Axis Bank offers two premium credit cards catering to the needs of affluent customers – the Axis Bank Privilege Credit Card and the Axis Bank Aura Credit Card. Both cards come with a host of attractive benefits and reward points programs. However, there are also key differences that prospective customers should evaluate based on their specific requirements and eligibility.

The Axis Bank Privilege Credit Card is targeted towards high-net-worth individuals with an income of at least ₹6 lacks per annum. The card offers higher credit limits of up to ₹30 lakh and exclusive privileges like complimentary Airport Lounge access in India and overseas. The reward points program allows cardholders to earn 4X points on travel and dining spending.

The Axis Bank Aura Credit Card has a lower income eligibility of ₹3 lacks per annum, making it more accessible for customers. While it offers a lower maximum credit limit of ₹20 lakh and domestic lounge access only, the card still provides attractive benefits like a fuel surcharge waiver and rewards on travel and hotel spending.

In this blog post, we will do a detailed comparison of the benefits offered by the Axis Bank Privilege Credit Card and Axis Bank Aura Credit Card. We will highlight key differences in reward programs, annual fees, eligibility, and more to help readers determine which card is best suited for their specific needs and circumstances.

Top benefits and advantages of the Axis Bank Aura Credit Card

Here are the key features and benefits of the Axis Bank Aura Credit Card:

• High credit limit up to ₹20 lakh – Cardholders enjoy high spending power and flexibility.
• Complimentary domestic airport lounge access – Aura cardholders get free access to over 100 airport lounges across India.
• 2.5% fuel surcharge waiver – All fuel transactions attract a fuel surcharge waiver of 2.5%.
• Annual fee waiver on add-on cards for the first year – The first annual fee is waived for up to 3 additional cards.
• Reward points program – Cardholders can earn:
• 3X reward points on travel and hotel spends
• 1X reward points on other eligible spends
• Reward points do not expire and can be redeemed for flight tickets, hotel stays, and more.
• Complimentary travel insurance of up to ₹10 lakh – Covers medical emergencies while traveling within India or overseas.
• Global Acceptance – The card is accepted by millions of visa merchants across the globe.
• Exclusive offers and discounts – Cardholders get access to special deals and discounts at various Axis Bank partners.
• 24/7 concierge services – The card offers concierge services like restaurant reservations, ticket bookings, gift suggestions, and more.
• Annual fee of Rs. 4,500 – The annual fee is on the upper end compared to other premium cards.

Axis Bank Privilege Credit Card

The Axis Bank Privilege Credit Card is a premium credit card targeted at high-net-worth individuals. The Axis Bank Privilege Credit Card offers cardholders a host of valuable benefits and privileges:

• Higher credit limits: The Axis Bank Privilege Credit Card offers credit limits as high as ₹30 lakh, providing cardholders with higher spending power.
• Complimentary Airport Lounge Access: Axis Bank Privilege Credit Card cardholders get complimentary access to airport lounges across India as well as internationally.
• Fuel surcharge waiver: The Axis Bank Privilege Credit Card offers a fuel surcharge waiver of 2.5% on all fuel transactions.
• Annual fee waiver on add-on cards: The annual fee is waived for additional Axis Bank Privilege Credit Cards added to the primary cardholder’s account.
• Reward points: The Axis Bank Privilege Credit Card offers a generous reward points program where cardholders can earn 4X reward points on travel and dining spends and 1X points on all other transactions.
• Travel insurance: The Axis Bank Privilege Credit Card provides cardholders with complimentary travel insurance of up to ₹20 lacks for medical emergencies while traveling within India or abroad.
• Global Acceptance: The Axis Bank Privilege Credit Card is accepted at millions of merchant outlets across the globe.
• Concierge services: Cardholders have access to 24/7 concierge services through the Axis Bank Privilege Credit Card like restaurant bookings, travel arrangements, and more.

The numerous benefits and exclusive privileges that the Axis Bank Privilege Credit Card offers set it apart as a premium credit card for affluent customers. Cardholders can experience the luxury and prestige associated with the Axis Bank Privilege Credit Card thanks to its many value-added features.

Conclusion

In summary, both the Axis Bank Privilege Credit Card and Axis Bank Aura Credit Card offer a host of attractive benefits for affluent customers. However, prospective cardholders need to evaluate which card aligns best with their particular circumstances and requirements.

The Axis Bank Privilege Credit Card is targeted at higher-income customers and offers more exclusive privileges like higher credit limits, international lounge access, and higher reward points earnings. However, it also has stricter eligibility criteria and a higher annual fee.

The Axis Bank Aura Credit Card targets a broader segment of customers with its lower income eligibility and annual fee. While it offers more basic benefits, customers who value accessibility over exclusivity may find it a better fit.

FAQs