Citibank Personal Loan in Chennai
Last Updated : Aug. 30, 2018, 11:55 a.m.
About Citibank Personal Loan in Chennai
With the vision and mission to serve the banking requirement of the people of the country, the bank provides the dedicated services that bind the customers throughout. It offers its customers a broad range of financial products and services. Each product is designed to serve a specific purpose. The personal loan offered by the bank can be used for any reason. The detailed information about it given below.
Apply Personal Loan @ 10.75%* Rate
Citibank Personal Loan in Chennai at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 10.49% Onwards |
| Loan amount | Up to ₹ 30 lakhs |
| Tenure | 5 years |
| Processing fee | Up to 2.5% of the loan amount sanctioned |
| Pre- payment charges | As per bank's norm |
Eligibility Criteria
The Citibank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The personal loan can be availed by:
- Salaried individuals
- Self-employed professional and business owners
- Existing Citibank customers with a Suvidha, Branch or a Mortgage relationship can avail of Citibank Personal Loan
Documents Required
In order to avail the benefit of personal loan, the individual needs to submit the following documents:
| Proof | Documents |
|---|---|
| Proof of Identity | Photograph is mandatory PAN Valid Driver’s License Valid Passport Voter’s ID card Valid Identity card Overseas Citizen of India Card Person of Indian Origin Card Job card issued by NREGA1 Letters issued by the Unique Identification Authority of India |
| Proof of Residence | Valid Driving License Valid Passport Voter’s ID card Valid Identity card Utility Bill not more than 3 months old with name & address 3 Food Card (Ration Card) Letter from employer Lease Deed/ Rent agreement Copy/ Property Registration Document in the name of the Customer Last 3 months bank account statement, signed and stamped by existing banker Mutual Fund statements Overseas Citizen of India Card Person of Indian Origin Card Latest IT Return Original Letter from Company |
| Proof of Age | Birth Certificate School Leaving certificate Passport |
| Length of Employment / Continuity of Business | Letter from employer Old PaySlip/For m 16 HR check by designated CPA resource |
| Proof of Income and Occupation | For Salaried- Latest one or 2 salary slip (not more than 3 months old) Latest Form 16 Last 3 months bank statement For Self-Employed- IT Returns for last 2 years and supplementary documents Computation of Income Schedule P&L Account Balance Sheet Audit Report Above accounts to be certified by CA Last 6 months bank statement |
For further details, read Personal Loan Chennai
Address of Citibank Branches in Chennai
The complete address, IFSC Code, MICR Code and customer care details of Citibank branches located in Chennai is mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Chennai | No. 2, Club House Road, Chennai - 600002 | CITI0000003 | 600037002 | 1800 180 2484/ 28460014/ 044-42274419 |
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