Explore Bank of Baroda FD Credit Cards: Exclusive Rewards & Benefits

Last Updated : June 29, 2023, 12:41 p.m.

Bank of Baroda has recently introduced FD credit cards. The bank’s customers, even with low credit scores, can now easily get approval for a credit card if they hold fixed deposits at the bank. Moreover, a Bank of Baroda FD credit card will offer several benefits that a regular credit card may not offer. By delivering a variety of unique bonuses and rewards, this cutting-edge product strives to give customers a distinctive banking experience.

The Top Bank of Baroda FD Credit Cards

Let’s examine the features and benefits of some of the Bank of Baroda FD credit cards in greater detail to see why they deserve consideration.

Bank Of Baroda Prime Credit Card

A premium option created to meet clients’ various needs is the Bank of Baroda Prime Credit Card. The credit card in question offers a variety of unique features and incentives to improve your banking experience. The Bank of Baroda Prime Credit Card provides simplicity, flexibility, and value thanks to its appealing rewards programmes, cashback deals, and lifestyle benefits. This card offers consumers a variety of special incentives and discounts, whether they are interested in dining, travelling, shopping, or recreation. Bank of Baroda FD credit card offers various benefits and advantages as well.

Offers & Rewards

• There is no fuel surcharge for all fuel purchases between Rs. 400 and Rs. 5,000, and a 1% fuel surcharge is waived up to Rs. 250 per hour.
• A simple EMI option on purchases over Rs 2,500 can be easily converted into EMIs over 6 or 36 months.

Benefits

• No need to provide evidence of income
• Free bank cards for life with no annual or first-year fees
• Following the date of every purchase, there is an interest-free credit period of up to 50 days.
• Three free lifetime add-on certificates for parents, partners, siblings, or children (over the age of 18)
• Free Personal Accidental Death Cover is provided on a secured credit card to protect family members financially.
• If the missing card is reported right away, there is no blame.

Bank of Baroda Eterna Credit Card

The famous Bank of Baroda Eterna Credit Card offers consumers several first-rate advantages and features. This credit card is intended for people who want exclusivity, elegance, and ease from their banking. Customers may take advantage of a variety of benefits with the Bank of Baroda Eterna Credit Card, including more excellent spending caps, alluring rewards programmes, and cashback deals.

Offers & Rewards

• Free FitPass Pro membership for six months, valued at Rs 15,000, as a welcome gift
• For all fuel payments between Rs. 400 and Rs. 5,000, a 1% fuel surcharge is waived up to Rs. 250 per hour.
• Purchases over Rs 2,500 can be easily converted into EMIs over 6 or 36 months.
• Receive three reward points for each $100 spent in other designated categories.
• Receive 1.5 reward points for each $100 spent on certain MCCs.

Benefits

• Personal Death by Accident Insurance is Free (Air: Rs. 1 Crore; Non-Air: Rs.
• Three free additional cards for life for your parents, partner, siblings, or children
• Zero responsibility for unauthorised transactions if card loss is notified right away.

Bank of Baroda Easy Credit Card

The Bank of Baroda Easy Credit Card is an easy-to-use product that meets consumers’ regular demands. Users of this credit card have simple access to credit, which makes transactions and payments simple. The Bank of Baroda Easy Credit Card offers a shortened application procedure and speedy approval with a focus on simplicity. Features like no yearly fees, low rates of interest, and flexible payback terms are available to cardholders. This card offers the ease of a credit card while helping clients manage their costs wisely. The Bank of Baroda Easy Credit Card is an excellent option for people looking for a simple and basic credit card alternative due to its user-friendly UI and access.

Offers & Rewards

• Obtain five reward points for each Rs. 100 spent at theatres and department stores.
• For all fuel expenditures between Rs. 400 and Rs. 5,000 at all petrol stations, a 1% fuel surcharge is exempt up to Rs. 250 every hour.
• Invest Rs 6,000 within 60 days and Rs 35,000 over the course of a year to have annual fees waived or refunded.
• Receive one reward point for every 100 dollars spent on other designated categories.
• Receive 0.5 reward points for each $100 spent on certain MCCs.

Benefits

• Three free add-on cards for life for your parents, partner, siblings, or children
• Pay securely using contactless cards.
• From the time of every purchase, there is an interest-free lending period of up to 50 days.
• Zero responsibility for unauthorised activities if card loss is notified right away.

Conclusion

The Bank of Baroda FD credit cards offers a distinctive fusion of fixed-term deposits and credit cards, giving consumers particular advantages and rewards. They distinguish themselves in the market because of features like simple approval, adjustable credit limits, interest-free grace periods, and improved security. These cards have plenty to offer whether you’re a frequent traveller, a shopper, or someone trying to establish credit. The FD credit cards are unquestionably something to consider for people looking for a complete and satisfying banking experience, given Bank of Baroda’s record for competence in banking and customer care.

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