Karnataka Bank Balance Check Number

Last Updated : Dec. 9, 2024, 3:48 p.m.

Karnataka Bank offers multiple convenient ways for customers to check their account balance, including, the Karnataka Bank Balance Check Number service. This service allows you to access your account balance using your mobile phone quickly. If you’re already a Karnataka Bank customer, ensure your mobile number is linked to your account to use these services seamlessly.

In this article, we will delve into the various ways of how we can check the balance of Karnataka Bank Balance. Read the content below to understand -

Different Ways to Check Karnataka Bank Balance

1. Missed Call Service

2. SMS Banking

3. KBL Mobile Applications

4. KBL Internet Banking

5. ATM

6. Customer Care

7. Passbook Update

8. WhatsApp Banking

Karnataka Bank Balance Check Via Missed Call Service

Experience simplicity at its best, just a missed call gives you instant access to your account details. This 24/7 service delivers essential banking information right to your fingertips, with no Internet required. It’s not just banking: it’s smart, secure, and effortless financial management for the modern era.

Simply give a missed call from your registered mobile number, and the information you need will be sent directly to your phone.

• For balance confirmation - +91 1800 425 1445

• For mini statement - +91 1800 425 1446

Karnataka Bank Balance Check via Toll-Free Numbers

Here are Karnataka Bank toll-free numbers, on which you can anytime and anywhere 24x7 with your registered number to get your queries solved.

Toll-free numbers

• 1800 425 1444

• 1800 572 8031

Karnataka Bank Balance Check Via SMS Banking

Customers can easily check their account balance by using Karnataka Bank’s toll-free balance check number: 1800-425-1445. This dedicated helpline allows you to access your account details through a simple missed call. Please note that this service is available exclusively from your registered mobile number.

Steps to Use the Missed Call Service:

• Dial the Toll-Free Number: From your registered mobile number, give a missed call to 1800-425-1445.

• Automatic Disconnection: The call will disconnect automatically after a brief ring.

• Receive SMS Notification: Shortly after, you will receive an SMS on your registered mobile number with your account balance details.

This service is quick, convenient, and does not require an internet connection.

Karnataka Bank Balance Check Via Internet Banking

Their Internet Banking facility allows you to manage your finances conveniently from the comfort of your home or office. Enjoy secure and confidential online banking, enabling you to conduct transactions effortlessly without wasting time or compromising your peace of mind.

• Step 1 - Visit Karnataka Bank's official website and navigate to the Internet Banking section.

• Step 2 - Use your account details to register and follow the step-by-step on-screen instructions to set up your login credentials.

The process is simple and user-friendly, ensuring a seamless registration experience.

Karnataka Bank Balance Check Via KBL Mobile App

1) KBL Mobile Plus

Their dedicated mobile banking app brings your financial world to your fingertips. Effortlessly manage accounts, make quick transactions, and bank securely with their user-friendly interface which streamlines your banking experience anytime, anywhere.

How to get started with the Mobile Application-

• Step 1 - Download and install the mobile banking app.

• Step 2 - Tap on Register to begin the setup process.

• Step 3 - Link your bank account using your registered mobile number.

• Step 4 - Set up your mobile banking mPIN by verifying your debit card details.

• Step 5 - Log in to the app using your newly created mPIN to access banking services.

How to check the balance -

• Step 1 - Log in to Karnataka Bank’s internet banking portal with your user ID and password.

• Step 2 - Check your account balance under the account summary section.

2) KBL mPassBook App-

Stay updated with real-time transaction alerts in a user-friendly digital passbook. It’s a smart and convenient way to track and manage your finances, putting the bank right in your pocket. Follow the steps to know more about it.

Here are the steps on how to check the balance on the KBL mPassBook App -

• Download and Install the App: First, ensure you have the KBL mPassBook App installed on your smartphone. It's available on both Google Play Store and the Apple App Store.

• Log In: Open the app and log in using your KBL (Karnataka Bank) account credentials. You may need to sign up and link your account to the app if you haven't registered yet.

• Access Your Account: Once logged in, you’ll see a list of your accounts. Select the account for which you want to check the balance.

• Check Balance: Your account balance will be displayed on the home screen under the selected account. You can also see a detailed transaction history here.

• Other Options: You can use additional features of the app, such as viewing statements, transferring funds, and more, directly from your mobile device.

3) KBL BHIM UPI App -

The KBL BHIM UPI App is a mobile banking application provided by Karnataka Bank that enables users to make secure and instant payments through UPI (Unified Payments Interface). With this app, you can link your bank account and perform various financial transactions with ease.

Steps to use the KBL BHIM UPI App -

• Download and Install: Download the KBL BHIM UPI App from the Google Play Store or Apple App Store.
• Register and Link Account: Open the app, register using your mobile number linked with your bank account, and link your Karnataka Bank account to the app.
• Set UPI PIN: Set your UPI PIN (a secure 6-digit code) to authorize transactions.
• Start Transactions: Use the app to send/receive money, check balance, or pay bills with just a few taps.

Karnataka Bank Balance Check Via ATM

Karnataka Bank account holders can easily check their account balance by visiting the nearest ATM. The bank provides an ATM-cum-debit card to all savings and current account holders, which can be used to perform a balance inquiry. Follow these steps to check your balance:

Steps to Check Balance at an ATM:

Step 1 - Visit an ATM : Locate the nearest Karnataka Bank ATM or use any other bank’s ATM for balance inquiry.

Step 2 - Insert Your Card : Swipe or insert your ATM-cum-debit card into the machine.

Step 3 - Enter Your PIN : Input your 4-digit ATM PIN for authentication.

Step 4 - Select Balance Enquiry : Choose the Balance Enquiry option from the menu.

Step 5 - Confirm Request : Submit your request for balance inquiry.

Step 6 - View Balance : Your account balance will be displayed on the screen.

This method is convenient and provides instant access to your account balance.

Karnataka Bank Balance Check Via Customer Care

Customers have the option to check their account balance through Karnataka Bank Customer Care. You can contact the bank's customer service helpline for assistance with balance inquiries. Here's how you can do it:

Steps to Check Balance via Customer Care:

Step 1 - Call Customer Care : Dial 1800 425 1444 from your registered mobile number.

Step 2 - Follow the IVR Instructions : Navigate through the interactive voice response (IVR) system to select the option for balance inquiry.

Step 3 - Provide Account Details : You may be prompted to verify your identity using your account number or other details.

Step 4 - Receive Balance Information : The customer care representative or automated system will provide your account balance.

This service is available during customer care working hours and offers a secure way to check your balance.

Karnataka Bank Balance Check Via Passbook Update

When individuals open an account with Karnataka Bank, they are provided with a physical passbook. The account holder can visit their home branch to have the passbook updated regularly. This ensures that the passbook reflects the current balance in the account, along with a detailed summary of all transactions made.

Karnataka Bank Balance Check Via WhatsApp Banking

A modern, secure, and highly convenient way to manage your banking needs. Available 24/7 and accessible even to non-customers, it brings a wide range of banking services directly to your WhatsApp chat, redefining convenience and ensuring your financial needs are just a message away.

Send a " Hi " to +91 963 218 8999 on WhatsApp to access all your financial information and banking services.

Check Karnataka Bank Balance Via USSD

To check your Karnataka Bank balance through USSD you just need to -

1. Dial the USSD Code : *99*42#

2. After dialing the code, you will receive an SMS with your Karnataka Bank account balance information.

This method works even if you don't have an internet connection, as USSD works on basic mobile networks. It is the best method and a convenient way to check your balance without needing an internet connection.

Benefits of Karnataka Bank Balance Check Number

The Karnataka Bank Balance Check Number (USSD code, SMS, or call service) serves as an essential tool for customers who need quick and easy access to their account balance without relying on an internet connection or banking app. Here are the benefits and reasons you need a Karnataka Bank Balance check number -

1. Convenience for Non-Internet Users: Not all customers have access to smartphones or internet-enabled devices. The balance check number allows such customers to check their balance via simple USSD codes, SMS, or missed call services.

2. Real-Time Updates: Checking your balance through a dedicated number ensures that you receive instant real-time updates. Whether you’re in a remote area or need of urgent balance information, this method delivers immediate results.

3. No App or Data Usage: You don’t need to download any apps or have an internet connection. USSD and SMS-based services are available on basic phones, making them accessible to a larger audience, especially in rural areas.

4. Security: The balance check process via a USSD or SMS code is generally secure as it only requires your mobile number linked with the bank account. There's no need to enter sensitive details like PINs, making it safer for quick balance inquiries.

5. Cost-Effective: USSD and SMS-based services usually don’t require any data charges, making it a cost-effective way to stay updated on your account balance. Some services may even be free of charge.

6. Availability for All Bank Customers: Customers who don’t use smartphones or banking apps can rely on this simple method to access their account balance, ensuring that no one is left behind due to technology limitations.

7. Ideal for Emergency Situations: When you're on the go, without access to your bank's mobile app, or during emergencies, a balance check number is an easy and efficient way to know your account status.

In short, the Karnataka Bank Balance Check Number provides an easy, quick, and universal method to stay on top of your financial situation, without relying on advanced technology or internet connectivity.

Karnataka Bank Balance Check via Mini Statement

A mini statement provides a summary of your recent transactions, including the last 5–10 transactions. Karnataka Bank mini statement number is here to offer you multiple ways to access your recent transactions. Here's how you can do it:

1. Via Missed Call Service - Dial 1800 425 1445 from your registered mobile number.

You will receive an SMS containing your mini statement with recent transactions.

2. Through SMS Banking - Send an SMS in the following format to 9880654321:

MSTMT. You'll get a text message with your mini statement.

3. Using Karnataka Bank Mobile Banking App - Log in to the KBL Mobile Plus or KBL mPassBook App.

Go to the ‘Accounts’ section and select ‘Mini Statement’ to view recent transactions.

4. Through Internet Banking - Log in to Karnataka Bank's Internet Banking portal.

Navigate to the ‘Accounts’ section and select ‘Mini Statement’ to view your recent transaction history.

5. ATM Services - Visit the nearest Karnataka Bank ATM.

Insert your debit card, enter your PIN, and select the ‘Mini Statement’ option to print or view your recent transactions.

Conclusion

Well, you are free to choose any method to have the Karnataka Bank Balance Check. The easiest method is to give a missed call to a toll-free number and receive the message containing the balance details. The account holders of the Karur Vysya Bank can also have the Karur Vysya Bank balance Check through missed calls and SMS . This method works even if you don’t have an internet connection and a smartphone. On the other hand, if you want a hard copy of your balance details then you must visit any nearest ATM and use your Karnataka Bank Debit card to know your balance. The ball is in your court and you have to make a final choice to check the Karnataka Bank balance.