How to Link Aadhaar Card with HDFC Life Insurance Online/Offline?

Last Updated : Dec. 30, 2024, 3:47 p.m.

The government has made it mandatory for individuals to link their Aadhaar cards with their financial instruments. Additionally, the Insurance Regulatory and Development Authority of India (IRDAI) has issued a notification requiring policyholders to link their insurance policies with their Aadhaar cards. Policyholders must also link their PAN cards with their respective insurance policies.

HDFC Bank provides policyholders with options to link their Aadhaar cards with their insurance policies through both online and offline methods. The following sections outline these methods. Before proceeding, ensure that you have your policy details, PAN card, and Aadhaar card available.

Ways to Link Aadhar Card with HDFC Life Insurance

To link your aadhaar card with HDFC Life insurance policy there are two ways -

1. Online Method
2. Offline Method

Link Aadhaar with HDFC Life Insurance Online

The most convenient way to get your Aadhaar card linked with your HDFC insurance policy is via the online method.

Steps to Link Aadhaar with HDFC Life Insurance

• Visit the HDFC Life Aadhaar linking portal.

• Enter your policy number, date of birth, Aadhaar number, and PAN in the provided fields.

• Read the terms and conditions carefully and check the disclaimer box.

• Click the "Submit" button.

• HDFC Life will verify your Aadhaar details with UIDAI.

• After successful authentication, your HDFC Life insurance policy will be linked with your Aadhaar.

• You will receive a confirmation message on your registered mobile number and email after the Aadhaar and PAN linking is completed.

Link Aadhaar with HDFC Life Insurance Offline

People who do not prefer using the internet also have the option to link their Aadhaar cards with HDFC life insurance policies via the offline method.

Steps to Link Aadhaar with HDFC Life Insurance Offline

• Visit a nearby HDFC Life branch.

• Fill out the Aadhaar and PAN linking form.

• Attach self-attested copies of your PAN card and Aadhaar card with the form.

• Submit the form to the branch executive, who will provide you with a transaction number.

• Use the transaction number to check the status of your Aadhaar linking with your policy.

Documents Required While Linking Aadhaar With HDFC Life Insurance Policy

This is the list of documents that are required while linking your aadhaar card with HDFC Life Insurance Policy -

• Policy Number

• Aadhaar Card

• PAN

• Policy Document (in case of visiting the bank physically)

Important Points While Linking your Aadhaar with your HDFC Life Insurance Policy

There are a few important points that you should keep in mind while linking your Aadhaar card with your HDFC life insurance policy. Some of those points are as follows:

• It is important to keep your details such as your policy number, PAN details, and Aadhaar card handy while filling out the form online

• HDFC Life would link your Aadhaar card with your insurance policy on your behalf

• The institution would access information like your Aadhaar number, date of birth, etc from UIDAI

• Any other information except your Name (as on Aadhaar card), Aadhaar number, and your date of birth is not shared by UIDAI in any case

• HDFC Life has the authority to link Aadhaar only for authentication and e-KYC

• The linking process can take up to 48 hours to complete and reflect under the “My Account” section

• Through this process, all the policies under one client ID will be linked with the Aadhaar card

• In case of unsuccessful verification of any document, your PAN and Aadhaar shall not be linked with the client ID and you might have to repeat the process all over again.

Summing Up!

Linking your Aadhaar card with your HDFC Life Insurance policy is a straightforward process, available through both online and offline methods. Online, you can visit the HDFC Life Aadhaar linking portal, enter your policy and personal details, and submit the form for verification. Offline, visit an HDFC Life branch, fill out the Aadhaar and PAN linking form, attach self-attested copies of your documents, and submit the form to receive a transaction number for tracking. Both methods ensure that your policy is linked to your Aadhaar, completing the necessary compliance process.