About Standard Chartered Bank Home Loan

A British Multinational banking and Financial Services Company, headquartered in London, it would not be wrong to say that Standard Chartered Bank is name to reckon with. Yes, this renowned bank with a network of over 1200 branches across more than 70 countries is worldwide known for offering a diverse range of financial products and services to all its customers. By offering you a wide range of services including savings and current accounts, credit cards, loans, equity solutions and insurance, this lender ensures to meet all your varied needs in the best possible way.

However, if we talk about offering the home loan, there is no denying the fact that this leading bank makes sure that your dream of owning a beautiful home can easily be fulfilled. The bank offers the loan for ready/under construction home/flat, home extension and renovation with flexible tenures to salaried and self-employed individuals. With just one-time processing fee and no hidden charges involved, the bank offers this credit facility tailored to your needs. In case you are looking more details about Standard Chartered Bank Home Loan, just go to the page below.

Standard Chartered Home Loan Interest Rate

Important Notes

• Pricing upto 7.40% for home loan and home loan saver requires the nod of Product Head and Product Manager.
• No interest waiver requests will be entertained if there’s a delay of 7 days in the set-up of MoA from the disbursal date. (Covered under sanction letter)
• Login fee payment through cheque only
• Upfront collection of balance processing fee (Total Fee Minus Login Fee). Any exceptions regarding this will need the nod of Segment Acquisition Head
• All prec-closure waivers can be approved only by the Product Team

Standard Chartered Bank Home Loan Eligibility Criteria

You can also check your eligibility for home loans with the help of an eligibility calculator in just a few minutes.

Standard Chartered Home Loan Calculator

With the help of an EMI calculator you can easily know the exact values of your monthly installments that you need to give away to the respective bank each month. This smart and time-saving device saves a lot of time and with its quick process it lets you know the results in the most hassle-free manner. All you need to do is just enter few credential such as: Loan Amount, Tenure and Interest Rates into the device so as to get to know the EMIs, Interest Outgo and Total Amount Payable on your loan.

Let’s just have a more clarity on the same with the help of an example below.

Documents Required for Standard Chartered Bank Home Loan

For Salaried:

1) Application form with photograph
2) Identity & residence proof
3) Last 3 months salary slip
4) Form 16
5) Last 6 months bank salaried credit statements
6) Processing fee cheque

For Self-employed:

1) Application form with photograph
2) Identity & residence proof
3) Education qualifications certificate & proof of business existence
4) Business profile,
5) Last 3 years profit/loss & balance sheet
6) Last 6 months bank statements
7) Processing fee cheque

Features & Benefits of Standard Chartered Bank Home Loan

• Flexible Tenures
• Low-interest rates
• Refinancing Options
• Tailoring to Your Needs
• Attractive Interest Rates
• Doorstep Services