DHFL Home Loan

Last Updated : Sept. 12, 2020, 12:44 p.m.

Dewan Housing Finance Corporation Limited (DHFL) home loan with PMAY benefits, borrowers can get a home loan at very low rates. To know the DHFL home loan interest rate , processing fee, maximum loan amount, documents and eligibility criteria for DHFL home loan in April 2024 .

DHFL Home Loan Interest Rate April 2024

Below is the table showing the interest rate, maximum loan amount and the tenure available for home loans at DHFL. You may also take note of the one-time processing fee which would attract an additional 18% GST.

Disclaimer – DHFL, as of now, is doing only part disbursement. As and when DHFL resumes its normal operation, we will update you with new information.

DHFL Home Loan EMI Calculator April 2024

With the help DHFL home loan EMI calculator , it becomes easy for you to calculate your EMI anytime. Here is an example for your reference.

What is the processing fee on DHFL Home Loans?

The processing fee for a home loan is 0.5% to 2% of the loan amount plus Goods and Services Tax (GST), as applicable, for both salaried and self-employed applicants.

What is the eligibility required to apply for the loan?

You can avail a home loan of up to 85% of the property value including the stamp duty and registration fee or maximum of 80% of the market value of the property. You can also enhance the loan amount eligibility by applying for a joint home loan with a co-applicant. DHFL home loan eligibility is rated based on parameters such as:

• Age of the applicant at the time of loan application
• Educational qualification
• Employment status & income stability
• Number of dependents
• Good Credit history and CIBIL score of 650 or above

What are the documents required to apply for DHFL home loans?

Below are the documents that you must have if you want to apply for a home loan at DHFL. Proper documentation would help you get an instant approval.

How can you check the loan status?

If you want to know the application status of your DHFL home loan, it is absolutely easy to know the same. You just need to login to the site with your user id and password, and by doing so, you can easily track or know the current status of your home loan application.

DHFL Home Loan login

You can login to the online portal of DHFL with the help of the username and login password. The service is available for the convenience of the customers who prefer the online process.

Types of DHFL Home Loans

Read below the purposes for which DHFL provides home loans.

• New Home Loans
• Plot Loans
• Home Construction Loans
• Home Loan Balance Transfer
• Home Extension Loans
• Home Renovation Loans
• Plot & Construction Loans
• NRI Home Loans
• Pradhan Mantri Awas Yojana (PMAY)

Home Construction Loan

Home construction loan is a good option for those who own a plot and want to construct a house on it. DHFL offers home construction loan to its customers at a very affordable rate. The maximum tenure of the loan is 20 years.

Plot or land purchase

You can avail the loan to buy non-agricultural land situated within Municipal/Local development authority limit. The loan is offered for a minimum tenure of 1 year to the maximum period of 20 years.