ICICI Bank Hyderabad
Last Updated : June 1, 2018, 3:50 p.m.
ICICI Bank Main Branch Hyderabad, Telangana
H. No.12-2-82-A/4-1 and 2 Gottipati Towers,Main Road, Mehdipatnam Road, Santosh Nagar, Mehdipatnam, Hyderabad, Telangana 500028. This is the complete address of ICICI Bank main branch, located in the beautiful city of Hyderabad, Telangana. If you want to visit this branch, you can easily visit the same from 9.30 a.m in the morning till 5 p.m. in the evening. In fact, for your help, there is a helpline number-073064 43399 that you can dial to be in touch with the bank easily.
ICICI Bank Hyderabad Customer Care
Dial toll- free number 1800 102 4242 between 9 a.m. to 6 p.m. from Monday to Friday, in case you have any unresolved query or grievance. The customer care executives of the bank with their rich experience and expertise leaves no stone unturned to give the best solution of all your queries and complaints. With their expert skills, these professionals always assist you and ensure that you have a hassle-free association with the bank.
Products offered by ICICI Bank
ICICI Bank has a big basket full of financial products for everyone. Want to buy a stylish car that adds to your style statement? Get a car loan from the bank. Need funds for personal reasons? Obtain a personal loan from the bank. Likewise, you can secure a home loan, gold loan, education loan, business loan, and loan against property. Opening a fixed deposit account can bear fruits for you as the bank offers good interest rates.Don’t miss the following two tables as sufficient information about the products is given here.
Basic details of ICICI bank loans in Hyderabad
| Product | Eligibility | Loan amount | Interest rate | Processing fee | Tenure |
|---|---|---|---|---|---|
| Home loan | 1.The applicant should have obtained at least 21 years of age when the loan is sanctioned. 2.65 years is the age when the loan should be fully repaid. 3.The applicant should be salaried individual or a self-employed. 4.The co-applicant must at least be 18 years old. 5. In order to enhance his loan eligibility, the applicant can add his/her spouse, who is earning well, as a co-applicant | From ₹ 30 lakhs to above ₹ 5 crore ( for few cases) | 9.00% - 10.05% | 0.50 to 1% of the loan amount or ₹ 1,500 along with GST New Delhi, Mumbai and Bengaluru- ₹2,000+GST | 30 years |
| Personal loan | Salaried employee- 1. The applicant should be between the age group of 23 to 58 years. 2. Monthly Income requirement: New Delhi and Mumbai-₹ 25,000 Kolkata, Bengaluru, Hyderabad, Pune, Chennai- Kolkata, Bengaluru, Hyderabad, Pune and Chennai ₹ 20,000 For other cities- at least ₹ 17,500 3.Work experience of two years 4. Should live in the current residence for at least on year. Self-employed individual 1. The applicant should be between the age group of 28 to 65 years. For doctors, the minimum age has been kept at 25 years 2. A business stability of five years is needed. For Doctors it is three years. 3. Liability or Asset relationship with the bank for a period of at least one year is required. 4. Minimum profit after tax: -Self- employed/proprietorship firm: ₹2 Lakhs -Non-Professional: ₹1 Lakh 5. Minimum turnover- Non-Professional- ₹40 Lakhs Professional- ₹ 15 Lakhs | Salaried- ₹20 Lakhs Self-employed- ₹30 Lakhs Doctor- ₹40 Lakhs | 10.75% - 19.00% | 2.25% of the loan amount plus GST | One to five years |
| Car loan | Salaried employee 1.The age of the applicant should be between 23 to 58 years. 2.Annual income should be at least ₹ 2.5 Lakhs 3.Employment stability of more than two years is needed. 4.Applicant should be working with the current employer for a period of at least one year. Self-employed Professional 1.The applicant needs to fall the age bracket of 28 to 65 years. The loan has to be fully repaid by the age of 65. 2.Annual income should be at least ₹ 2 Lakhs. 3.Business stability of more than three years Self-employed Non-Professional 1.Profit after Tax of a minimum of ₹ 2 Lakhs. 2.Business stability of more than three years | 100% of ex-showroom price | 7.90% Onwards | ₹ 2,500 to ₹ 5,000+GST | Seven years |
| Fixed deposits | Any resident Indian can open a fixed deposit account. | ₹ 10,000 and above. You can avail a loan up to 90% of the principal and accrued interest | 2.50% - 6.30% | NIL | 7 days to ten years |
| Loan against property | Anybody, whether a self-employed professional or a salaried individual can apply for a loan. The applicant should fall in the age bracket of 21 to 65 years. The applicant should have a property which he/she can mortgage. He/she must earn sufficient enough to repay the loan. Proprietors, partnership firms and companies can apply too. | Up to ₹ 5 crore | Depending upon the value of the mortgage property | 0.50% of the loan amount plus GST | Up to 15 years |
| Business loan | 1.Anybody who is engaged in service, manufacturing or trade can apply for a business loan. 2.Must belong to any of the following segments- -Sole Proprietorship -Private Limited Company -Partnership firm -Public Limited Company | Up to ₹ 1 crore | As per the bank guidelines. It depends on the business profile, loan amount, previous track record and tenure period | 2% along with GST applicable | Up to seven years |
| Education Loan | 1. You can take an education loan against any one of the following- Securities Property Fixed deposits | ₹ 10 Lakh to ₹ 20 Lakh | Loan against securities- 11% Loan against property- As per the bank guidelines Loan against fixed deposits- Upto 90% of the Fixed Deposits | Up to seven years ( securities) Up to 15 years ( against property) | |
| Gold Loan | You need to be an individual falling in the age bracket of 18 to 70 years and you must own a gold ornament | ₹ 10,000 to ₹ 15 lakhs | 10-16.50% | 1% of the sanctioned loan amount | 6 to 12 months |
Documents Needed
The documents needed for availing a loan from ICICI Bank Hyderabad have been mentioned below-
| Product | Documents |
|---|---|
| Home loan | Completely filled application which is duly signed Photographs of passport size Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card Proof of Residence:- Utility Bill / Passport/Leave and License Agreement Proof of Age- Passport/Birth certificate/ High school marksheet Bank statement of the last six months Salary slip of the past three months Processing fee cheque Extra documents needed are given under- For Self-employed Professional: Proof of existence of Business Education qualification certificate Income tax returns of the past three years For Self-employed Non Professional: Proof of existence of Business Education qualification certificate Business Profile Income tax returns of the past three years P&L account and Audited Balance Sheet of the previous three years which has been certified by a CA Other documents related to property- Power of Attorney Format In case, the loan account holder dies, documents required are: Request letter Letter of relinquishment |
| Personal loan | Salaried employee Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card Two Photographs of Passport size Proof of Residence:- Utility Bill / Passport/Leave and License Agreement Bank Statement of the past three months in which the salary is credited Salary slips of the past three months. Self-employed Individuals: Proof of Identity- Aadhar card/PAN card/ Passport/Voter ID card Address Proof- Utility Bill / Passport/Leave and License Agreement Proof of Age- Passport/Birth certificate/ High school marksheet Bank statement of the previous six months Proof of continuity of business. Proof of Income- Audited Balance Sheet and Profit & Loss account of the previous two years Proof of Office address Proof of office ownership |
| Car loan | Photographs of passport size Completely filled application form Proof of Identity- Aadhar card/Voter ID card/PAN Card/Passport/Driving License Proof of Age- Birth certificate/Passport/High school marksheet/PAN card Proof of Residence- Allotment letter/Passport/Telephone Bill/Electricity Bill/Leave and license agreement Bank statement with verification of signature Proof of Income- Salaried employee: Latest salary slip and Form 16 Self-employed Professional: Income tax (IT) returns of the previous two years Self-employed Non Professional: Income tax returns of the last two financial years along with audited Balance Sheet and Profit & Loss account Proof of ownership or Proof of business stability (Self-employed) Partnership deed and a letter duly signed by the present partners whereby they give complete authority to one partner (Self-employed Non Professional). For companies and societies two things are needed -Memorandum & Articles of Association plus Resolution by board of directors |
| Fixed deposit | Proof of Identity- Passport/Voter ID card/PAN card/Aadhar card/Driving License/Government ID card/Senior citizen ID card/ Photo Ration card. Proof of Address- Passport/Telephone Bill/Bank statement with cheque/Electricity Bill/Leave and license agreement/ID card issued by a Post Office |
| Loan against property | Completely filled application which is duly signed Photographs of passport size Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card Proof of Residence:- Utility Bill / Passport/Leave and License Agreement Proof of Age- Passport/Birth certificate/ High school marksheet Bank statement of the last six months Salary slip of the past three months Processing fee cheque Extra documents needed are given under- For Self-employed Professional: Proof of existence of Business Education qualification certificate Income tax returns of the past three years For Self-employed Non Professional: Proof of existence of Business Education qualification certificate Business Profile Income tax returns of the past three years P&L account and Audited Balance Sheet of the previous three years which has been certified by a CA Property documents- Agreement for Sale & construction, Letter of Allotment, Tripartite Agreement which has to be given before disbursal of loan, Certificate of possession, Detailed cost of construction and Land tax receipt. |
| Business loan | Completely filled Application form Proof of Entity – Partnership deed/Shops and Establishment certificate/Certificate of Incorporation PAN Card copy of Entity, Partners/Proprietors/Directors, guarantors and Security providers Proof of Address of Entity, Partners/Proprietors/Directors, guarantors and Security providers Bank statement of the last six months Audited Balance Sheet and Profit & Loss account of the last three financial years The performance of the current year and estimated turnover on the letterhead of the entity Income Tax returns of the past one year of the borrowing entity |
| Education Loan | 1.For Loan against security- Passport size photographs Proof of Residence- Electricity Bill/Telephone Bill/Passport/Rent and Lease agreement PAN card copy is mandatory Proof of Identity- Aadhar card/PAN card/Voter ID card/Passport/Driving license Processing fee cheque Demat statement 2. For Loan against property- Same documents as given above in the section of LAP (Loan against Property) 3. For Loan against fixed or recurring deposits- Completely filled application form which is signed by both the FD holder and borrower Original FD receipts which should be discharged by the holder |
| Gold Loan | Two photographs of passport size Proof of Identity- Aadhar card/Voter ID card/PAN Card/Passport/Driving License Proof of Residence- Allotment letter/Passport/Telephone Bill/Electricity Bill/Leave and license agreement Land holding proof in case of agriculture loan above ₹ 1 Lakh. |
ICICI Bank Branches with IFSC Codes in Hyderabad
| Branch | Address | IFSC | MICR | Contact details |
|---|---|---|---|---|
| Khairatabad | 6 - 2 - 1012, Tgv Mansions, Opp. Institution Of Engineers, Khairatabad, Hyderabad. 500004 Telangana | ICIC0000008 | 500229002 | 04044455000/ 04033667777 |
| Indian School of Business Extension | Indian School Of Business, ISB Campus, Gachibowli, Hyderabad 500019 Telangana | ICIC0000040 | 500229003 | 04044455000/ 04033667777 |
| Habsiguda | 7 - 102/5 & 12, Ground Floor, Sai Enclave, Ajay Chambers, Uppal Road, Habsiguda, Hyderabad. 500007 Telangana | ICIC0000069 | 500229005 | 04044455000/ 04033667777 |
| Sanjeeva Reddy Nagar | 7 - 1 - 621/B1 - B6, Ground Floor, Amir Chambers, Main Road, Sanjeeva Reddy Nagar, Hyderabad. 500038 Telangana | ICIC0000075 | 500229006 | 04044455000/ 04033667777 |
| Jubilee Hills | Plot No - 1259, Road No. 36, Jubilee Hills, Hyderabad - 500033 Telangana | ICIC0000076 | 500229007 | 04044455000/ 04033667777 |
| Begumpet | 1St Floor, East Wing, 1 - 11 - 256, Street No 1, Begumpet, Hyderabad. 500016 Telangana | ICIC0000183 | 500229012 | 04044455000/ 04033667777 |
| Panjagutta | 4th Nerella House, Panjagutta, Hyderabad, Telangana. 500082 | ICIC0000202 | 500229013 | 04044455000/ 04033667777 |
| Charminar | 22 - 8 - 290/291, Nayapul Road, Charminar Hyderabad 500002 Telangana | ICIC0000242 | 500229015 | 04044455000/ 04033667777 |
| Dilsukhnagar | 2 - 42/1 To 8, G.B.R Towers Chaitanyapuri, Dilsukhnagar Hyderabad 500060 Telangana | ICIC0000243 | 500229014 | 04044455000/ 04033667777 |
| AS Rao Nagar | Plot No. 10, G - Block, Laxmi Towers, Dr. AS Rao Nagar, Hyderabad 500062 Telangana | ICIC0000244 | 500229017 | 04044455000/ 04033667777 |
| Mehdipatnam | 12 - 2 - 823/A/4/1&2, Gottipati Towers, Main Road, Mehdipatnam, Hyderabad 500028 Telangana | ICIC0000245 | 500229016 | 04044455000/ 04033667777 |
| Banjara Hills | 514, Road No.12, Banjara Hills, Hyderabad - 500034 , Andhra Pradesh 500034 | ICIC0000382 | 500229020 | 04044455000/ 04033667777 |
About ICICI Bank
ICICI Bank is one of the well known private sector commercial banks in India. The bank was incorporated in the year 1994 as a wholly owned subsidiary by Industrial Credit and Investment Corporation of India. After that, the bank has been on a growth spring. The main head office of the bank has been set up in the capital of Maharashtra, Mumbai. The bank has become one of the most preferred options for retail banking and corporate banking. All this has been possible because the bank has always kept the customer under the focus and delivered the highest standard of service possible. The bank has a huge network covering all the 29 states in the nation with more than 14,000 ATMs and 4500 branches.
ICICI has always been a trendsetter in the Indian banking industry. It became the first bank in India to launch internet banking services in the year of 1998. This created a new wave in the banking world as many other banks too followed the suite. The bank acquired Bank of Madura in the year 2001 to expand its business. The bank has ensured a strong presence in the global banking scenario by establishing offices in 18 international countries. It is the one of the few banks to have more than one million online customers and the first to launch its own website in India. Hyderabad is a major contributor to India’s GDP. ICICI Bank has more than 50 active branches in the city which are working all around the corner.
