We all have to travel on a daily basis for work, school, or other reasons. Furthermore, the majority of us prefer to travel by our own vehicle. However, daily fuel purchases made budgeting extremely difficult. As a result, Axis Bank has introduced the ICICI Bank Credit Card for Fuel, which will provide you with exclusive fuel benefits. There are however two types of ICICI Bank Credit Cards for Fuel available: the HPCL Coral Credit Card and the HPCL Super Saver Credit Card. Moreover, you can get benefits like a fuel surcharge, complimentary lounge access, movie discounts, cashback, redeem rewards at HPCL fuel outlets, 24 hours roadside assistance, and many more.
Dive deeper into this article to understand all about the ICICI Bank Credit Card for Fuel.
Best ICICI Bank Credit Card for Fuel
| Credit Card | Joining Fee | Annual Fee | Benefits |
|---|---|---|---|
| ICICI Bank HPCL Coral Credit Card | INR 199 + Taxes | 1st Year- NIL 2nd Year- INR 199 + Taxes (Reversal of the annual fee is possible with spending of INR 50,000 in an anniversary year) | Avail up to 2.5% cashback on fuel purchases at HPCL Petrol Pumps |
| HPCL Super Saver Credit Card | INR 500 + Taxes | INR 500 + Taxes (Annual fee reversal with spending of INR 1,50,000 in an anniversary year) | Redeem reward points at HPCL petrol pumps |
ICICI Bank Credit Cards have always been in the top ranking when it comes to diversifying the needs of people. Therefore, people used to rely on them and have gained a lot of benefits from using them. Further, ICICI Bank Credit Card for Fuel has been helping people to save expenses on daily fuel purchases. ICICI Bank HPCL Coral Credit Card and HPCL Super Saver Credit Card both come with exciting privileges. Read the article below to learn more about these Best Credit Cards for Fuel.
ICICI Bank HPCL Coral Credit Card
ICICI Bank has collaborated with Hindustan Petroleum and launched a co-branded credit card. It is however one of the best options to save on fuel purchases. Further, you can earn ICICI HPCL Coral Credit Card reward points through eligible spending. However, the rewards points you have earned through ICICI Bank HPCL Coral Credit Card can be redeemed over HPCL petrol pumps.
Benefits
ICICI HPCL coral credit card benefits are as follows:
- Spend INR 100 and get 2 reward points on retail purchases.
- 1% fuel surcharge waiver at HPCL petrol pumps.
- Cashback up to 2.5%.
- Book a movie ticket via BookMyShow for up to INR 500 and get a 25% discount.
- ICICI Bank Culinary Treats Programme.
- Chip and Pin enabled security.
Fees and Charges
The HPCL Coral Credit Card is one of the Best ICICI Bank Credit Cards for Low Income. Hence, you can avail of it by paying a nominal joining fee. Below is the fee structure for this ICICI Bank Credit Card for Fuel:
| Particular | Fee |
|---|---|
| Joining Fee | INR 199 + Taxes |
| Annual Fee | 1st Year- NIL 2nd Year- INR 199 + Taxes (However with a minimum spend of INR 50,000 in the anniversary year you can reverse the annual charges) |
| Supplementary Card Fee | NIL |
| Cash Advances | 3.40% |
| Late Payment Charges | - For an amount less than INR 100 no late payment fee would be charged. - If the amount is between INR 100 to INR 500 up to INR 100 would be charged. - A late payment fee of INR 500 is charged for amounts between INR 501 to INR 5000. - Between INR 5001 to INR 10,000 a fee of INR 750 is charged. - Pay up to INR 900 as a late payment fee for amounts between INR 10,001 to INR 25,000. - If the amount lies between INR 25,001 to INR 50,000 you have to pay INR 1000. - For amounts greater than INR 50,000 a fee of INR 1200 is charged. |
| Over Limit Charges | 2.50% |
| Outstation Cheque Processing Fee | INR 100 |
| GST | 18% |
| Interest-Free Period | 18 to 48 Days |
| Foreign Currency Transactions | 3.50% |
HPCL Super Saver Credit Card
The ICICI Bank HPCL Super Saver Credit Card is also a co-branded credit card. Moreover, Hindustan Petroleum has joined hands with ICICI Bank to launch this fuel card. Here you can avail of up to 1.5% reward points at HPCL outlets. Further, being a fuel credit card it provides benefits in various other categories. Therefore, you will get a discount on movie tickets, reward points for grocery-departmental purchases, welcome benefits, lounge access, and many others.
Benefits
Check out the benefits of this ICICI Bank Credit Card for Fuel:
- Welcome benefit of 2000 reward points for paying the joining fee.
- Get 5% cashback on utility, grocery, and departmental store purchases.
- Book movie tickets through BookMyShow or INOX Movies and get a 25% discount on it.
- Redeem reward points at HPCL petrol pumps.
- Additional cashback of 1.5% on all fuel purchases at HPCL outlets. However, it can only be availed by making a payment using HP Pay App.
- Complimentary roadside assistance for 24 hours.
- Spend INR 100 on retail purchases and get 2 reward points.
- Domestic airport lounge access at no cost.
- Enjoy exclusive offers through ICICI Bank Culinary Treat Program.
Fees and Charges
The fee for this ICICI Bank Credit Card for Fuel is kept nominal. However, you can pay less and enjoy the most benefits.
Following are the ICICI HPCL super saver credit card charges:
| Particular | Fee |
|---|---|
| Joining Fee | INR 500 + Taxes |
| Annual Fee | INR 500 + Taxes (If however in the anniversary year, the total spending of this ICICI Bank Credit Card for Fuel is INR 1,50,000 or more than the annual fee can be reversed) |
| Supplementary Card Fee | NIL |
| Cash Advances | 3.50% |
| Late Payment Charges | - There is no late payment fee if the amount is less than INR 100. - Amount between INR 100 to INR 500 up to INR 100 is applied. - For amounts ranging from INR 501 to INR 5000, a late payment fee of INR 500 is levied. - For INR 5001 to INR 10,000 a late payment fee of INR 750 is charged. Charge up to INR 900 as a late payment is applied for amounts between INR 10,001 to INR 25,000. - If the amount lies between INR 25,001 to INR 50,000 you have to pay INR 1000. - Amounts greater than INR 50,000 a fee of INR 1200 is charged. |
| Over Limit Charges | 2.50% |
| Outstation Cheque Processing Fee | INR 100 |
| GST | 18% |
| Interest-Free Period | 18 to 48 Days |
| Foreign Currency Transactions | 3.50% |
Documents Required
Check out the necessary documents you need to apply for the ICICI Fuel Credit Cards:
- Proof of Identity
- Proof of Address
- PAN Card
- ITR or salary slips for the last 2 months
- Passport size photographs
Why should you purchase the ICICI Bank Credit Card for Fuel?
Fuel prices rise on a daily basis, making travel more difficult. As a result, we frequently use public transportation for daily travel. Furthermore, the fuel credit card allows you to save significantly on fuel purchases. They also additionally include reward points that can be redeemed for free fuel.
ICICI Bank Credit Card for Fuel is also one of the Best Credit Cards that can help you save money. It does, however, include a fuel surcharge, cashback on fuel purchases at HPCL outlets, and extra cashback.
It will therefore assist you in saving money on your fuel expenses. Furthermore, if you enjoy watching movies, you can get discounts on movie tickets here. Additionally, you can also get cash back, a culinary treat program, complimentary lounge access, rewards on retail purchases, and many other benefits. The ICICI Bank Credit Card for Fuel is an all-in-one credit card for your everyday purchases.
How do you raise the Credit Limit of your ICICI Bank Credit Card for Fuel?
To raise the limit of your ICICI Bank Credit Card follow the steps:
- Send an ICICI Bank branch a request.
- Bank will then review your credit card repayment history.
- If your repayment history is good, the bank will further accept your request.
- The bank sends you an SMS notification of the credit limit increase.
- Yes, in response to the SMS.
- However, a bank executive will contact you.
- Your ICICI Bank credit card limit will be increased.
How to apply for the ICICI Bank Credit Card for Fuel?
ICICI Bank Credit Cards can be applied both online and offline. However, the bank will contact you again within a short period of time. You can further track the status of your application by visiting the bank’s website or calling the customer service number.
These are the steps to apply for the ICICI Bank Credit Card for fuel:
Online
- Visit the ICICI Bank website.
- Choose the ICICI Bank Card for Fuel.
- Click on the Apply button given below.
- Fill out the necessary paperwork and details.
Offline
- Visit any nearby ICICI branch.
- Ask the bank manager about the card.
- Fill out the application form.
- Provide necessary documents.
Conclusion
The ICICI Bank Card for Fuel is assisting a large number of people in saving money on their fuel purchases. Furthermore, the fuel cards are the Best ICICI Credit Cards offered to make daily travel more affordable. Henceforth, the benefits you receive from this card make it superior. You can save extra money from the fuel surcharge every day and redeem rewards at HPCL outlets. Other benefits such as lounge access, movie discounts, cashback, rewards, and so on further make it one of the best fuel credit cards in India.
