Payment of bills has never been so rewarding as it is with Citibank Cash Back credit Card. Now pay all your bills via this credit card and get cash back. Do everything you have done so far but at a cost lower than before. The cardholder enjoys saving and cash rebates with other money savings benefits. It is a contactless card that makes payment an easy task. The card comes with unique safety features that assure the security of the transaction.
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Terms and Conditions
By accepting our "Terms and Conditions" you authorize WIshfin and its associated Partner Banks to run a CIBIL/Experian check for your profile
To, TransUnion CIBIL Limited [Formerly known as Credit Information Bureau (India) Limited] One Indiabulls building ,Unit No 1901 – 1905, 19th Floor, Tower 2A-2B, Jupiter Mill compound, Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Sub: Grant of Consent
Dear Sirs,
In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Wishfin and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.
I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agreement entered into between the Company and TUCL understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.
I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL.
I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company
I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Wishfin authorizing Wishfin to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Wishfin to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Wishfin to obtain my Consumer Credit Information .
I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
By submitting this registration form, I understand that I am providing express written instructions for Wishfin to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Wishfin account. I further authorize Wishfin to retain a copy of my information for use in accordance with [Wishfin’s] Terms of Use and Privacy Policy.
I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Wishfin . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.
Yours faithfully,
Name :____________________________ Address : ____________________________ Date : ____________________________
Features of Citibank Citi Cash Back Credit Card
For purchases up to INR 2,000 pay without entering the pin at the merchant terminals
5% cashback on all movie ticket purchases, subject to a maximum cap of INR 100 per month
5% cashback on all utility bill payments paid through Citibank online bill pay
5% cashback on all telephone bill payments
0.5% cash back on all other spends
Up to 15% savings across participating restaurants
Simple redemption policy
Get redemption in multiple of INR 500
Get your cash back conveniently and automatically as statement credit.
Up to 20% savings across participating restaurants.
Multiple repayment options.
Fees & Charges
Interest Rate – 3.75% per month (45% Annualized)
Joining Fee – As per bank’s norm
Annual Fee – INR 500
Cash Advance fee – 2.5% of the advance amount
Late Payment Charges – INR 600 for current balance up to INR 2000-7500, INR 950 for current balance from INR 7501-15,000, INR 1300 for current balance above INR 15,000
Over Credit Limit charge- 2.5% of the amount over the Credit Limit subject to a minimum of INR 500
Cheque/ECS Bounce Charge- INR 500 per returned cheque/ECS
Petrol Transaction Charge- 2.5% (minimum INR 10), waived off at Indian Oil outlets for transactions done on Citibank EDCs
Railway Ticket Booking or Cancellation Surcharge (Counter booking) – 2.5% of the transaction value
Railway Ticket Booking Surcharge (Internet booking) – 1.8% of the transaction value for regular transactions; 2.8% of transaction value for 3 EMI transactions
Card Replacement Charge – INR 100
Statement Request – INR 100 beyond 3 months
Outstation Cheque Charge (Charge based on the value of the cheque/instrument) – Up to INR 10,000 – INR 50 per cheque; INR 10001 to INR 100000 – INR 100 per cheque; Above INR 100001 – INR 150 per cheque
Cash deposit at Citibank branches towards credit card repayment – INR 250
Cash deposit at Citibank ATMs towards credit card repayment – INR 100
The card is offered to the customers whose profile match the eligibility standards prescribed by the bank. The bank has set the norms according to which the eligibility of the customer is evaluated.
Documents Required
ID Proof- Aadhar Card, Copy of Passport, PAN Card/ UID, Driving License, Voter’s ID Card
Income Proof- Salary Certificate, IT Assessment order, Latest Balance Sheet
Address Proof- Aadhar Card, Voter ID Card, PAN Card, Utility Bills
Coloured Photographs
Bank Statement for the last 3 months
How to Apply for Citibank Citi Cash Back Credit Card?
All set to apply for a credit card? Go online and do it easily by visiting the website of Citibank. Fill the application form online correctly before submitting it to the bank desk. The bank will then check the details carefully before okaying the application. You can even visit the nearest Citibank branch to apply for a credit card. Get a credit card application form from Citibank, fill the details correctly before submitting it to the branch official. The bank will screen through the details before approving your case. It’s up to you to choose the mode you are comfortable applying by.
Citibank Citi Cash Back Credit Card Status Online
The customers who have already applied for the card can check their application status online using the netbanking facility. Just enter the application reference number and mobile number on the portal. The status can also be checked by calling the customer care or by visiting the nearest bank branch. The bank executives will provide the latest update about the application.
Citibank Citi Cash Back Credit Card Statement
The Bank sends a monthly statement, showing payments and transactions for the month, provided the card has been active during the said period. The statement is dispatched via post or e-mail to the registered mail address.
How to Make Citibank Citi Cash Back Credit Card Bill Payment?
The statement also shows the total due, minimum due and the last date of payment. Paying on time should be your primary concern as late payment leads to charges. It even lowers the credit score if the pattern of late payment is constant. Well, there are both online and offline modes available for credit card payments. If you have Internet banking access of Citibank or any other bank, you can use it to pay your bills. Payment gateways can also be used for the purpose. You can even visit the nearest Citibank branch to pay off the bills.
Customer Care Number
To know more about credit cards, it’s features and other important details call the customer care executive on the customer care number. The Citiphone helpline number is active 24×7. Call on 18004191050 to resolve all your queries.