credit card application further. Within a few minutes, you can check your eligibility online and apply for a credit card you want to avail.
Kotak Mahindra Bank Credit Card Application Status
You can easily know the current status of your credit card application online. Earlier, people used to visit the bank so as to gather each and every piece of information, but now, you don’t have to do so as it can easily be done easily online.
What is CVV2 on Kotak Credit Card?
The CVV2, which you see on your Kotak credit card, offers a layer of enhanced security to your transactions. Actually, it is a 3-digit number printed on the back of the card. And don’t be under the impression that CVV2 and pin number are same. They are different and, so you should enter these two at their respective spaces.
Frequently Asked Questions
1. Who can apply for a Kotak Mahindra Bank credit card?
Kotak Mahindra Bank eligibility requirements may vary depending on the sort of credit card that you’re applying for. In general, you must be an Indian citizen with a stable source of income (salaried or self-employed), and should be between the age of 21 years to 65 years.
2. What is the process of generating a PIN for your Kotak Bank Credit Card?
You can quickly generate your Kotak Bank credit card’s PIN by using the Kotak Mahindra net banking and/or mobile banking. You can also contact 18602662666 to make a PIN generation request.
3. Is there a credit card app for Kotak Mahindra Bank?
While there is no dedicated credit card app, you can always get all credit card information through the Kotak Mahindra Bank mobile app.
4. Is there a credit card offered by Kotak 811?
Customers of Kotak 811 now have access to a debit card. Logging into your mobile banking app will give you access to this card. However, there is currently no credit card that caters specifically to 811 clients. You can apply for any of Kotak Mahindra Bank’s credit cards if you really desire one.
5. Can I transfer funds from my Kotak Bank credit card to my bank account?
Yes, you can transfer funds from your Kotak bank credit card to your bank account via a cash advance or you can withdraw money from an ATM with your card and then deposit it into your bank account. The amount you withdraw will be classified as a short-term loan, with interest calculated separately from the interest you pay on your retail purchases. Also, keep in mind that there is no grace period for this loan when it comes to repaying.
6. Is it possible to convert my Kotak credit card reward points to cash?
Yes, you can convert your Kotak credit card reward points to cash. Simply log in to your net banking account and head over to the credit card option, and then select the redemption option.
7. How long does it take to obtain a Kotak Mahindra Bank credit card?
Generally it takes up to 7 business days to obtain a new credit card or a replacement card, after applying. You will receive an SMS with the name of the courier firm as well as the air waybill number as soon as the card is shipped (AWB). This number can be used to track the current location of your card and when you should expect it to arrive.
8. Does Kotak Mahindra Bank offer an interest free period on retail and cash transactions?
Kotak Mahindra Bank offers an interest free period of up to 48 days on retail transactions whereas there is no interest free period on cash transactions.
9. What is the procedure for closing a Kotak credit card?
You can close your Kotak Credit Card by filling out an application and submitting it to the local branch, by sending an email, or by calling the customer care service department. However, before making any request make sure that all of your balances are paid in full, all reward points have been redeemed, and auto payments have been cancelled.
10. Which Kotak Mahindra credit card is the best card for women?
The Kotak Silk Inspire Platinum credit card is specifically tailored for women. Women can earn reward points and incentives on this card for shopping and travel.
