HSBC Bank Personal Loan in Kochi

Last Updated : Aug. 30, 2018, 3:30 p.m.

About HSBC Bank Personal Loan in Kochi

HSBC bank provides interested loan seekers a personal loan in the city of Kochi. Anybody irrespective of a self-employed person or a salaried one is eligible to apply for the product. If you are looking to buy the latest gadget or renovate your home sweet home or go to a short trip to Paris, then this product is the best for you. HSBC bank has opened a branch in the colorful city of Kochi.

HSBC Bank Personal Loan Kochi at a glance

The important details of the product offered by HSBC bank in the city of Kochi have been given below.

Apply Personal Loan @ 10.75%* Rate

Eligibility criteria for HSBC Bank Personal Loan Kochi

Any applicant will have to first check if he/she meets the eligibility criteria set by HSBC bank or not. If the applicant is able to fulfill the norms of eligibility, then he/she can think of availing the product from the bank.

• HSBC Customers in the cities of Mumbai, Pune, Chennai, New Delhi, Kochi, Kolkata, Hyderabad, Bangalore, Jaipur, Ahmedabad, and Chandigarh are eligible to apply for a personal loan
• The applicant should be an existing HSBC bank customer if he/she wishes to apply for a loan
• The applicant should be at least 21 years old when the loan is applied
• The maximum age at the time of maturity of loan for salaried employees and self-employed individuals should be 58 and 65 years respectively
• The applicant is supposed to earn a handsome annual income because it acts a guarantee that he/she will be able to repay the amount successfully. The minimum annual income for a Corporate Employee Programme should be ₹ 4 Lakhs and above. In case of others, the annual income should be ₹ 5 Lakhs and above

Documents required for HSBC Bank Personal Loan Kochi

The applicant is required to submit some documents to the bank to successfully avail a personal loan. The list of important documents for both salaried customers and self-employed customers have been given below. Have a look at them.

For Salaried customers

• Completely filled loan application form
• Photographs of passport size
• Proof of Identity- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card.
• Proof of Age- PAN card/Driving license/Passport/Birth certificate/School leaving certificate
• Proof of Address- Voter ID card/Passport/Electricity Bill/Telephone Bill/Driving license/Society outgoing bill/Gas bill/Water bill/Property tax bill/Lease agreement/Domicile certificate with address which is issued by Municipal Corporation
• Proof of Income: Latest salary slips of three months which shows statutory deductions, Form 16 and bank statements of the last three months

For Self-employed customers

• Completely filled loan application form
• Photographs of passport size
• Proof of Identity- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card.
• Proof of Age- PAN card/Driving license/Passport/Birth certificate/School leaving certificate
• Proof of Address- Voter ID card/Passport/Electricity Bill/Telephone Bill/Driving license/Society outgoing bill/Gas bill/Water bill/Property tax bill/Lease agreement/Domicile certificate with address which is issued by Municipal Corporation
• Proof of Income- Income Tax returns of the previous two financial years, bank statements of the previous six months and an Audited Balance Sheet and Profit & Loss account

Please refer to Personal Loan Kochi for additional details.

Address of HSBC bank branch in Kochi

The address of HSBC bank branch in the city has been given below along with its IFSC & MICR codes and contact details.