HSBC Bank Personal Loan in Jaipur
Last Updated : March 3, 2020, 4:50 p.m.
About HSBC Bank Personal Loan in Jaipur
People in the city of Jaipur can avail a personal loan from HSBC bank at a feasible rate of interest. The bank offers the product to eligible self-employed people and salaried employee based in the pink city. The product can be put into use for meeting needs like a trip to Europe, medical treatment, purchase of latest gadget or for furnishing the house. There is no requirement of any security as such. The bank has opened one branch in the capital of Rajasthan.
HSBC Bank Personal Loan Jaipur at a glance
The important details of the product offered by HSBC bank in the city of Jaipur have been given below.
Particular | Details |
---|---|
Interest rate | 9.75% - 16.00% |
Loan amount | ₹ 15 Lakhs Selected customers can apply for a maximum of ₹ 30 Lakhs |
Tenure | Up to five years |
Processing fee | 2.5% of the sanctioned loan amount |
Pre-payment charge | Up to 4% of the outstanding amount |
Apply Personal Loan @ 10.75%* Rate
Eligibility criteria for HSBC Bank Personal Loan Jaipur
Any applicant will have to first check if he/she meets the eligibility criteria set by HSBC bank or not. If the applicant is able to fulfill the norms of eligibility, then he/she can think of availing the product from the bank.
- HSBC Customers in the cities of Mumbai, Pune, Chennai, New Delhi, Kochi, Kolkata, Hyderabad, Bangalore, Jaipur, Ahmedabad, and Chandigarh are eligible to apply for a personal loan
- The applicant should be an existing HSBC bank customer if he/she wishes to apply for a loan
- The applicant should be at least 21 years old when the loan is applied
- The maximum age at the time of maturity of loan for salaried employees and self-employed individuals should be 58 and 65 years respectively
- The applicant is supposed to earn a handsome annual income because it acts a guarantee that he/she will be able to repay the amount successfully. The minimum annual income for a Corporate Employee Programme should be ₹ 4 Lakhs and above. In case of others, the annual income should be ₹ 5 Lakhs and above
Documents required for HSBC Bank Personal Loan Jaipur
The applicant is required to submit some documents to the bank to successfully avail a personal loan. The list of important documents for both salaried customers and self-employed customers have been given below. Have a look at them.
For Salaried customers
- Completely filled loan application form
- Photographs of passport size
- Proof of Identity- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card.
- Proof of Age- PAN card/Driving license/Passport/Birth certificate/School leaving certificate
- Proof of Address- Voter ID card/Passport/Electricity Bill/Telephone Bill/Driving license/Society outgoing bill/Gas bill/Water bill/Property tax bill/Lease agreement/Domicile certificate with address which is issued by Municipal Corporation
- Proof of Income: Latest salary slips of three months which shows statutory deductions, Form 16 and bank statements of the last three months
For Self-employed customers
- Completely filled loan application form
- Photographs of passport size
- Proof of Identity- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card.
- Proof of Age- PAN card/Driving license/Passport/Birth certificate/School leaving certificate
- Proof of Address- Voter ID card/Passport/Electricity Bill/Telephone Bill/Driving license/Society outgoing bill/Gas bill/Water bill/Property tax bill/Lease agreement/Domicile certificate with address which is issued by Municipal Corporation
- Proof of Income- Income Tax returns of the previous two financial years, bank statements of the previous six months and an Audited Balance Sheet and Profit & Loss account
Please refer to Personal Loan Jaipur for additional details.
Address of HSBC bank branch in Jaipur
The address of HSBC bank branch in the city has been given below along with its IFSC & MICR codes and contact details.
Branch | Address | IFSC | MICR | Contact details |
---|---|---|---|---|
Sardar Patel Marg | 61 - A, Vasanti Building, Sardar Patel Marg, C - Scheme, Jaipur 302001 Rajasthan | HSBC0302002 | 302039002 | 99826 82600 |
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