How to Get Aadhaar e-KYC or e-KYC Verification Online & Offline
Last Updated : July 6, 2022, 5:34 p.m.
Aadhaar Card is a universally accepted document all over India whether you have to prove your identity or residential status. Many banks and mobile companies ask for Aadhaar while issuing loans and network connections respectively. So, you will have to go through the process of Aadhaar KYC where your identity is verified by the service providers. Here, you must explore all about Aadhaar KYC and how it works. If you are availing of any services from banks then you will have to go through the KYC process. The bank will do the KYC from UIDAI and verifies whether all the information provided by you is authentic or not. Let’s move on to the working of Aadhaar KYC below.
Process of Aadhaar E-KYC
You must be aware of the fact that Aadhaar Card details have to be submitted to banks or other services providers when you take a loan or their services. So, in order to verify your Name and Address, the service provider makes an E-KYC. It doesn’t visit any center to verify your documents because your details are sent directly to UIDAI for verification. UIDAI has all your Aadhaar Details so it doesn’t take much time to verify it. This whole process is known as Aadhaar E-KYC.
The whole process is digital and the verification is made online. It saves time for both, the Aadhaar Cardholder and the Service Process. The process is quick and easy and has modernized the process of verification. Now, it will be convenient for banks, companies, and customers to complete the KYC and verify their Aadhaar Details.
Types of KYC
There are two types of KYCs and they are divided into Offline and online KYC. You can go through both Aadhaar KYCs to see how they are made.
Online KYC
Online KYCs are done through OTP. The service provider shares your details with UIDAI and the approval is given by you through an OTP. The OTP is received on your registered mobile number and by providing the OTP you give your consent to do the Aadhaar E-KYC. Once all the details provided by you matches with the details that UIDAI has, your KYC completes.
Offline KYC
When you apply for a new mobile connection then you will have to go through offline KYC. The service provider takes your fingerprints and a photo for Iris verification when you are taking a new mobile connection. The biometric details like fingerprint and photo are matched with your Aadhaar and then the KYC process completes. This whole process is known as Offline KYC.
Conclusion
After going through the above information, it will be easy for you to know about Aadhaar KYC. This process has made the verification process quick and convenient. The whole KYC process is digital and it is done online. If you are going for an offline KYC then your physical presence is necessary. Whether you are apply applying for a loan from a bank or taking an insurance policy, you will have to go through the Aadhaar E-KYC.
