Canara Bank ranks among the top public sector banks that issue credit cards to meet the needs of shoppers with reward points, enhanced credit limits, free insurance cover in the eventuality of death due to an accident, etc. It issues both domestic and global cards with the latter being granted on request. Want complete details of the card? Look below.
Best Canara Bank Credit Cards 2025
Canara Bank offers the following credit cards at their respective fees:
| Credit Cards | Fees |
|---|---|
|
Canara Bank Visa Gold Credit Card |
Joining Fee - Rs. 250 Annual Fee - NIL |
|
Canara Bank RuPay Select Credit Card |
Joining Fee - Nil Renewal Fee - Nil |
|
Canara Bank Rupay Platinum Credit Card |
Joining Fee - Nil Annual Fee - Nil |
|
Canara Bank Visa Platinum Credit Card |
Joining Fee - Nil Annual Fee - Nil |
|
Canara Bank Rupay Classic Credit Card |
Joining Fee - Nil Annual Fee - Nil |
Top Benefits of Canara Bank Credit Card
Canara Bank VISA Classic Credit Card
The Canara Bank Visa Classic Credit Card offers up to 50 days of interest-free credit, global acceptance for seamless transactions, and rewards on every purchase. It’s designed for everyday spending with zero joining and annual fees.
- Up to 50 Days of Interest-Free Credit
- Easy EMI Conversion through the Canara ai1 App
- Shop Seamlessly at PoS Terminals at Merchant Outlets
- Exclusive Online Discounts for Shopping
- Domestic and International Transactions
- Zero Annual, Joining, and Enrolment Charges
- Earn Rewards Points for Every PoS or E-Commerce Transaction.
Canara Bank RuPay Select Credit Card
The Canara Bank RuPay Select Credit Card is a lifetime-free card offering rewards on every spend, complimentary lounge access, insurance coverage, an interest-free credit period, add-on cards, and more.
- Up to 50 Days of Interest-Free Credit
- Easy EMI Conversion via the Canara ai1 App
- Cash Withdrawal and Non-Financial Services
- Exclusive Merchant Offers for Savings and Discounts
- Earn Rewards Points on Every PoS and E-Commerce Transaction
- Complimentary Insurance Benefits for Added Security
- 24x7 Concierge Services for Assistance Anytime, Anywhere
- Complimentary Airport Lounge Access, in domestic, 2 visits per quarter for self and International 2 trips per year for self.
Canara Bank RuPay Platinum Credit Card
The Canara Bank RuPay Platinum Credit Card is a lifetime-free entry-level card offering 2 reward points for every Rs.100 spent, online or offline, without category-specific perks.
- 2 Reward Points for every Rs.100 spent, online or offline.
- Insurance Cover: Rs.8 lakh (self), Rs.4 lakh (spouse), and baggage/purchase protection of Rs.25,000 each.
- Higher Credit Limit of up to Rs.25,000 (varies with income).
- EMI Conversion for purchases above Rs.5,000.
- Interest-Free Period of 20–50 days.
- Secure Transactions with EMV CHIP and PIN technology.
Canara Bank Mastercard World Credit Card
The Canara Bank Mastercard World Credit Card is designed for premium customers, offering a range of exclusive benefits and features.
- Up to 50 Days of Interest-Free Credit
- Easy EMI Conversion via the Canara ai1 App
- ATM Cash Withdrawals and Non-Financial Services
- Shop Seamlessly at PoS Terminals and Online with Discounts
- Global Acceptance of Domestic and International Transactions
- Zero Annual, Joining, and Enrolment Charges
- Earn Rewards and points on Every PoS or Online Transaction
- Complimentary Lounge Access:
- Domestic: 3 Visits for Self + 2 Guests per Quarter
- International: 2 Visits for Self + 2 Guests per Year
Canara Bank VISA Gold Credit Card
The Canara Bank Global Gold Credit Card is designed for the elite, catering to a high-end lifestyle. Enjoy luxury, style, and comfort with global acceptance, offering unmatched convenience for a sophisticated experience.
- Up to 50 Days of Interest-Free Credit.
- Convert Purchases to EMI with the Canara ai1 App.
- Cash Withdrawals and Other Non-Financial Transactions.
- At PoS Terminals and Online with Exclusive Discounts.
- Accepted Domestically and Internationally.
- Zero Annual, Joining, or Enrollment Charges.
- Points on Every PoS and Online Transaction.
Canara Bank Visa Platinum Credit Card
Canara Bank offers three Visa credit cards—Classic, Platinum, and Gold, providing entry-level benefits such as reward points, lounge access, and insurance coverage.
- Every Rs. 100 spent on PoS and e-commerce purchases earns you two reward points.
- Low forex markup fee of just 3%.
- Get 2 complimentary domestic lounge visits every quarter for the primary cardholder.
- Reward points on every PoS and e-commerce transaction.
- Up to 50 days of interest-free credit and exclusive discounts while shopping online.
Canara Bank Rupay Classic Credit Card
This Card is designed for everyday spending with added benefits. It provides interest-free credit for up to 50 days. The card also provides ATM cash withdrawals and other non-financial services, along with global acceptance for both domestic and international use.
- Up to 50 Days of Interest-Free Credit.
- Easy EMI Conversion through Canara ai1 App.
- ATM Cash Withdrawals and Non-Financial Services.
- Shop at PoS and Online with Discounts.
- Global Acceptance for Domestic & International.
- Zero Annual, Joining, and Enrolment Charges.
- Points on Every PoS and E-Commerce Transaction.
Canara Bank Credit Card Eligibility
| Card Name | Age | Minimum Salary Requirement |
|---|---|---|
|
Canara Bank VISA Classic |
21-60 years |
Minimum Gross Annual Income of Rs.1 lakh |
|
Canara Bank Rupay Select Credit Card |
Must be 18 years of age |
Rs.10 lakh gross annual income for individuals. Rs.60,000 gross annual income and Rs.4,000 net take-home salary for staff members. |
|
Canara Bank Rupay Platinum Credit Card |
21-60 years |
Rs.2 lakh gross annual income for individuals. Rs.60,000 gross annual income and Rs.4,000 net take-home salary for staff members. |
|
Canara Bank Mastercard World Credit Card |
21-60 years |
Rs.1 lakh gross annual income for individuals. Rs.60,000 gross annual income and Rs.4,000 net take-home salary for staff members. |
|
Canara Bank VISA Gold Credit Card |
21 to 60 years |
Minimum Rs.2 lakh gross annual income for individuals. |
|
Canara Bank VISA Platinum Credit Card |
21 to 60 years |
Rs.2 lakh gross annual income for individuals |
|
Canara Bank RuPay Classic Credit Card |
21 to 60 years |
Rs.1 lakh gross annual income for individuals. |
Canara Bank Credit Card Features
Canara Bank offers various credit cards with distinct features. Here are some common features of Canara Bank credit cards:
- Reward Points: Earn reward points on every purchase made with the credit card. Points can be redeemed for a variety of products, gift vouchers, and services.
- Welcome Benefits: Get welcome benefits such as bonus reward points, discounts, or vouchers when you receive your card.
- Interest-Free Credit Period: Enjoy an interest-free grace period (typically up to 20-50 days) if you pay your bills on time.
- Cashback Offers: Some Canara Bank credit cards offer cashback on purchases in specific categories like groceries, dining, or online shopping.
- Fuel Surcharge Waiver: Waiver of fuel surcharge at selected petrol stations when using a credit card to pay for fuel.
- Airport Lounge Access: Select Canara Bank credit cards offer access to domestic and international airport lounges, enhancing your travel experience.
- EMIs (Equated Monthly Installments): Convert large purchases into easy monthly installments, providing repayment flexibility.
- Insurance Benefits: Some credit cards offer complimentary insurance coverage, such as purchase protection, fraud liability protection, and travel insurance.
- Contactless Payments: Canara Bank credit cards support contactless payments, allowing for faster and more secure transactions by simply tapping your card.
- Reward Redemption Options: Redeem accumulated reward points for various products, vouchers, and experiences from Canara Bank's rewards catalog.
- Enhanced Security Features: Enhanced security through EMV chip technology and two-factor authentication for online transactions.
- Online Bill Payments: Use Canara Bank’s net banking, mobile banking app, or third-party platforms to pay your credit card bills conveniently.
- Exclusive Offers & Discounts: Access to various seasonal offers, discounts, and deals with partnering merchants and online stores.
Note that specific features can vary depending on the type of credit card (e.g., Classic, Gold, Platinum) you choose with Canara Bank.
Why Should You Apply for Canara Bank Credit Cards?
You can apply for Canara Bank credit cards to make the most of the following benefits.
- 2 reward points for every purchase worth Rs.100, with 1 reward equaling Rs.0.25.
- Impressive credit limit at 30% of your annual gross income.
- Cash withdrawal limit at about 50% of the credit limit.
- Interest-free credit period of about 20-50 days.
- Free accidental insurance cover.
- Free card replacement in the event of card loss or mutilation.
- No interest on cash withdrawal if you pay the bill by the due date. Failing to do so will lead to interest charges from the due date and not from the date of cash withdrawal.
- Free demand draft from any of the Canara Bank branches for the payment of card bills.
Canara Bank Credit Card Transaction Charges
Be ready to pay several charges for Canara Bank credit card transactions
| Charges | Fees |
|---|---|
|
Interest on revolving credit |
2.5% per month |
|
Cash withdrawal charges |
Rs.30 per thousand, with the minimum being Rs.30 |
|
Minimum due |
Rs.1 lakh gross annual income for individuals |
|
Surcharges |
Rs. 30+ 2.5% of the transaction amount |
Note – These charges would also include 18% Goods and Services Tax (GST).
Canara Bank Credit Card Credit Limit
As pointed out above, the credit limit is offered at 30% of the annual gross income of an applicant. Apart from income, the credit score would also play a part in deciding the eventual credit limit.
Canara Bank Credit Card Documents Checklist Required
Submit the following documents for hassle-free approval of your credit card application.
- Identity Proof – PAN Card/Aadhaar Card/Voter ID/Driving License/Passport
- Address Proof – Aadhaar Card/Voter ID/Driving License/Passport/Utility Bill
- Income Proof – Latest salary slips for salaried, last 2-3 year ITR & balance sheet in case of self-employed.
Canara Bank Credit Card Online Application Form
- You can download the form, take a printout, and mention the relevant personal and professional details before submitting
- Along with the documents shown above at the nearest bank branch.
- The application details would then be checked thoroughly by Canara Bank before it says ‘Yes’ to the application.
Check Canara Bank Credit Card Application Status Online
Canara Bank provides several methods to check your credit card application status:
- Call
Reach Canara Bank's customer care at 1800-425-0018 to inquire about your credit card application status. Have your application form number and PAN card ready, as the executive may request these details.
- Email
Email Canara Bank at [email protected] with your application reference number, PAN, and Date of Birth to process your request.
- Net Banking
If you're an existing Canara Bank customer, log in to your net banking account (current or savings). Find the credit card section to check the status of your application. The status will only appear if your credit card is successfully linked to your bank account.
- Branch Visit
Visit any nearby Canara Bank branch to inquire about the status of your credit card application.
Canara Bank Credit Card Bill Payment Online and Offline
Here are the different ways where you can pay your Canara Bank Credit card bills online and offline -
Online Payment Methods:
Net Banking
- Log in to Canara Bank’s Net Banking portal.
- Navigate to the "Credit Card" section and choose "Pay Credit Card Bill."
- Enter payment details and complete the transaction.
Mobile Banking App
- Open the Canara Bank Mobile Banking App.
- Go to the "Credit Card" section and select "Pay Credit Card Bill."
- Enter the amount and proceed with the payment.
UPI Payment
- Use UPI to make the payment by sending funds to your Canara Bank credit card number via UPI apps like PhonePe, Google Pay, or Paytm.
NEFT/RTGS
- Transfer funds to your Canara Bank credit card account via NEFT or RTGS.
- Beneficiary Name: Canara Bank Credit Card
- IFSC Code: CNRB0000356 (or the specific IFSC code for your branch)
- Account Number: Your Canara Bank Credit Card Number
Third-Party Payment Platforms
- Pay your credit card bill through third-party services like BillDesk, Paytm, or Google Pay that support Canara Bank credit card payments.
Offline Payment Methods:
Cheque Payment
- Write a cheque in favor of "Canara Bank Credit Card."
- Deposit it at any Canara Bank branch or drop it in a Dropbox.
Cash Payment
- Visit your nearest Canara Bank branch and pay your credit card bill in cash over the counter.
ATM Payment
- If available, you can pay your credit card bill through Canara Bank ATMs by selecting the "Credit Card Bill Payment" option.
Important Reminder
- Always ensure your payment is made before the due date to avoid late fees and interest charges.
Canara Bank Credit Card Customer Care Number
Here are the different customer care numbers of the Canara Bank credit card, the toll-free number is -
- Toll-Free Number: 1800 1030
Canara Bank Credit Card Statement
You must have a close look at the statement to know the total dues, minimum due and due date, besides reward points and the entry of transactions date-by-date. Here are the ways where you can check your Canara Bank credit card statement -
Via Net Banking:
- Visit the Canara Bank Net Banking website and log in using your User ID and Password.
- In the top menu, select 'Cards'.
- Hover over 'Credit Cards' and click on it.
- Choose the credit card for which you want the statement.
- Select the period you wish to view.
- Click on 'View Statement' to access your credit card statement.
Via Canara Bank Mobile App (Canara Sathi App):
- Download and open the Canara Sathi app.
- Log in using your Username and Password.
- Go to the 'Credit Cards' section.
- Select 'Card Statement'.
- Choose the desired time duration to view your credit card statement.
Via Customer Care:
You can also check your credit card statement by contacting Canara Bank’s customer care:
- Toll-Free: 1800-425-0018
- Landline: 080-25318423 or 080-25584040
Make sure to have your credit card details handy when contacting customer care.
Apply For Canara Bank e-Statement
To apply for Cara Bank e-Statement, follow these steps -
- Visit the bank’s online portal and enter your details.
- Click on 'Submit',
- And you will receive your credit card statement via email.
Conclusion
Canara Bank Credit Cards offer a wide range of benefits, including reward points, cashback, and exclusive discounts across various categories like dining, shopping, and fuel. With features like interest-free credit periods, easy EMI options, and enhanced security through EMV chip technology, these cards are designed to provide flexibility and convenience. Premium cards, like the Canara Bank Mastercard World Credit Card, offer additional perks such as airport lounge access, global acceptance, insurance coverage, and accelerated reward points. Whether you're looking for everyday convenience or exclusive privileges, Canara Bank Credit Cards cater to diverse needs and preferences.
FREQUENTLY ASKED QUESTIONS
1. How can I apply for a Canara Bank Credit Card?
You can apply for a Canara Bank credit card by visiting the nearest Canara Bank branch or applying online through the Canara Bank website. You will need to submit the required documents, such as ID proof, address proof, and income proof.
2. What are the eligibility criteria for Canara Bank Credit Cards?
The eligibility criteria depend on the type of credit card you wish to apply for, but typically, you need to be at least 21 years old with a stable income. Your credit score and existing financial obligations are also factors considered during the application process.
3. What benefits do Canara Bank Credit Cards offer?
Canara Bank Credit Cards offer a variety of benefits, including reward points, cashback, fuel surcharge waivers, EMI options, and airport lounge access (on premium cards). Additional perks like purchase protection and travel insurance may also be available.
4. How can I check my Canara Bank Credit Card statement?
You can check your credit card statement via Canara Bank’s Net Banking portal, the Canara Sathi mobile app, or by contacting customer care. You can also request your statement to be emailed to you.
5. How do I pay my Canara Bank Credit Card bill?
You can pay your Canara Bank Credit Card bill through Net Banking, the Canara Bank mobile app, NEFT/RTGS, by cheque, or by visiting a Canara Bank branch. You can also use third-party payment platforms like BillDesk or Google Pay.
6. What is the interest-free period on Canara Bank Credit Cards?
Canara Bank offers an interest-free grace period, typically ranging from 20-50 days if you pay your bill in full before the due date.
7. What should I do if I lose my Canara Bank Credit Card?
Immediately block your card by calling Canara Bank customer care at 1800-425-0018 or by using the mobile banking app to report the loss. You can request a replacement card once the issue is reported.
