Highlights
- Take a look at the comparison of HDFC Infinia and Axis Magnus Credit Card.
- Compare their offers, features, and other lifestyle benefits before applying for them.
- Know their fees and charges before you apply for them.
Most individuals in India only apply for a credit card just to enjoy the lifestyle benefits. There are two credit cards from the HDFC bank and Axis Bank that give you lifestyle benefits and they are the Infinia and Magnus cards respectively. Both of these credit cards have a lot of offers and give you experience of a lavish lifestyle. But the only problem with these cards is that an individual can afford only one card and they are confused between these two cards. Therefore, you must take a look at the differences between HDFC Infinia Credit Card vs Axis Magnus Credit Card so that it becomes easy for you to make a one-sided choice.
Comparison of HDFC Infinia and Axis Bank Magnus Credit Card
| Basis of Difference | HDFC Infinia Credit Card | Axis Magnus Credit Card |
|---|---|---|
| Welcome Benefits | - Get a Free Membership of the Club Marriot as a welcome bonus on this credit card. - Earn up to 20% discount on dining and staying across Asia-Pacific under this membership. - Get a Discount of 15% for up to 10 Guests at hotels under this membership. | Choose your welcome benefit voucher from one-way domestic flight ticket or Luxe Gift Card or PostCard Hotels gift voucher worth Upto Rs. 12,500 on card activation |
| Traveling Benefits | - Enjoy Unlimited Access to the Airport Lounges present in India and Outside India under the Priority Pass Program through this HDFC Credit Card. - The bank charges a foreign markup fee of 2% on foreign currency transactions. | - 8 complimentary airport concierge services - Unlimited international lounge visits and 8 additional guest visits in a year with the Priority Pass Card. - Unlimited domestic lounge at select airports visits for both primary and add on cardholders. List is available on website |
| Lifestyle Benefits | - You can enjoy unlimited Free Golf games at premium courses worldwide. - Have Global Concierge Assistance for your travel, entertainment, and business experiences. - Dine at the premium selected restaurants. | - Buy one ticket and get up to Rs.500 off on the second ticket at BookMyShow for a maximum of 5 bookings in a month. - |
| Reward Points Earnings | - Earn 5 reward points on every spend of ₹150. - Multiply your reward points 10 times on travel and shopping transactions through Smartbuy. - Multiply your reward points 2 times on dining at the selected restaurants. | - 35 EDGE reward points per Rs. 200 on incremental spends above Rs. 1.5 lakhs in a calendar month, 5X EDGE REWARDS on travel spends via TRAVEL EDGE |
| Insurance Cover and other Benefits | - Enjoy an Insurance Cover of ₹3 Crores in case of death in an Air Accident. - Get Overseas Hospitalisation cover in case of an emergency of up to ₹50 Lacs. - Have a Credit Liability cover of up to ₹9 Lacs. | - Get an Insurance of the Credit Limit when the Axis bank Credit Card has been lost. - Get a Purchase Protection of ₹2 lacs. - Up to 500 USD is covered in the case of Loss or Delay in baggage and Personal documents. - Have a Credit Shield of up to ₹5 Lacs. - Get Air Accident insurance coverage of ₹4.5 Crores. |
Fees and Other Charges of HDFC Infinia and Axis Magnus Credit Card
| Fees | HDFC Infinia Card | Axis Magnus Credit Card |
|---|---|---|
| Joining Fees | ₹10000 + GST | ₹12500 + GST |
| Renewal Fees | ₹10000 + GST | ₹12500 + GST |
| Waiving Off Criteria | Spend ₹8 Lacs in a year and waive off the fees. | Spend ₹25 Lacs or above in a year and waive off the renewal fees. |
| Add-on Card Fees | NIL | NIL |
| Foreign Markup Fees | 2% | 2% |
Eligibility Criteria of Both the Cards
| HDFC Infinia Credit Card | Axis Magnus Credit Card |
|---|---|
| The Infinia Credit Cards are offered by an invitation to their potential customers from the HDFC Bank. | - Minimum Age of 18 Years. - Maximum Age of 70 Years - Individuals must have a net yearly income of ₹18 Lacs. - A Cibil Score of 750 and Above - Must be an Indian Resident |
Conclusion
After comparing the HDFC Infinia Credit Card vs Axis Magnus Credit Card you can decide on a card for enjoying the lifestyle benefits. Both of these cards have certain eligibility criteria that you have to qualify to apply for the card. Everyone is not entitled to take these credit cards. Therefore, you must check the eligibility criteria and other benefits of these cards and then choose a card for yourself. Both of these cards are unique in their own way and have exclusive lifestyle offers.
